ManualFlow vs Spending Tracker
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
ManualFlow
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Track expenses, set budgets, and reach savings goals, all 100% offline and private. ManualFlow keeps YOUR data on YOUR device. No bank linking, no account required, no cloud servers. SMART BUDGET MANAGEMENT β’ Set spending limits by category with smart alerts β’ Real-time budget tracking with progress indicators β’ Monthly and annual budget analysis β’ Overspending notifications to keep you on track EXPENSE TRACKING MADE SIMPLE β’ Lightning-fast transaction entry with intelligent categorization β’ Multi-currency support with 150+ currencies worldwide β’ Attach notes and details to every transaction β’ Income and expense tracking with visual insights SAVINGS GOALS β’ Create and track savings goals with visual progress β’ Multiple goal types: savings, debt payoff, emergency funds β’ Milestone celebrations to maintain motivation β’ Goal-based spending recommendations 100% OFFLINE & PRIVATE β’ Zero third-party servers β your data stays on YOUR device β’ No account registration required β’ Optional cloud backup to YOUR OWN Google Drive or iCloud β’ You own and control 100% of your data POWERFUL ANALYTICS β’ Beautiful spending breakdowns by category and time β’ Monthly, quarterly, and yearly trend analysis β’ Account-wise spending distribution β’ Interactive charts for deeper financial insights COMPLETE ACCOUNT MANAGEMENT β’ Unlimited accounts: checking, savings, cash, credit cards, loans β’ Account balance tracking with transaction history β’ Transfer management between accounts β’ Account-based filtering and reporting PROFESSIONAL TOOLS β’ CSV/JSON export for tax preparation and analysis β’ Cloud backup to Google Drive or iCloud (stored in YOUR account) β’ Local data backup and restore functionality β’ Dark/light theme with system sync β’ Biometric app lock for extra security ADVANCED FEATURES β’ Recurring transaction templates β’ Custom category creation with icons β’ Transaction search and advanced filtering β’ Bulk transaction operations β’ Native iOS design for iPhone and iPad WHY MANUALFLOW? Unlike finance apps that link to your bank or store data on third-party servers, ManualFlow is built for manual tracking β fast entry, full control, zero exposure. This means: β’ No bank linking β enter what you spend, when you spend it β’ No third-party servers β we never see or store your data β’ Works completely offline (cloud backup is optional) β’ Your data stays yours forever ManualFlow Pro: $5.99/month or $59.99/year. One subscription unlocks everything β no tiers, no ads. Perfect for privacy-conscious users, families managing household budgets, students tracking spending, and anyone who values data ownership and financial clarity. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://lid-web-privacy.web.app/cashflow-privacy-policy.html Download ManualFlow today and take back control of your finances.
Spending Tracker
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Take control of your money without spreadsheets or stress. Stash Flow is a clean, fast expense tracker built for clarity - especially when spending across multiple currencies or living abroad. Most finance apps feel like homework. Stash Flow is different. Itβs designed to be simple, visual, and instantly useful from the first transaction. No accounts. No data collection. Your financial information stays private on your device and is never stored on external servers. KEY FEATURES Multi-Currency Tracking Spend in any currency and track everything in one clear base currency. Perfect for travel, remote work, and daily life. See the Big Picture Beautiful charts and insights help you understand where your money goes at a glance. Smart Budget Limits Set category limits and instantly see when youβre getting close. Daily Cash Flow Track income and expenses to stay in control and avoid overspending. Deep Insights Drill into categories and discover spending patterns you didnβt notice before. Stash Flow helps you understand your money - not just track it. Download now and take back control. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: Spending Tracker at none against ManualFlow's shown. Spending Tracker also leads on update cadence (every 4 days vs every 4 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. ManualFlow sells 2 in-app purchases, starting at $5.99 per month and Spending Tracker sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.
ManualFlow ships an update every 4 weeks, Spending Tracker every 4 days. Both last shipped on October 25, 2026.
| Parameter | ManualFlow | Spending Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 weeks | Every 4 days β better |
| Ads | Yes | No β better |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 β better | 17.6 |
| Further details β not scored | ||
| Size | 56 MB | 28 MB |
| Age rating | 4+ | 4+ |
| Developer | Muge Akalin | Oleksandr Taranov |
In-app purchases
ManualFlow
- Monthly Premium Access$5.991 Month
- Yearly Premium Access$59.991 Year
Spending Tracker
- Weekly3 Days trial$1.997 Days
- Monthly7 Days trial$3.991 Month
- Yearly$34.991 Year
Questions
Is ManualFlow free?
Is Spending Tracker free?
Do ManualFlow or Spending Tracker have ads?
Which is updated more often, ManualFlow or Spending Tracker?
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