Comparison

Cash Flow vs QUELL

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Cash Flow

Features
Read full description

Cashflow – Track Your Money Smarter Take control of your financial future with Cashflow, the ultimate app for tracking assets, income, and expenses in one place. Whether you’re managing personal wealth, investments, or business assets, Cashflow helps you understand where your money comes from and where it goes.

About

QUELL

Features
Read full description

QUELL helps you understand why you spend and gives you simple tools to stop impulse buying and keep more of your money. By linking your daily mood to your spending, QUELL reveals the patterns behind every unplanned purchase, so you can pause the urge and watch your savings grow. Most money apps only track what you spent. QUELL shows you why, then helps you change it. WHY YOU WILL LOVE QUELL - See the real link between your mood and your impulse spending - Pause before you buy with a built in 24 hour cooling off list - Turn every purchase you resist into visible money saved - Get a private AI coach that reads your real patterns and gives honest, judgement free advice - Build calmer money habits with daily check ins that take seconds TRACK MOOD AND MONEY - Log your mood in a single tap, any time of day - Record impulse buys and the feeling behind each one - Tag triggers like stress, boredom, sadness, reward and fomo - See your spending and savings update in real time UNDERSTAND YOUR PATTERNS - Clear charts link mood to spending across 30, 90 and 365 days - Spot your highest risk days, top categories and biggest triggers - A year in pixels view shows your whole year of moods at a glance BEAT THE URGE - Add any want to a 24 hour list and sleep on the decision - Release it when the timer ends and bank the savings - Log a win every time you resist and watch your total climb YOUR PRIVATE AI COACH - Chat with a coach that understands your own data - Ask for a second opinion before a big purchase - Receive a weekly read on your mood and spending PRIVATE BY DESIGN - Your data stays on your device - No account and no sign up required - Nothing leaves your phone without your tap - Optional Face ID lock for extra privacy QUELL PRO Upgrade to unlock the AI coach, predictions, the pre purchase guard, deep stats, the mood meter and more. Choose a monthly, yearly or one time lifetime plan. Start completely free and upgrade whenever you are ready. Start today, quiet the urge, and watch your savings grow. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Cash Flow3 screens
QUELL4 screens

Verdict

The call

The clearest difference is price: Cash Flow at Free against QUELL's $1.99. QUELL's advantage is update cadence (monthly vs every 4 months). On ads, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Cash Flow is free to download; QUELL costs $1.99 up front. Cash Flow sells 1 one-off in-app purchase and QUELL sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Cash Flow ships an update every 4 months, QUELL monthly. The most recent releases landed on November 8, 2026 and November 10, 2026 respectively.

Scorecard2 real differences Β· 4 level
Cash Flow versus QUELL: the parameters behind the verdict, then further details
ParameterCash FlowQUELL
PriceFree β€” better$1.99
Update frequencyEvery 4 monthsMonthly β€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.6 β€” better18.6
Further details β€” not scored
Size6 MB5 MB
Age rating4+4+
DeveloperIgor StojanovicAneesh Pradeep

In-app purchases

1 purchases

Cash Flow

One-time1
  • Premium Upgrade$4.99
3 purchases

QUELL

Subscriptions2
  • QUELL Pro Monthly$4.991 Month
  • QUELL Pro Annual$29.991 Year
One-time1
  • QUELL Pro Lifetime$79.99

Questions

Is Cash Flow free?
Cash Flow is free to download, with in-app purchases available.
Is QUELL free?
QUELL costs $1.99, and also offers in-app purchases.
Do Cash Flow or QUELL have ads?
Neither Cash Flow nor QUELL shows ads.
Which is updated more often, Cash Flow or QUELL?
Cash Flow ships an update every 4 months, and QUELL monthly. Most recently, Cash Flow was updated on November 8, 2026 and QUELL on November 10, 2026.

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