Comparison

Novus Mobile vs Cool Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Novus Mobile

Manage your bank accounts, transfer funds, and pay bills conveniently. This secure app offers easy access to banking services, including account statements and transaction history.

Highlights
  • Secure login and registration
  • Account balance and transaction history
  • Airtime and data purchases
  • Inter-bank and self-account transfers
  • Utility and service bill payments
  • Account statement viewing
  • Transaction filtering by date, amount, category
Features
Read full description

Tagline: Banking at your fingertips Overview: The Novus MFB mobile Bank App is a secure, user friendly and feature rich mobile application designed to provide customers with convenient access to Banking services. The App enables customers to manage their accounts, make transfer, pay bills and access various banking services. Features: Login/Registration: Secure login with username and password Password recovery and reset functionality Option to register for mobile banking services. Main Menu: 1. Dashboard: Displays account balance, recent transactions, and withdrawable balance. 2. Airtime & Data: Purchase airtime, data bundles, or send airtime to others. 3. Transfers: - Transfer to self account - Transfer to other banks 4. Bill Payments: Pay utility bills (electricity, water), cable TV, internet, and other services. 5. Account Management: - View account statements - Check transaction history - Filter transactions by date, amount, or category 6. More: - Contact Us (phone, email, chat) - FAQs - Settings (change password,)

About

Cool Mobile

Features
Read full description

Welcome to Cool Mobile, the official banking app for Cool Microfinance Bank Limited. Banking made easy, with our secure mobile app. From checking your balance to sending transfers, paying bills, and managing your account, Cool Mobile puts the full power of your finances right in your hands. anytime and anywhere. Key Features · Instant Account Access · View balances · Transaction history · Mini-statements · Download statements safely and conveniently all with bank-grade security. Fast & Secure Transfers: Send money instantly to: · My Cool Bank accounts · Other Nigerian banks · Saved beneficiaries for faster repeat transfers · Experience premium convenience with inclusive accessibility. Bill Payments & Airtime Recharge · Pay electricity bills · Recharge airtime and data · Settle other services directly from your phone. simple, fast, and secure. Advanced Security · Login with mPIN or biometric authentication (fingerprint/Face ID) · Encrypted transactions and secure sessions · Your money stays protected, because security is at the heart of our promise. Real-Time Transaction Alerts: Receive instant notifications for · Deposits · Withdrawals · Transfers · Bill payments, giving you full control, inclusively. Account & Profile Management · Manage your account effortlessly: · Update personal information · Change mPIN · Control linked devices · Block/unblock cards safely · Track savings · manage repayments conveniently. all from the app. Secure, premium access for everyone. Why Cool Mobile?  Because banking should be simple, reliable, and inclusive. Cool Mobile combines the trust of a bank with modern, secure digital solutions. Perfect for: · Professionals and salary earners · SMEs and traders · Students and families · Everyday Nigerians seeking convenience, security, and premium service Security You Can Trust · End-to-end encrypted transactions · Biometric login protection · Secure device binding · 24/7 monitoring Your money is always safe. because secure banking is not optional, it’s our promise. Support & Contact Need help? Reach us anytime: hello@coolbank.info  Phone: 0700-0010-010  Website: www.mycoolbank.com

Screenshots

Novus Mobile4 screens
Cool Mobile4 screens

Verdict

The call

The clearest difference is iOS requirement: Novus Mobile at 13.4 against Cool Mobile's 15.1. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 8 level
Novus Mobile versus Cool Mobile: the parameters behind the verdict, then further details
ParameterNovus MobileCool Mobile
PriceFreeFree
Rating3.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.4 — better15.1
Further details — not scored
Size27 MB42 MB
Age rating4+4+
DeveloperNovus Microfinance BankCool Microfinance Bank Limited

In-app purchases

None

Novus Mobile

No in-app purchases

None

Cool Mobile

No in-app purchases

Questions

Is Novus Mobile free?
Novus Mobile is free to download, with no in-app purchases.
Is Cool Mobile free?
Cool Mobile is free to download, with no in-app purchases.
Do Novus Mobile or Cool Mobile have ads?
Neither Novus Mobile nor Cool Mobile shows ads.

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