Comparison

Costie vs SplitMate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Costie

Features
Read full description

Costie is the fast, simple way to split bills, track shared expenses, and manage IOUs. See who owes what instantly, record repayments in seconds, and keep every group expense under control. Perfect for trips, roommates, couples, families, dinners, events, and everyday shared spending. Costie helps you split costs fairly, avoid confusion, and settle up without awkward reminders. No spreadsheets. No stress. Just clear balances. WHY PEOPLE CHOOSE COSTIE See who owes what instantly Get a clear view of balances, repayments, and shared costs at any time. Split bills your way Split equally, by exact amount, by shares, or with partial payments. Settle up fast Record a payment in one tap and keep balances accurate. Built for real-life groups Great for travel, roommates, rent, groceries, utilities, dinners, road trips, family costs, and events. Works offline Add expenses anywhere. Sync later when you're back online. No account required Start right away. Create an account only if you want sync across devices. FEATURES AI receipt scanning Scan receipts to add expenses faster. Recurring items Track repeating shared expenses like rent, utilities, subscriptions, and regular bills. Borrowed and lent items Keep track of money borrowed, money lent, and personal IOUs in one place. Multiple currencies Perfect for travel, vacations, and international group trips. Distance-based travel costs Split car and ride costs based on distance. Clear summaries Understand spending, repayments, and balances without messy spreadsheets. PERFECT FOR - splitting restaurant bills - roommate expenses - rent and utility sharing - trip and vacation expenses - couples sharing costs - group travel spending - events and outings - shared subscriptions - borrowed and lent money - tracking IOUs Make shared money simple. Download Costie and split bills with confidence.

About

SplitMate

Features
Read full description

SplitMate is a powerful expense manager and bill splitter app that makes it easy to split bills, track shared expenses, and manage group expenses without stress. Whether you're traveling with friends, living with roommates, or managing expenses as a couple, SplitMate helps you split money, track expenses, and settle up quickly. No spreadsheets. No confusion. No awkward reminders. Just simple bill splitting and smart expense tracking. WHY CHOOSE SPLITMATE? • Easily split bills with friends, family, or roommates • Track shared expenses and group expenses in real time • Always know who owes what with clear balances • Fast, simple, and accurate expense manager • Built for real life expense sharing KEY FEATURES SMART BILL SPLITTER Split bills equally, by percentage, or exact amounts. Perfect for dinners, trips, rent, and daily expenses. GROUP EXPENSE MANAGER Create groups for trips, roommates, couples, events, or teams. Track all shared expenses in one place. EXPENSE TRACKER & INSIGHTS Monitor your spending with detailed reports, charts, and summaries. Stay in control of your expenses. EASY SETTLE UP Settle up instantly using cash, UPI, bank transfer, or card payments. Simplify expense sharing. PAYMENT REMINDERS Send friendly reminders to friends and track pending balances easily. RECURRING EXPENSE TRACKING Automatically manage rent, subscriptions, and regular shared bills. MULTI CURRENCY SUPPORT Track expenses in INR, USD, EUR, GBP, JPY, CAD, and more. Ideal for international trips. RECEIPT STORAGE Attach receipts and keep proof for every expense. EXPORT & BACKUP Download your expense reports anytime in CSV or PDF format. PERFECT FOR • Roommates splitting rent and utility bills • Travel groups managing trip expenses • Friends splitting bills for food, parties, and outings • Couples managing shared finances • Anyone looking for a bill splitter, expense tracker, or expense sharing app WHY USERS LOVE SPLITMATE • No awkward money conversations • Clear expense tracking and bill splitting • Fast and easy to use • Secure and reliable • Designed for India with UPI support SplitMate is your all in one solution for bill splitting, expense tracking, and group expense management. Download SplitMate today and simplify how you split bills, track expenses, and settle up with friends.

Screenshots

Costie4 screens
SplitMate4 screens

Verdict

The call

The clearest difference is ads: SplitMate at none against Costie's shown. SplitMate also leads on update cadence (every 3 weeks vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Costie ships an update every 2 months, SplitMate every 3 weeks. The most recent releases landed on October 7, 2026 and October 10, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Costie versus SplitMate: the parameters behind the verdict, then further details
ParameterCostieSplitMate
PriceFreeFree
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsYesNo — better
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.5 — better16.0
Further details — not scored
Size54 MB50 MB
Age rating4+4+
DeveloperSpecter InteractiveCodeTailor Softech Pvt Ltd

In-app purchases

None

Costie

No in-app purchases

None

SplitMate

No in-app purchases

Questions

Is Costie free?
Costie is free to download, with no in-app purchases.
Is SplitMate free?
SplitMate is free to download, with no in-app purchases.
Do Costie or SplitMate have ads?
Costie shows ads; SplitMate does not.
Which is updated more often, Costie or SplitMate?
Costie ships an update every 2 months, and SplitMate every 3 weeks. Most recently, Costie was updated on October 7, 2026 and SplitMate on October 10, 2026.

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