ClientPay vs 1099Work Ledger

ClientPay helps freelancers and small businesses get paid faster. Create professional invoices in seconds, track what’s paid, pending, or overdue, and export clean PDFs ready to share. When it’s time to follow up, generate a friendly reminder in one tap. What you can do: Create invoices in seconds: client, amount, due date, notes Track status at a glance: paid, pending, overdue Export beautiful PDFs in one tap Generate friendly AI follow‑ups for overdue invoices Organize clients with contact, company, and notes Run multiple businesses and switch seamlessly Choose your currency (45+ options) Dark mode support Why you’ll love it: Simple, fast, and reliable Clear dashboards and quick actions Designed for freelancers and small teams Pro unlocks: Unlimited invoices and clients Smart reminders and follow‑ups Multi‑business support at scale Priority updates Free to start. Pricing varies by region. Some features require an in‑app purchase. Legal: Terms of Use: https://ryan00724.github.io/ClientPay-legal/TERMS_OF_USE.md Privacy Policy: https://ryan00724.github.io/ClientPay-legal/PRIVACY_POLICY.md

1099Work Ledger is the simple, private bookkeeping app made for independent 1099 contractors — relief workers, freelancers, gig professionals, and anyone who invoices their own clients. No accounts to create and no spreadsheets to wrangle. Track every dollar in and out, send professional invoices and estimates, and walk into tax season organized. INVOICING Professional PDF invoices with four clean templates Line items, quantities, optional sales tax, and per-line service dates Discounts — a percentage or a fixed amount, applied fairly across eligible items One-tap "Mark as Paid" with optional payment reference and deposit account Draft, sent, paid, overdue, and voided statuses Email or share invoices as PDFs Per-client rates, custom invoice numbering, saved templates, and reusable item bundles ESTIMATES Create and send professional estimates Capture the client's signature right on your phone — it renders on the PDF Convert an accepted estimate to an invoice in one tap, signature and discount included EXPENSES & MILEAGE Log and categorize business expenses Attach receipt photos Track mileage by trip at your per-mile rate Everything flows straight into your reports INCOME TRACKING Record non-invoice income like app store or royalty revenue Automatic commission calculation for marketplace payouts REPORTS Profit & Loss statements Business Review: period comparisons, client concentration, receivables health, workload economics, and a discount tracker Export any report as PDF or CSV ESTIMATED TAX SET-ASIDE Set your own federal and state set-aside percentages Based on net profit or gross income — your choice See estimated, paid, and remaining amounts by quarter Record the estimated-tax payments you make A personal set-aside estimate, not tax advice REMINDERS Overdue invoice alerts Quarterly estimated-tax deadline reminders MAKE IT YOURS Six accent color palettes, in light and dark BACKUP & RESTORE Export a complete backup of your business anytime Restore it on a new phone in minutes PRIVATE BY DESIGN Your data stays on your device No accounts, no third-party tracking, no ads, and no data selling Built by a working 1099 contractor who needed a faster way to invoice clients and stay tax-ready — without the bloat of full accounting software. Free during launch. 1099Work Ledger is not a tax preparation service and does not provide tax, legal, or financial advice. The estimated tax set-aside feature is a personal planning estimate only.