Summit vs Opening Bell
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Summit
This habit tracker challenges users to improve by starting below baseline and earning points for completing daily tasks. It offers customizable habits, real-time scoring, progress tracking, and an accountability partner feature to help users reach their goals.
- Negative points system for motivation
- Customizable habits with scheduling
- Real-time scoring and goal setting
- Detailed progress tracking and trends
- Accountability partner feature
Read full descriptionHide full description
Start every day in the negative and climb your way to the top. Summit is the habit tracker that challenges you to rise above: instead of starting at zero, you begin below baseline and must complete your habits to reach positive ground. Every day is a climb, and every habit completed is a step closer to the summit. Why Summit? - Negative Points System – Begin each day at -5 (or customize your difficulty) and work towards the positive. - Customizable Habits – Add habits in seconds, schedule them daily or on select days, and organize with categories and colors. - Scoring & Goals – Assign point values to habits, track your score in real time, and set a daily goal to hit. - Progress Tracking – See your daily score history, streaks, and habit completion trends. - Accountability Partner – Stay accountable with a partner to keep you on track. Summit is built to challenge you, keep you accountable, and make every victory feel earned. Whether you’re chasing fitness goals, building routines, or leveling up your productivity, Summit helps you push higher every day. Summit your goals. Join today. Terms of Use (EULA): https://malachi-gross.github.io/summit-website/terms/
Opening Bell
This app gamifies habit tracking by treating habits like stocks. Log your activities to increase their 'price,' and review your weekly performance with market-style earnings reports. It offers unique comeback bonuses and trading halts for missed habits.
- Habits as stock tickers
- Price increases with logging
- Weekly earnings reports
- Comeback bonuses
- Trading halts for misses
- Customizable guidance
- Social exchanges
Read full descriptionHide full description
Your habits trade like stocks. Log one and the price rises, miss it and it falls, and every Sunday the market posts earnings on your week. Most habit trackers give you a streak and take it away. This one gives you a price, and it pays most for coming back. HOW IT WORKS 1. List your habits as tickers. $GYM, $ZZZ, $BOOK, or your own. Each one opens at $10. 2. Log them as you go. A logged day lifts the price, a missed day takes 0.5% at the close. 3. Sunday, the market posts earnings. Your week is scored against the guidance you set, ticker by ticker. WHAT MAKES IT DIFFERENT • Comebacks pay double. After two misses, your next session moves the price twice as far. • Three misses in a row halts the ticker until Monday. Not a guilt trip, a trading halt, with a screen that asks what got in the way. • Arm a circuit breaker and a third miss holds the price instead of halting it, so the week keeps trading. • Guidance is a promise you make to yourself, not a target the app picks. Beat it, meet it, or miss it. THE EARNINGS CALL Every week closes with a call. Put your own call on the record before the numbers print, read the print ticker by ticker, take the desk's questions, and set guidance for next week. It plays as a pixel-art trading floor, or as plain type if you prefer. Your answers stay on your device. THE TAPE • One index for your whole fund, weighted the way you set. • A page for every habit: the tape as a line or as candles, a rating from this week's numbers, and your streaks. • An archive of past calls. • A home screen widget with your price, today's move and the tape. • Light and dark, following your system or held either way. SHAREHOLDERS AND EXCHANGES • Send a link and a friend becomes a shareholder. They see your fund and the listings you leave open. Mark a listing private and it never leaves your book. • Open an exchange: a group of funds quoted as one index. The group chat, with a price on it. Joining is free for everyone. • The Street shows how everyone holding a habit is doing, in aggregate only, and only once ten or more people hold it. Opt out in Settings. • Block or report anyone. Blocking is silent. YOUR ACCOUNT • No sign-up to start. Sign in with Apple or Google to keep your fund and carry it to a new phone. • Export your data any time. Delete your account and history from Settings. • No ads, ever. OPENING BELL PLUS The free plan tracks 5 habits, opens the last 12 weeks of calls, gets 1 circuit breaker a month, and creates 1 exchange. Plus is optional and adds: • Up to 30 habits • Every week in the archive • Circuit breakers without a monthly cap • Up to 10 exchanges you create • The Lock Screen ticker: a Live Activity on the Lock Screen and in the Dynamic Island, and the medium home screen widget • Your statement as a CSV export • Trading floor palettes: Terminal, Paper and Blue chip, light or dark • An analyst note written by AI each week, only if you allow it Plus is $2.99 a month, or $19.99 a year with a 7-day free trial. Prices are in US dollars and vary by country. Payment is charged to your Apple ID when you confirm the purchase, or when the free trial ends. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period, and renewal is charged within the 24 hours before the period ends. Manage or cancel any time in Settings, Opening Bell Plus, Manage subscription, or in your App Store account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://fredfermin02.github.io/openingbell-legal/privacy/ Prices in Opening Bell are a score computed from your own check-ins. There is no real money, no real trading, and no brokerage. Opening Bell does not give investment advice.
Screenshots
Verdict
The clearest difference is device support: Summit at 3 against Opening Bell's 1. On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Summit sells 3 in-app purchases, starting at $4.99 per month and Opening Bell sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Summit against 5.0 for Opening Bell. Both are backed by a comparable volume of ratings — 2 and 4 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Summit ships an update every 8 days, Opening Bell every 4 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | Summit | Opening Bell |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (4 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 2 | 4 — better |
| Update frequency | Every 8 days | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 16.4 |
| Further details — not scored | ||
| Size | 71 MB | 64 MB |
| Age rating | 4+ | 12+ |
| Developer | Malachi Gross | Frederick Fermin |
Customer experience
Summit
Opening Bell
In-app purchases
Summit
- Summit Pro$4.991 Month
- Summit Pro$39.991 Year
- Summit Pro Lifetime$79.99
Opening Bell
- Opening Bell Plus, Monthly$2.991 Month
- Opening Bell Plus, Annual7 Days trial$19.991 Year









