Spendly vs LedgerVault

Budget apps ask too much. Link your bank, categorise everything, spend your evenings doing finance admin. Spendly is the opposite. One ring shows what you can still spend. Adding an expense takes five seconds. That's it. THE RING Set a budget for your period. Every expense makes the ring shrink. One glance tells you exactly where you stand — no charts to decipher, no spreadsheet guilt. FASTER THAN YOUR BANKING APP • Add expenses straight from your home screen widget — without opening the app • Quick entry on Apple Watch • Type "coffee 3.50" and AI does the rest (Pro) • Scan a receipt with your camera (Pro) YOUR MONEY IS NOBODY'S BUSINESS No bank connection. No account. No cloud. All intelligence runs on your iPhone with Apple Intelligence — your financial data never leaves your device. YOUR MONTH, WRAPPED When your period ends, Spendly celebrates with you: what you kept, your biggest categories, and how you did compared to last month. With a personal AI review (Pro). ALSO IN SPENDLY • Savings goals with visual progress • Category budgets • Recurring expenses and reminders • Clear charts and insights • iCloud backup and shared budgets • Home screen and lock screen widgets • Available in 8 languages SPENDLY PRO Try Pro free for 7 days: AI quick entry, receipt scanning, smart categorisation, AI insights and unlimited saved periods. Then $2.99/month or $19.99/year — cancel anytime. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period; manage them in your App Store settings. Download Spendly and know exactly where your money goes — in five seconds a day. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

LedgerVault — Personal Finance & Portfolio Tracker Take full control of your finances with LedgerVault. Track every account, asset, and transaction in one place — with real-time prices and your chosen currency. KEY FEATURES • Real-time portfolio valuation in any currency • Bank accounts, crypto wallets, stock brokers & stablecoins • Full transaction history with categories and filters • Live crypto, stock, and forex prices • Investment portfolio with P&L tracking • Price alerts for crypto and stocks • Recurring transaction automation • Multi-profile support (family & personal accounts) • Export & import your data • Face ID protection • Works offline with cached data • No subscription — your data stays on your device ASSET CLASSES Track cash, cryptocurrencies (BTC, ETH, SOL and more), stocks, ETFs, stablecoins (USDT, USDC) and custom assets — all valued live in your base currency. PRIVACY FIRST LedgerVault stores all your financial data locally on your device. No accounts, no cloud sync, no third-party data sharing.