Credigo vs Yula

Credigo is a lightweight and privacy-friendly app designed to help you understand mortgages, loans, and installment plans before making important financial decisions. Built entirely with SwiftUI, Credigo is fast, modern, and easy to use. All calculations are performed directly on your device — no servers, no third-party analytics, no ads. This means your financial data stays private and secure. With Credigo you can: Calculate monthly payments, total interest, and total repayment for mortgages, loans, and installments. View detailed amortization schedules. Save, duplicate, and compare different scenarios side by side with clear charts and tables. Experiment offline, anytime, without needing an internet connection. Whether you’re considering a mortgage, a personal loan, or a simple installment plan, Credigo gives you a clear picture of costs and repayment structure — a perfect first step before speaking with your bank or lender.

Take control of your subscriptions, bills, and daily expenses with Yula — your personal expense tracker and budget planner. Managing money shouldn’t be complicated. Yula brings your recurring payments, everyday spending, and monthly budget together in one simple app, helping you understand where your money goes. TRACK SUBSCRIPTIONS & RECURRING PAYMENTS Keep all your subscriptions and recurring expenses organized in one place. Track streaming services, memberships, rent, utilities, and other regular payments. • Add and manage recurring expenses. • Track weekly, biweekly, monthly, and yearly payments. • View upcoming bills and payment dates. • Identify subscriptions you may no longer need. • See your monthly spending in one place. DAILY EXPENSE TRACKER Stay aware of your everyday spending without complicated spreadsheets. • Record daily expenses in seconds. • Organize spending by category. • Review your spending habits. • Track expenses in different currencies. • Understand your spending with clear summaries. BUDGET PLANNER & SPENDING ANALYSIS Set a monthly budget and make more informed financial decisions. • Create and manage your monthly budget. • Compare recurring expenses against your budget. • Explore spending breakdowns and financial insights. • Understand which categories cost you the most. • Discover opportunities to improve your spending habits. BILL REMINDERS Keep track of upcoming payments with helpful reminders. • Receive reminders for recurring bills. • Stay informed about upcoming payment dates. • Organize your regular financial commitments. YOUR PERSONAL SPENDING ASSISTANT Ask Yula questions about your recorded expenses and explore your finances through a simple chat experience. • Ask about your subscriptions and spending. • Explore budget-related questions. • Get suggestions based on your financial records. • Understand your expenses through conversational summaries. MULTI-CURRENCY SUPPORT Track expenses in multiple currencies and view current conversions in your selected base currency. Exchange rates may be cached or estimated when live rates are unavailable. UNLOCK YULA PREMIUM Upgrade with a single lifetime purchase to unlock: • Unlimited recurring expense records. • Unlimited daily expense entries. • Unlimited messages with the Yula assistant. • Spending-based savings suggestions. • CSV and PDF export. One payment. Lifetime Premium access. No recurring subscription. WHY YULA? Yula combines subscription tracking, daily expense management, budget planning, and spending insights in one easy-to-use app. Whether you’re tracking monthly bills, managing subscriptions, or organizing everyday expenses, Yula helps you see your financial picture more clearly. Start tracking your spending with Yula today.