Comparison

Costify vs Budget Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Costify

Easily track personal or group expenses with this app. Create multiple trackers, attach receipts, split costs, and analyze spending. Offers installment plans and currency conversion.

Highlights
  • Multiple expense trackers
  • Real-time expense sharing
  • Automatic cost splitting
  • Receipt and file attachments
  • CSV/PDF export
  • Spending analytics
  • Installment plan management
Read full description

Costify - Track & Split Expenses Easily Costify is a modern expense tracker designed for individuals and groups who want full control over their spending — without complexity. Whether you’re traveling with friends, managing shared expenses in a group, or tracking personal budgets, Costify helps you stay organized, transparent, and stress-free. What you can do with Costify: - Create multiple trackers for trips, projects, or everyday expenses - Create virtual accounts to mirror your bank accounts, cash wallets, or savings funds - Track expenses with categories, notes, dates, and attachments - Share trackers with friends and see who spent what in real time - Split costs automatically and keep balances clear within groups - Attach receipts, photos, and files to your expenses - Export trackers as CSV or PDF for easy sharing or documentation - Analyze your spending with clean overviews and smart analytics - Create and manage installment plans with flexible payments, extra payments, and full payoff anytime - View a clear budget overview for the current month and see how much you’ve already spent - Convert currencies instantly with the built-in currency converter - Automatically add expenses after Apple Pay payments using Shortcuts automations - Open the expense flow instantly with Shortcuts and tap gestures for faster tracking - Personalize your profile and collaborate seamlessly with others Costify is built with a focus on clarity, collaboration, and privacy — no ads, no clutter, just the features you actually need. Take control of your expenses. Together or on your own. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://costify.app/privacy-policy/

About

Budget Tracker

This app provides a clear, real-time view of your disposable income after accounting for all bills and recurring expenses. It intelligently adjusts your budget based on your actual income, not just your bank balance, helping you avoid surprises and understand your spending habits.

Highlights
  • Real-time 'left to spend' calculation
  • Automatic bill and recurring expense deduction
  • Income-adaptive budgeting
  • Planned expenses timeline
  • Spending trend analysis
  • One-tap expense entry
  • Private, on-device data storage
Features
Read full description

What's safe to spend right now? Not your bank balance. What's left after bills, subscriptions, and savings - before the next payday. No bank connection required. Ever. No account. No sign-in. Brim shows you one honest number, and it never leaves your iPhone. SET UP ONCE. KNOW EVERY DAY. Add your bills, subscriptions, and recurring expenses once. Brim deducts them automatically - that number on your home screen is what's actually yours to spend. No mental math. No guessing before you spend. BUILT FOR REAL LIFE Salary on the 29th. Freelance month. Two paychecks at different times. Brim plans on what you actually expect to earn, and adjusts as reality unfolds. UNDERSTAND YOUR MONEY, AT A GLANCE Six charts, each with one job. • Spending Breakdown - watch your paycheck flow from income to every category • Spending Trend - is this month better or worse than your usual? • Top Spending - which categories are absorbing the most? • Saving Rate - are you on track? Benchmarks included, not a vague thumbs-up Tap any chart. Apple Intelligence tells you what it means, in one sentence, on your device. ONE TAP TO ADD AN EXPENSE Tap once inside the app. Pick a category. Done. Or set up an Apple Pay automation in iOS Shortcuts and let your purchases log themselves. Whichever feels less like work. Brim also suggests the right emoji when you create a new category - small touch, but it makes the app feel like yours. WORKS WHILE YOU'RE NOT LOOKING • 5 Home Screen widgets, plus Lock Screen widgets • Long-press the icon for instant add • Apple Pay automation via Shortcuts • Recurring bills auto-deducted every month PRIVATE BY DESIGN. NO SIGN-IN, EVER. Open Brim and start. No account to create, no email, no password. Your financial data lives on your device. iCloud sync goes through your personal account - we never see it. The AI features run on-device too - your transactions never leave your iPhone. BUILT TO BE FAST Opens instantly. No loading screen. Just your number, right there. Logging an expense on the go takes three seconds. That's the whole point. DATA YOU OWN • CSV import from other budget apps • CSV export anytime • 180+ currencies supported BUILT WITH YOU Made by one indie developer who uses Brim every day. Vote on the roadmap, email feedback, help shape what comes next. - Lazare Privacy: https://getbrim.app/privacy Terms: https://getbrim.app/terms

Screenshots

Costify4 screens
Budget Tracker4 screens

Verdict

The call

The clearest difference is rating: Costify at 4.6 against Budget Tracker's 3.0. Budget Tracker's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Costify sells 3 in-app purchases, starting at $3.99 per month and Budget Tracker sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Costify holds the better App Store score, 4.6 against 3.0. Both are backed by a comparable volume of ratings — 11 and 4 respectively. Written reviews complicate that: 45% of Costify's written reviews are positive against 57% of Budget Tracker's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on September 22, 2026 and September 10, 2026 respectively.

Scorecard4 real differences · 6 level
Costify versus Budget Tracker: the parameters behind the verdict, then further details
ParameterCostifyBudget Tracker
PriceFreeFree
Rating4.6 (11 ratings) — better3.0 (4 ratings)
Positive reviews45.5% of reviews57.1% of reviews — better
Number of ratings11 — better4
Update frequencyFortnightlyFortnightly
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone, iPad — better
Requires iOS18.518.5
Further details — not scored
Size100 MB73 MB
Age rating4+4+
DeveloperMARLON JOEL PITTERSLazare Kolebka

Customer experience

Costify

All ratings11 ratings
Positive81.8%
Neutral18.2%
Negative0.0%
Written reviews11 reviews
Positive45.5%
Neutral18.2%
Negative36.4%

Budget Tracker

All ratings4 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews14 reviews
Positive57.1%
Neutral14.3%
Negative28.6%

In-app purchases

3 purchases

Costify

Subscriptions2
  • Costify Pro Monthly$3.991 Month
  • Costify Pro Yearly7 Days trial$22.991 Year
One-time1
  • Costify Pro Lifetime$79.99
3 purchases

Budget Tracker

Subscriptions2
  • Brim Pro$4.991 Month
  • Brim Pro7 Days trial$39.991 Year
One-time1
  • Brim Pro Lifetime$59.99

Questions

Is Costify free?
Costify is free to download, with in-app purchases available.
Is Budget Tracker free?
Budget Tracker is free to download, with in-app purchases available.
Which has better reviews, Costify or Budget Tracker?
Costify is rated higher. Costify averages 4.6 out of 5 from 11 ratings, while Budget Tracker averages 3.0 from 4 ratings.
Do Costify or Budget Tracker have ads?
Costify shows ads; Budget Tracker does not.
Which is updated more often, Costify or Budget Tracker?
Costify ships an update fortnightly, and Budget Tracker fortnightly. Most recently, Costify was updated on September 22, 2026 and Budget Tracker on September 10, 2026.

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