Comparison

Expense Tracker vs Spendler

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Expense Tracker

Features
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ExpenseKit is an "Money Manager, Expense Tracker" and budget planner built to help you understand where your money goes, plan smarter budgets, and build better spending habits. Track daily expenses, manage income, monitor bills, organize activity-based spending, and use AI insights to turn your financial data into clear answers. TRACK EXPENSES & INCOME Log expenses and income in seconds. Add categories, notes, accounts, and tags to keep transactions organized. PLAN BETTER BUDGETS Create monthly or category budgets, view remaining money, and get alerts when spending moves close to your limit. AI SPENDING INSIGHTS Understand spending patterns, category trends, unusual expenses, saving opportunities, and financial health signals. BILLS & SUBSCRIPTIONS Schedule recurring payments for rent, EMI, utilities, subscriptions, salary, and other regular money movements. ACTIVITY SESSIONS Group expenses by trip, shopping, work, event, or daily activity and see what each money moment really costs. CHARTS & HEATMAPS Explore pie charts, bar charts, line charts, monthly comparisons, category trends, and spending heatmaps. ALL ACCOUNTS IN ONE PLACE Track cash, bank accounts, cards, wallets, and balances in one simple money manager. EXPORT & BACKUP Export records as CSV, XLSX, or PDF. Keep data safer with secure cloud backup. ExpenseKit helps you stop guessing where your money went. Track spending, plan budgets, manage bills, understand habits, and move closer to your savings goals. Download ExpenseKit and take control of your money today. Privacy Policy: https://expensekitapp.com/privacy/ Terms & Conditions: https://expensekitapp.com/terms/

About

Spendler

Features
Read full description

Track every dollar โ€” without linking your bank. Spendler is the expense tracker for people who want to actually understand their money, not just watch it disappear. Log spending in seconds. See where it really goes. Build the habits that make budgets stick. No bank login. No data harvesting. No financial accounts to connect. Your money, in your hands. โ€” LOG SPENDING IN SECONDS โ€” Add an expense in three taps: amount, category, done. Attach a photo of the receipt by scanning it with your camera. Track cash, credit cards, debit, and digital wallets โ€” all in one place. Bookmark important transactions to find them later. โ€” BUDGETS THAT ACTUALLY WORK โ€” Set a monthly spending limit and category-level budgets. Watch your real spending tick against your plan in real time. Compare month-over-month and finally see the patterns hiding in your habits. โ€” NEVER MISS A SUBSCRIPTION โ€” Add every recurring payment โ€” Netflix, Spotify, gym, insurance, that random app from 2022. Get notified the day before any subscription renews so nothing slips through. โ€” SAVINGS GOALS โ€” Build goals for what matters: emergency fund, travel, a new laptop, a first apartment. Track every contribution. Hit the milestone. Start the next one. โ€” SMART AUTO-CATEGORIZATION โ€” Set keyword rules once and Spendler categorizes transactions automatically as you log them. "Chipotle" โ†’ Food. "Uber" โ†’ Transport. No more sorting receipts on a Sunday night. โ€” REPORTS YOU'LL ACTUALLY READ โ€” See spending trends by week, month, or year. Break down by category and drill into sub-categories to find your real money leaks. Spot the patterns. Fix the leaks. โ€” ASK PENNY โ€” YOUR AI MONEY ASSISTANT โ€” Chat with Penny, the built-in AI that actually knows your spending. Ask "how much did I spend on coffee this month?" or "what's my biggest leak?" Get answers, not spreadsheets. โ€” PEOPLE & SHARED EXPENSES โ€” Track money you've lent, money you owe, Venmo splits with roommates, the dinner you covered last week. Running balance per person. No more awkward texts. โ€” OFFLINE-FIRST, PRIVACY-FIRST โ€” Log transactions without internet โ€” Spendler syncs the moment you're back online. Hide your balance instantly when someone's looking over your shoulder. Sign in with Apple or Google for secure iCloud backup. โ€” BUILT FOR REAL LIFE โ€” - Daily reminders and weekly spending reports - 25+ currencies with proper locale formatting - Clean, minimal black & white design - Income tracking, not just expenses - Works on iPhone and iPad PERFECT FOR: - Young professionals tracking their first real paycheck - College students managing tight budgets - Freelancers with variable income - Couples splitting shared expenses - Anyone who tried bank-linking budget apps and wanted something simpler, manual, and private Privacy Policy: https://spendler.app/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Expense Tracker4 screens
Spendler4 screens

Verdict

The call

The clearest difference is update cadence: Spendler at weekly against Expense Tracker's every 2 months. Expense Tracker's advantage is device support (4 vs 2). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Expense Tracker sells 4 in-app purchases, starting at $1.49 per 7 days and Spendler sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense Tracker ships an update every 2 months, Spendler weekly. The most recent releases landed on October 7, 2026 and October 2, 2026 respectively.

Scorecard2 real differences ยท 4 level
Expense Tracker versus Spendler: the parameters behind the verdict, then further details
ParameterExpense TrackerSpendler
PriceFreeFree
Update frequencyEvery 2 monthsWeekly โ€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad, iPod, Mac โ€” betteriPhone, iPod
Requires iOS15.0 โ€” better15.1
Further details โ€” not scored
Size105 MB46 MB
Age rating4+4+
DeveloperRaj Dev BarmanHarsh Rawat

In-app purchases

4 purchases

Expense Tracker

Subscriptions3
  • Weekly Pro$1.497 Days
  • Premium Monthly$2.991 Month
  • Premium Yearly7 Days trial$19.991 Year
One-time1
  • ExpenseKit Premium Lifetime$89.99
2 purchases

Spendler

Subscriptions2
  • Spendler Monthly$4.991 Month
  • Spendler Yearly$39.991 Year

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is Spendler free?
Spendler is free to download, with in-app purchases available.
Do Expense Tracker or Spendler have ads?
Neither Expense Tracker nor Spendler shows ads.
Which is updated more often, Expense Tracker or Spendler?
Expense Tracker ships an update every 2 months, and Spendler weekly. Most recently, Expense Tracker was updated on October 7, 2026 and Spendler on October 2, 2026.

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