Comparison

Spending Tracker vs SpendSync

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending Tracker

Features
Read full description

Sumi automatically tracks your spending, and converts foreign charges to your main currency, so you can save more without the stress. Why you’ll love Sumi: - Save time. Auto-track purchases with Apple Pay while Sumi categorizes and logs them in the background, or add transactions manually in a few quick taps. - Feel confident. See exactly where your money goes by day, category, or month with clear charts and daily averages. - Travel carefree. Foreign transactions are auto-converted to your main currency using current exchange rates. - Stay in control. Set overall or per-category budgets and get gentle nudges before you overspend. - Hands-free recurring tracking. Create recurring payments once, and Sumi will log them automatically each billing cycle. Key features: - Auto-track transactions — Pay with Apple Pay and Sumi assigns categories, converts amounts to your main currency, and logs expenses automatically; manual entry is fast and easy. - Auto-convert foreign currencies — Track purchases abroad and see them converted to your main currency using up-to-date exchange rates. - Budgets that work — Create global or category budgets and monitor progress so you’re never surprised. - Subscriptions & recurring payments — Detect and track subscriptions; set recurring payments and Sumi logs them each cycle. - Insightful charts — Visualize spending versus income, category breakdowns, daily averages, and trends over time. Start using Spending Tracker: Sumi to understand where your money goes, make smarter choices, and move toward your financial goals with confidence. Sumi Pro: Unlock all features of Sumi: track expenses and income in multiple currencies with automatic conversion to your main currency. All prices below are in USD and may vary by region. Pricing and offers are subject to change. - Pro Weekly: $1.99/week, 3-day free trial, auto-renews weekly. - Lifetime: one-time $14.99. Terms of Use: https://sumi.constantout.com/terms Privacy Policy: https://sumi.constantout.com/privacy

About

SpendSync

Features
Read full description

Managing money and keeping track of expenses can be exhausting—especially when you are sharing costs with a partner, family, or roommates. "SpendSync" is built to solve exactly this problem. No more messy spreadsheets or endless texts about who paid for what. Keep everything transparent, simple, and in one place. WHAT YOU CAN DO: - SHARED BUDGET MANAGEMENT: Create a shared household account with your family or roommates. Everyone logs their expenses from their own phone. Stop wondering who owes whom at the end of the month. Everything is fully transparent. - SIMPLE AND CLEAR CHARTS: See exactly where your money goes with clean, easy-to-understand visuals. No confusing financial jargon—just your real data presented simply. - INSTALLMENT TRACKING: Log your credit card installments and see your upcoming financial burden months in advance. Plan ahead with peace of mind. - SHARED SAVINGS GOALS: Planning a vacation or buying new furniture? Set a shared goal and track your saving progress together, step by step. - PREMIUM BENEFITS: The core features are completely free! If you want to support us and unlock advanced CSV exporting in an ad-free environment, you can upgrade to Premium. Our goal is simply to show you where your money goes honestly and take some of that financial stress off your shoulders. Join us! SUBSCRIPTION INFORMATION SpendSync Premium Monthly Duration: 1 Month SpendSync Premium Yearly Duration: 1 Year Pricing: Prices may vary by region and are displayed in the app before purchase. Privacy Policy: https://spendsyncsharedbudget.netlify.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Spending Tracker4 screens
SpendSync4 screens

Verdict

The call

The clearest difference is update cadence: SpendSync at daily against Spending Tracker's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 3 in-app purchases, starting at $1.99 per 7 days and SpendSync sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spending Tracker ships an update every 3 months, SpendSync daily. Both last shipped on October 10, 2026.

Scorecard1 real difference · 5 level
Spending Tracker versus SpendSync: the parameters behind the verdict, then further details
ParameterSpending TrackerSpendSync
PriceFreeFree
Update frequencyEvery 3 monthsDaily — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.615.1 — better
Further details — not scored
Size49 MB43 MB
Age rating+44+
DeveloperConstantin GingaMusa Can Kecef

In-app purchases

3 purchases

Spending Tracker

Subscriptions2
  • Sumi Pro - Weekly3 Days trial$1.997 Days
  • Sumi Pro - Annual$24.991 Year
One-time1
  • Sumi Pro - Lifetime$14.99
2 purchases

SpendSync

Subscriptions2
  • Monthly Premium Membership$2.991 Month
  • Yearly Premium Membership$24.991 Year

Questions

Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Is SpendSync free?
SpendSync is free to download, with in-app purchases available.
Do Spending Tracker or SpendSync have ads?
Neither Spending Tracker nor SpendSync shows ads.
Which is updated more often, Spending Tracker or SpendSync?
Spending Tracker ships an update every 3 months, and SpendSync daily. Most recently, Spending Tracker was updated on October 10, 2026 and SpendSync on October 10, 2026.

Other comparisons