VectorFi vs Spend Note

Budget & expense tracker. Net worth & debt payoff. AI money assistant — all in one place. VectorFi makes money management effortless with AI-powered insights, smart budgets, and plain-English guidance (Friendly Mode). Connect multiple accounts securely with Plaid or use manual mode—it works great either way. Available in 10 languages: English, Spanish, Chinese, Hindi, Arabic, Portuguese, Russian, Japanese, French, German What you can do Track income & expenses against a personalized custom budget Connect multiple accounts using Plaid See net worth, assets & debts, balance sheet, and cash-flow trends Import transactions and reconcile recurring payments when transactions comes through Get safe-to-spend insights and risk checks Create goals with timelines and progress bars Use Shared Finances to view combined net worth and income (couples, friends, family etc..) Chat with Vectra—your AI money coach. Using the data you’ve already added (transactions, budget, goals etc..), Vectra gives plain-English, actionable guidance. No need to brief her on your finances—just ask. (Audio responses provided if you prefer to listen) How Vectra helps... “Thinking about buying a car?” → See how it impacts your budget “Planning a trip?” → Get a tailored savings plan Answers are easy to understand and based on the data you choose to provide Works with or without Plaid Connect banks via Plaid to import transactions, or enter data manually. Your data is protected with industry-standard encryption and biometric security Premium Unlock advanced insights, shared finances, account integration via Plaid, unlimited chat with AI advisor and more. Pricing and terms shown in-app Disclaimer: VectorFi provides financial insights and tools for educational use only. It does not provide financial, investment, or legal advice. Please consult a licensed financial advisor for personalized guidance. For more information, see our "Terms of Use" at https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ or visit https://vectorfi.ai.

The ONLY expense tracker with 365-day year view. See your entire financial year at a glance! Spend Note makes budgeting ridiculously simple. Track your spending in seconds, not minutes. No subscriptions - pay once, own forever. WHY SPEND NOTE? 365-Day Year View (Our Signature Feature) See your entire financial year at a glance. 12 months displayed as color-coded mini-calendars - green for income days, orange for expenses. Instantly spot spending patterns, seasonal trends, and identify your best/worst months. No other app shows your money this way. Lightning Fast Entry Add expenses in 5 seconds. Swipe, tap, done. Smart Receipt Scanning Snap photos of receipts. Never lose track again. Beautiful Insights See exactly where your money goes with stunning charts. Works in 9 Languages English, Spanish, French, Portuguese, Chinese, Japanese, Korean, Vietnamese, Arabic. Smart Budgets Set limits by category. Get alerts before overspending. Auto-Recurring Bills Set once, forget forever. Rent, subscriptions, bills handled automatically. Powerful Reports Export as PDF, Image, or CSV. Perfect for taxes or reviews. Your Data Stays Yours No cloud required. Everything stored on your device. FREE TIER - 200 transactions - 3 budgets - 3 recurring items - Full reporting & exports PREMIUM - ONE-TIME PURCHASE - Unlimited transactions - Unlimited budgets - Unlimited recurring items - Photo attachments (3 per transaction) - Support indie development No Subscriptions. Ever. Pay once. Own forever. Most apps charge $60/year. Spend Note costs less than a coffee. PERFECT FOR: - Students tracking allowances - Families managing household budgets - Freelancers tracking business expenses - Anyone who hates complicated finance apps Download Spend Note today. Take control of your spending in minutes.