Comparison

ManualFlow vs Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

ManualFlow

Features
Read full description

Track expenses, set budgets, and reach savings goals, all 100% offline and private. ManualFlow keeps YOUR data on YOUR device. No bank linking, no account required, no cloud servers. SMART BUDGET MANAGEMENT β€’ Set spending limits by category with smart alerts β€’ Real-time budget tracking with progress indicators β€’ Monthly and annual budget analysis β€’ Overspending notifications to keep you on track EXPENSE TRACKING MADE SIMPLE β€’ Lightning-fast transaction entry with intelligent categorization β€’ Multi-currency support with 150+ currencies worldwide β€’ Attach notes and details to every transaction β€’ Income and expense tracking with visual insights SAVINGS GOALS β€’ Create and track savings goals with visual progress β€’ Multiple goal types: savings, debt payoff, emergency funds β€’ Milestone celebrations to maintain motivation β€’ Goal-based spending recommendations 100% OFFLINE & PRIVATE β€’ Zero third-party servers β€” your data stays on YOUR device β€’ No account registration required β€’ Optional cloud backup to YOUR OWN Google Drive or iCloud β€’ You own and control 100% of your data POWERFUL ANALYTICS β€’ Beautiful spending breakdowns by category and time β€’ Monthly, quarterly, and yearly trend analysis β€’ Account-wise spending distribution β€’ Interactive charts for deeper financial insights COMPLETE ACCOUNT MANAGEMENT β€’ Unlimited accounts: checking, savings, cash, credit cards, loans β€’ Account balance tracking with transaction history β€’ Transfer management between accounts β€’ Account-based filtering and reporting PROFESSIONAL TOOLS β€’ CSV/JSON export for tax preparation and analysis β€’ Cloud backup to Google Drive or iCloud (stored in YOUR account) β€’ Local data backup and restore functionality β€’ Dark/light theme with system sync β€’ Biometric app lock for extra security ADVANCED FEATURES β€’ Recurring transaction templates β€’ Custom category creation with icons β€’ Transaction search and advanced filtering β€’ Bulk transaction operations β€’ Native iOS design for iPhone and iPad WHY MANUALFLOW? Unlike finance apps that link to your bank or store data on third-party servers, ManualFlow is built for manual tracking β€” fast entry, full control, zero exposure. This means: β€’ No bank linking β€” enter what you spend, when you spend it β€’ No third-party servers β€” we never see or store your data β€’ Works completely offline (cloud backup is optional) β€’ Your data stays yours forever ManualFlow Pro: $5.99/month or $59.99/year. One subscription unlocks everything β€” no tiers, no ads. Perfect for privacy-conscious users, families managing household budgets, students tracking spending, and anyone who values data ownership and financial clarity. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://lid-web-privacy.web.app/cashflow-privacy-policy.html Download ManualFlow today and take back control of your finances.

About

Spending Tracker

Features
Read full description

Take control of your money without spreadsheets or stress. Stash Flow is a clean, fast expense tracker built for clarity - especially when spending across multiple currencies or living abroad. Most finance apps feel like homework. Stash Flow is different. It’s designed to be simple, visual, and instantly useful from the first transaction. No accounts. No data collection. Your financial information stays private on your device and is never stored on external servers. KEY FEATURES Multi-Currency Tracking Spend in any currency and track everything in one clear base currency. Perfect for travel, remote work, and daily life. See the Big Picture Beautiful charts and insights help you understand where your money goes at a glance. Smart Budget Limits Set category limits and instantly see when you’re getting close. Daily Cash Flow Track income and expenses to stay in control and avoid overspending. Deep Insights Drill into categories and discover spending patterns you didn’t notice before. Stash Flow helps you understand your money - not just track it. Download now and take back control. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

ManualFlow4 screens
Spending Tracker4 screens

Verdict

The call

The clearest difference is ads: Spending Tracker at none against ManualFlow's shown. Spending Tracker also leads on update cadence (every 4 days vs every 4 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. ManualFlow sells 2 in-app purchases, starting at $5.99 per month and Spending Tracker sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

ManualFlow ships an update every 4 weeks, Spending Tracker every 4 days. Both last shipped on October 25, 2026.

Scorecard2 real differences Β· 4 level
ManualFlow versus Spending Tracker: the parameters behind the verdict, then further details
ParameterManualFlowSpending Tracker
PriceFreeFree
Update frequencyEvery 4 weeksEvery 4 days β€” better
AdsYesNo β€” better
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 β€” better17.6
Further details β€” not scored
Size56 MB28 MB
Age rating4+4+
DeveloperMuge AkalinOleksandr Taranov

In-app purchases

2 purchases

ManualFlow

Subscriptions2
  • Monthly Premium Access$5.991 Month
  • Yearly Premium Access$59.991 Year
3 purchases

Spending Tracker

Subscriptions3
  • Weekly3 Days trial$1.997 Days
  • Monthly7 Days trial$3.991 Month
  • Yearly$34.991 Year

Questions

Is ManualFlow free?
ManualFlow is free to download, with in-app purchases available.
Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Do ManualFlow or Spending Tracker have ads?
ManualFlow shows ads; Spending Tracker does not.
Which is updated more often, ManualFlow or Spending Tracker?
ManualFlow ships an update every 4 weeks, and Spending Tracker every 4 days. Most recently, ManualFlow was updated on October 25, 2026 and Spending Tracker on October 25, 2026.

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