Comparison

DividendManageMemo vs Tsumitate Lab

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

DividendManageMemo

Features
Read full description

An asset management app dedicated to visualizing dividends and fund distributions. Manage Japanese stocks, U.S. stocks, and mutual funds in one place, and grasp monthly income, annual projections, and each holding’s contribution at a glance. Supports multiple accounts, so your day-by-day progress is instantly clear. Main Features - Monthly charts: Automatically aggregates and visualizes monthly payouts and trends. - Portfolio snapshot: Check annual expected income, market value, and yield on cost in one view. - Allocation pie chart: Visualizes dividend contribution by holding. - Asset management: List, view details, edit stocks/mutual funds, and review dividends/distributions. - Multi-account support: Manage holdings and cost basis per account (e.g., taxable/NISA). Convenient Points - Auto refresh: Fetches prices, dividends, and FX rates in the background to keep data up to date. - Currencies: Seamlessly track valuations and payouts in JPY/USD. - Offline search: Built-in securities master enables smooth symbol selection even with unstable connectivity. - Backup/Restore: Safely export/import via JSON. Restores brokerage order and default settings as they were. - Brokerage management: Edit/delete brokerage names and set defaults to speed up input. Recommended For - Dividend-focused investors: Keep monthly income visible to stay motivated. - Domestic & overseas mix: Manage Japanese/U.S. stocks and mutual funds across the board. - Multiple accounts: Clearly separate acquisition cost and balances by account. Design Principles - Simple UI: Intuitive screens for fast access to what matters. - On-device storage: Data is saved on your device; safely transfer it with backups. - Edit with confidence: Securities, accounts, and brokerages can be carefully maintained later. Notes - Information in this app is for reference only. Please make trading and investment decisions at your own risk. Before using this application, be sure to read the Terms of Use below. By installing, you are deemed to have agreed to these Terms. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Tsumitate Lab

Features
Read full description

Tsumitate Lab is an app that makes it easy to simulate savings investments. Key Features: - Monte Carlo simulation for probability distribution of future asset values - Backtesting based on historical performance - Reverse calculation from target amount - Portfolio mix analysis - Inflation impact check - Currency impact analysis - AI investment advisor (Apple Intelligence) Supports 30 major funds including S&P 500, MSCI ACWI, Nikkei 225, NASDAQ 100, VT, SCHD, and more. Simply enter your monthly savings amount and time horizon to see probability of loss, expected returns, and percentile ranges. Note: Simulation results are statistical estimates based on historical data and do not guarantee future investment performance. Please make investment decisions at your own responsibility.

Screenshots

DividendManageMemo4 screens
Tsumitate Lab4 screens

Verdict

The call

The clearest difference is update cadence: Tsumitate Lab at daily against DividendManageMemo's every 4 months. DividendManageMemo's advantage is iOS requirement (18.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

DividendManageMemo ships an update every 4 months, Tsumitate Lab daily. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.

Scorecard2 real differences Β· 4 level
DividendManageMemo versus Tsumitate Lab: the parameters behind the verdict, then further details
ParameterDividendManageMemoTsumitate Lab
PriceFreeFree
Update frequencyEvery 4 monthsDaily β€” better
AdsYesYes
In-app purchasesNoNo
DevicesiPhoneiPhone, iPad β€” better
Requires iOS18.0 β€” better26.0
Further details β€” not scored
Size11 MB22 MB
Age rating4+4+
DeveloperNORIHIKO HAYASAKAHirokazu Kurokawa

In-app purchases

None

DividendManageMemo

No in-app purchases

None

Tsumitate Lab

No in-app purchases

Questions

Is DividendManageMemo free?
DividendManageMemo is free to download, with no in-app purchases.
Is Tsumitate Lab free?
Tsumitate Lab is free to download, with no in-app purchases.
Do DividendManageMemo or Tsumitate Lab have ads?
Both DividendManageMemo and Tsumitate Lab show ads.
Which is updated more often, DividendManageMemo or Tsumitate Lab?
DividendManageMemo ships an update every 4 months, and Tsumitate Lab daily. Most recently, DividendManageMemo was updated on October 30, 2026 and Tsumitate Lab on October 25, 2026.

Other comparisons