Mifos Pay vs Endl
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Mifos Pay
Read full descriptionHide full description
Mifos Pay is a simple, secure way to send, request, and track money. Create a wallet account, add a card, share a QR to get paid, set standing instructions for recurring transfers, and manage invoicesβall from one clean, modern app. WHAT YOU CAN DO β’ Sign up as a customer or merchant and complete a guided registration β’ Create a wallet savings account (subject to approval) and see your balance at a glance β’ Send money using a Virtual Payment Address (VPA), mobile number, or account number β’ Request money with your personal QR code; optionally set the amount and currency before sharing β’ Add and manage cards; view masked details and remove or edit when needed β’ Track everything in Payments: filter History by debits or credits, view statements, and see real-time notifications β’ Set SI (Standing Instructions) for automatic transfers on a fixed schedule (weeks, months, years) β’ Create and review invoices; see invoice status, items, and transaction IDs β’ Keep profile details up to dateβname, address, phone, VPAβand link a bank account β’ Upload documents for KYC or support directly in the app β’ Get help fast with built-in FAQs
Endl
Read full descriptionHide full description
Endl is your all-in-one app for stablecoin payments. Send and spend digital dollars without complexity or delays. Whether you're paying someone in seconds, funding a card, or tracking transfers in real time, Endl puts digital-dollar payments in your hands. With Endl, you stay in complete control of your funds at all times. Your wallet, your keys. Your Wallet, Your Keys Endl gives you a self-custodial wallet, so your funds are yours alone. Export your private key at any time, protected behind biometric confirmation, to back it up or use your wallet anywhere. No lock-in and no gatekeepers. You are always in control. Send Stablecoins Instantly Transfer Stablecoins to any wallet address in seconds. Review the network, amount, and recipient before you confirm, so every transfer is exactly what you intend. Spend with Virtual Cards Create virtual cards funded by your stablecoins and spend anywhere cards are accepted. Freeze and unfreeze instantly, set spending limits, view your card details and PIN securely, and track every card transaction. Businesses can issue and manage cards for their whole team. Manage Recipients Save and manage the wallet addresses you send to most. Add new recipients in minutes with a guided flow, then search, filter, and reuse them instantly. Full Transaction History View every transaction with complete details, including recipient information, amounts, timestamps, and status updates. Filter by date, currency, or transaction type to find exactly what you need. Wallet at a Glance See your stablecoin balances across networks in one place, always up to date, with recent activity right on your dashboard. Secure by Design Endl uses encryption, secure credential storage, and biometric authentication (Face ID and fingerprint). Your funds and financial data stay protected at every step. Built for Speed Open Endl and go straight to your dashboard with fast restore and minimal login friction. Real-time refreshes keep your information current. What you get with Endl 1. Instant stablecoin transfers to any wallet address 2. Virtual cards you fund and spend from 3. Self-custodial wallet with private key export, use it anywhere 4. Complete control over your funds and accounts 5. Recipient management for wallet addresses 6. Full transaction history with advanced filters 7. Wallet dashboard across multiple networks 8. Business card management for teams 9. Help Center with FAQ and email support 10. Secure, encrypted, biometric authentication Endl is designed for individuals and businesses that use stablecoins. Freelancers, remote workers, global teams, and modern businesses use Endl to send, spend, and manage digital dollars with confidence.
Screenshots
Verdict
The clearest difference is update cadence: Endl at every 4 weeks against Mifos Pay's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Mifos Pay ships an update every 6 months, Endl every 4 weeks. The most recent releases landed on October 3, 2026 and October 4, 2026 respectively.
| Parameter | Mifos Pay | Endl |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 6 months | Every 4 weeks β better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod, Mac β better | iPhone, iPad, iPod |
| Requires iOS | 15.3 | 15.1 β better |
| Further details β not scored | ||
| Size | 61 MB | 72 MB |
| Age rating | 4+ | 4+ |
| Developer | Mifos | Zayment |
In-app purchases
Mifos Pay
No in-app purchases
Endl
No in-app purchases









