VectorFi vs Subly · Subscription Tracker

Budget & expense tracker. Net worth & debt payoff. AI money assistant — all in one place. VectorFi makes money management effortless with AI-powered insights, smart budgets, and plain-English guidance (Friendly Mode). Connect multiple accounts securely with Plaid or use manual mode—it works great either way. Available in 10 languages: English, Spanish, Chinese, Hindi, Arabic, Portuguese, Russian, Japanese, French, German What you can do Track income & expenses against a personalized custom budget Connect multiple accounts using Plaid See net worth, assets & debts, balance sheet, and cash-flow trends Import transactions and reconcile recurring payments when transactions comes through Get safe-to-spend insights and risk checks Create goals with timelines and progress bars Use Shared Finances to view combined net worth and income (couples, friends, family etc..) Chat with Vectra—your AI money coach. Using the data you’ve already added (transactions, budget, goals etc..), Vectra gives plain-English, actionable guidance. No need to brief her on your finances—just ask. (Audio responses provided if you prefer to listen) How Vectra helps... “Thinking about buying a car?” → See how it impacts your budget “Planning a trip?” → Get a tailored savings plan Answers are easy to understand and based on the data you choose to provide Works with or without Plaid Connect banks via Plaid to import transactions, or enter data manually. Your data is protected with industry-standard encryption and biometric security Premium Unlock advanced insights, shared finances, account integration via Plaid, unlimited chat with AI advisor and more. Pricing and terms shown in-app Disclaimer: VectorFi provides financial insights and tools for educational use only. It does not provide financial, investment, or legal advice. Please consult a licensed financial advisor for personalized guidance. For more information, see our "Terms of Use" at https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ or visit https://vectorfi.ai.

Find every subscription in seconds. Subly turns three quick taps into a complete picture of what you pay for each month — and what is renewing next. Three rails to add a subscription - Apple auto-detect. If you've subscribed to anything from inside Subly, StoreKit imports it instantly with the correct price and renewal date. (Subscriptions purchased in other apps stay invisible to iOS — that's why we built the screenshot rail.) - Screenshot scan. Photograph any line in your bank or wallet app. Subly's AI extracts the merchant, amount, and billing cycle in seconds. The image is processed once and immediately discarded — never stored on a server. - Manual entry. Pick from a built-in catalog of 5,000+ services — Netflix, gym memberships, news outlets, SaaS tools — and type in the price. Done in seconds. Your Home screen, finally honest - Every subscription on one list with the next renewal date and exact amount. - Monthly and yearly totals rendered in tabular numerals, so the "$9.99 here, $4.99 there" math finally adds up. - Currency-correct prices in 12 languages — euros, pounds, yen, riyals, rupees — all rendered natively for your locale. - Per-service renewal countdowns, so the next charge is never a surprise. Renewal reminders on your terms Local notifications fire before each renewal. You choose the lead time — 24 hours, 3 days, or a week — per subscription or set a global default. Built on UNUserNotificationCenter; no push server, no account required. How to cancel — guides, not gimmicks Subly shows you exactly how to cancel each service. App Store subscriptions deep-link straight into Settings → Apple ID → Subscriptions. Non-Apple services come with paste-able, step-by-step instructions copied from the merchant's actual cancellation flow. You decide; Subly walks you through. Subly does not contact merchants on your behalf and does not pretend to. Privacy — local-first by design Your subscription data lives on your iPhone. There is no Subly cloud database holding your records. The screenshot OCR backend processes one image and forgets it — no logs, no copies, no training data. No analytics SDKs, no email capture, no advertising IDs. Pricing - Yearly Pro with a 3-day free trial. Best value. - Weekly Pro. Pay as you go. Payment is charged to your Apple ID at confirmation of purchase. Auto-renewing subscriptions renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in Settings → Apple ID → Subscriptions. Available in 12 languages. iOS 18+. Terms of Use (EULA): https://moasq.github.io/subly-legal/terms.html Privacy Policy: https://moasq.github.io/subly-legal/privacy.html