Credigo vs SubNest

Credigo is a lightweight and privacy-friendly app designed to help you understand mortgages, loans, and installment plans before making important financial decisions. Built entirely with SwiftUI, Credigo is fast, modern, and easy to use. All calculations are performed directly on your device — no servers, no third-party analytics, no ads. This means your financial data stays private and secure. With Credigo you can: Calculate monthly payments, total interest, and total repayment for mortgages, loans, and installments. View detailed amortization schedules. Save, duplicate, and compare different scenarios side by side with clear charts and tables. Experiment offline, anytime, without needing an internet connection. Whether you’re considering a mortgage, a personal loan, or a simple installment plan, Credigo gives you a clear picture of costs and repayment structure — a perfect first step before speaking with your bank or lender.

• Everything in one place — See what you pay each month in one spot: streaming, music, cloud, apps… and whatever you add. • Renewals under control — Track when you get charged and how often, so you are not doing all the math in your head. • A summary that actually matters — Glance at how much you are spending on subscriptions and prioritize what matters most to you. • Reminders on iPhone — Your device nudges you when a payment is coming up; you choose what goes on the list. • Built for everyday life — Fast, clear, and meant to help you stay organized—not to overwhelm you. • Transparency — SubNest does not charge or process payments for you and does not replace billing from Netflix, Spotify, or other services; it is your notebook for keeping numbers and dates straight, calmly.