Comparison

Xtracash vs R4

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Xtracash

Manage your account and make secure mobile payments. View your available balance, current debt, and minimum payment. Generate payment receipts and update your profile.

Highlights
  • View account balance and debt
  • Make secure mobile payments
  • Generate payment receipts
  • Update profile information
  • Contact local support
Features
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Xtracash te permite consultar tu cuenta Xtracash y pagar por Pago Móvil de forma simple y segura. Visualiza disponible, deuda actual y pago mínimo y genera recibos de tus pagos. Funciones principales • Inicio: tarjeta con Disponible, Deuda actual, Pago mínimo y acción Pagar. • Pago Móvil: selecciona un destinatario de tu Directorio, ingresa monto y reporta tu pago. • Historial/Recibo: confirma y comparte el recibo del pago realizado. • Perfil/Soporte: actualiza tus datos y contacta soporte local.

About

R4

Manage your finances securely and efficiently with a comprehensive mobile banking solution. Perform a wide range of transactions, transfer funds, and send/receive money instantly. Designed for active clients of R4, Banco Microfinanciero.

Highlights
  • Consult and manage finances
  • Secure and simple transactions
  • Transfer funds between accounts
  • Instant money transfer via Pago Móvil
  • QR code payments
  • Personalized contact list
Features
Read full description

R4, se presenta como una solución integral de banca móvil diseñada para satisfacer las necesidades financieras tanto de personas naturales como jurídicas de clientes activos de R4. La aplicación ofrece una experiencia de usuario intuitiva y segura, permitiendo realizar una amplia gama de transacciones bancarias desde cualquier dispositivo móvil. R4 es más que una aplicación móvil; es un socio estratégico para la gestión de sus finanzas. Con una interfaz intuitiva y una amplia gama de funcionalidades, R4 le permite tomar el control de sus finanzas de manera segura y eficiente. Con R4 podrás: Consultar y gestionar tus finanzas desde cualquier lugar: saldos, movimientos y tarjetas Realizar transacciones seguras y sencillas. Tu dinero, protegido en todo momento R4 te permite transferir fondos a tus cuentas y a otras entidades bancarias Envío y recepción instantánea de dinero entre usuarios de distintas entidades bancarias mediante Pago Móvil y lectura de código QR Lista de contactos personalizada a la medida R4 está dirigido a: Personas naturales y jurídicas: para enviar y recibir dinero, así como para pagar los productos y servicios de tu preferencia. Para disfrutar de los beneficios de esta aplicación, debes ser un cliente activo de R4, Banco Microfinanciero Para activar el servicio de Pago Móvil, es necesario registrarse a través de la Banca online accediendo a la sección “Mi Banca Móvil > Afiliación" R4 ¡¡¡Conectamos Contigo!!

Screenshots

Xtracash4 screens
R44 screens

Verdict

The call

The clearest difference is update cadence: Xtracash at every 3 weeks against R4's every 2 months. Xtracash also leads on ratings volume (5 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Xtracash against 5.0 for R4. That said, the two scores are not equally well evidenced: Xtracash has 5 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Xtracash ships an update every 3 weeks, R4 every 2 months. The most recent releases landed on September 17, 2026 and October 1, 2026 respectively.

Scorecard2 real differences · 7 level
Xtracash versus R4: the parameters behind the verdict, then further details
ParameterXtracashR4
PriceFreeFree
Rating5.0 (5 ratings)5.0 (1 ratings)
Number of ratings5 — better1
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.1 — better15.6
Further details — not scored
Size36 MB31 MB
Age rating9+4+
DeveloperMeritop CAR4 Banco Microfinanciero

Customer experience

Xtracash

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

R4

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Xtracash

No in-app purchases

None

R4

No in-app purchases

Questions

Is Xtracash free?
Xtracash is free to download, with no in-app purchases.
Is R4 free?
R4 is free to download, with no in-app purchases.
Which has better reviews, Xtracash or R4?
Xtracash and R4 are both rated 5.0 out of 5 on the App Store, from 5 and 1 ratings respectively.
Do Xtracash or R4 have ads?
Neither Xtracash nor R4 shows ads.
Which is updated more often, Xtracash or R4?
Xtracash ships an update every 3 weeks, and R4 every 2 months. Most recently, Xtracash was updated on September 17, 2026 and R4 on October 1, 2026.

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