Earner vs Owed.today
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Earner
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Earner helps shift, hourly, and tipped workers track work, estimate take-home pay, plan bills, and see what is safe to spend before payday. No spreadsheets, no payday guesswork: just your schedule, paycheck, expenses, and goals in one clear place. Built for: - Hourly, shift, tipped, overtime, and irregular-income workers - Fixed-salary workers who want a clearer view of their month - Anyone balancing bills, expenses, savings goals, and spending money between paydays Features: - Track shifts, hours, overtime, tips, and estimated earnings - See your pay build in real time while you work - Estimate taxes, deductions, net pay, and pay periods before payday - Plan recurring bills, everyday expenses, and savings goals - See what is safe to spend after bills and goals are accounted for - Set up schedule patterns and reusable templates for regular or changing work - Try what-if scenarios before taking extra shifts or changing plans - Review charts and summaries that make your money easier to understand Open Earner before, during, or after a shift and turn your work into a clearer payday plan. Earner Premium is optional and handled through App Store subscriptions. Available durations, local prices, and trial offers are shown before purchase. Subscriptions renew automatically unless cancelled in App Store account settings. Privacy Policy: https://jesperandersson.com/earner/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Owed.today
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Know what you're owed. Log a shift and Owed prices it to the cent, overtime included. Built for pay that changes by day and job: weekend rates, two employers, overnights that cross midnight. On payday, compare your number with your payslip's. No spreadsheet, no guessing. WHAT OWED DOES โข A rate for every day. Set weekend and overtime rates once; Owed applies them to every shift automatically. โข Multiple jobs, kept straight. Hours and overtime are counted per job, never mixed, so each payslip reconciles on its own. โข Overnight shifts, automatically. A shift that crosses midnight splits and prices correctly, including a different rate on the far side. โข Weekly, fortnightly or four-weekly. Set how you're paid once, and every total groups the way your payslip does. โข The payday compare. Your number beside your payslip's, to the cent. Scan the payslip or type the figure in. โข Owed shows its working. Every shift split into its segments: the hours, the rate, the overtime, what each part earned. โข Payday reminder. A quiet nudge the morning after your pay period closes, so the compare is waiting when your payslip lands. โข Pay history and your pay record (Owed in Full). Your pattern period by period, and a PDF or CSV of any period to keep or to send. YOUR DATA IS YOURS No account, no sign-up. Your shifts stay on your phone and sync through your own iCloud. No one else gets a copy. FREE TO USE, MORE IF YOU WANT IT The ledger, every rate, the payslip scan and the payday compare are free. Owed in Full unlocks your pay history and your pay record: monthly, yearly, or one payment that's yours for good. Your choice. Owed in Full is a subscription (monthly or yearly, with a free trial on the year) or a single lifetime purchase. Subscriptions renew until you cancel in your App Store settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Owed is a personal record based on the figures you enter, not legal or financial advice, and not an official pay record.
Screenshots
Verdict
The clearest difference is update cadence: Owed.today at every 3 days against Earner's every 10 days. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Earner sells 7 in-app purchases, starting at $4.99 per 7 days and Owed.today sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Earner ships an update every 10 days, Owed.today every 3 days. The most recent releases landed on October 6, 2026 and September 29, 2026 respectively.
| Parameter | Earner | Owed.today |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 10 days | Every 3 days โ better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone |
| Requires iOS | 16.4 โ better | 17.0 |
| Further details โ not scored | ||
| Size | 154 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | JESPER JAN ALFRED ANDERSSON | Jimmy Leimonitis |
In-app purchases
Earner
- Weekly Subscription$4.997 Days
- Monthly Subscription7 Days trial$7.991 Month
- Annual Subscription7 Days trial$49.991 Year
- Buy me a Coffee$0.99
- Buy me a Lunch$2.99
- Buy me a Afternoon Snack$4.99
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- Buy me a Full Meal$9.99
Owed.today
- Owed in Full, Monthly$4.991 Month
- Owed in Full, Yearly7 Days trial$24.991 Year
- Owed in Full, Lifetime$59.99









