Knox vs Penni

Master your money without the headache. WHY KNOX? Most finance apps are clunky spreadsheets in disguise. Knox is different. We use on-device intelligence to read your receipts, gamification to keep you on a streak, and secure iCloud sync to keep your data private. No bank credentials required, no selling your data—just pure financial clarity. KEY FEATURES: √ Fast entry Prefer manual entry? Our custom keypad and "Quick Pick" categories make logging expenses lightning fast. Need to make a change? Bulk edit and manage transactions with a smooth, native interface. √ Smart Receipt Scanner Scan receipts using VisionKit. Knox extracts line items, cleans noisy text, auto-detects categories, and lets you confirm everything before saving. √ Beautiful Insights Understand your money instantly with: - Today/Week/Month totals - Remaining budget & days left - Category breakdowns - Over-budget alerts - Smooth charts and weekly/monthly trend views √ Search Everything Find any transaction with fast search, category chips, date filters, highlighted matches, and swipe actions. √ Categories You Control Use default categories or create your own with emoji, colors, drag-and-drop ordering, and safe deletion. √ Motivating Achievements Celebrate progress with streaks, milestone badges, and playful goal stories that keep you consistent. √ Private & Secure Sync Your data belongs to you. - iCloud Sync: Seamlessly syncs across your devices using your private iCloud account. - Privacy First: No account sign-up required. We don’t see your data. - Data Export: Export your finances to CSV for Excel or Numbers anytime. √ Free-Tier Tracking Track daily expenses for free with clear remaining-expense counters. When you need more, unlock premium anytime. For Terms and Conditions, Privacy Terms, please visit: https://dreamscapecrafters.com/knox-terms-of-use/ https://dreamscapecrafters.com/knox-privacy-policy/

Penni is a calmer way to manage your money. Track what you spend, set gentle budgets, and watch your savings grow — in an app that feels warm, unhurried, and beautifully simple. No spreadsheets, no clutter, and no account to create. Just open Penni and start. PRIVATE BY DESIGN • No sign-up, no login, no account. Ever. • Your data is stored on your device and synced privately through your own iCloud — it never touches our servers, because we don't have any. • Lock the app behind Face ID or Touch ID for an extra layer of privacy. SEE YOUR MONEY AT A GLANCE • A clean home dashboard with your total balance, income, and spending for the month. • Beautiful wallet cards for cash, bank accounts, cards, savings, and more. • A simple financial-health score that tells you how you're doing. TRACK EVERY TRANSACTION • Log expenses and income in seconds. • Organize with tidy, colorful categories and per-day grouping. • Search and filter by date range to find anything fast. BUDGETS THAT GUIDE YOU • Set gentle limits for the categories you care about. • Always know exactly where you stand — without the guilt. REACH YOUR GOALS • Save for an emergency fund, a new phone, or a dream trip. • Watch each goal fill up as you set money aside. INSIGHTS • Spending trends and category breakdowns that actually make sense. WORKS WHERE YOU DO • Home Screen and Lock Screen widgets keep your balance and budgets a glance away. • A Live Activity keeps an eye on your budget while you spend. ICLOUD SYNC & BACKUP • Turn on iCloud Sync and your wallets, transactions, budgets, and goals stay up to date across your iPhone and iPad automatically — and are safely backed up to your iCloud account. Penni is a personal bookkeeping tool to help you understand your own money. It does not connect to your bank, move money, or give financial advice. — PENNI PRO Penni is free to use. Penni Pro unlocks everything: unlimited wallets, unlimited budgets and goals, unlimited transactions, iCloud sync, dark mode, advanced insights, and custom categories. • Penni Pro Monthly — $3.99 / month • Penni Pro (3 Months) — $9.99 / 3 months • Penni Pro Yearly — $29.99 / year Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews automatically for the same price and duration unless it is cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your Apple Account settings. Any unused portion of a free trial, if offered, is forfeited when you purchase a subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://penni.cc/privacy