Comparison

Daret vs Payvaa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Daret

This app modernizes traditional group savings circles, allowing families and friends to save money together securely and transparently. It simplifies contribution tracking and payment reminders for a stress-free collective finance experience.

Highlights
  • Create and manage collective savings circles
  • Invite members and track contributions
  • Automated reminders for payments
  • Secure login with biometric options
  • Transparent history of participation
  • Customizable user profiles
Features
Read full description

Daret is the modern digital version of traditional Moroccan and African savings circles (ROSCA/tontine). With Daret, families, friends, and communities can easily save money together in a secure and transparent way. No more confusion about contributions or missed payments—Daret makes group finance simple, smart, and trustworthy. Features: • Create and manage collective savings circles • Invite members and track contributions in real time • Receive automated reminders for upcoming turns • Secure login with email OTP, password, and Face ID/biometric options • Customize your profile with name, phone, birthdate, and photo (optional) • Transparent history of participation and payouts Why Daret? • Tradition meets technology: the familiar tontine experience, upgraded • Designed for families, friends, coworkers, and diaspora communities • Secure and reliable: powered by modern fintech standards • Community-first: build trust while reaching your goals together Whether you are saving for a wedding, a trip, or a future project, Daret helps you coordinate group contributions and stay on track—without stress. Download Daret today and start saving differently.

About

Payvaa

Features
Read full description

Sending money internationally, real-time exchange rates, transparent fees, secure transactions

Screenshots

Daret3 screens
Payvaa4 screens

Verdict

The call

The clearest difference is iOS requirement: Daret at 13.0 against Payvaa's 18.1. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 9 level
Daret versus Payvaa: the parameters behind the verdict, then further details
ParameterDaretPayvaa
PriceFreeFree
Rating4.5 (2 ratings) — better—
Positive reviews87.5% of reviews—
Number of ratings2 — better—
Update frequency—Every 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better18.1
Further details — not scored
Size60 MB22 MB
Age rating17+4+
DeveloperAtlas GlobalPayvaa

In-app purchases

None

Daret

No in-app purchases

None

Payvaa

No in-app purchases

Questions

Is Daret free?
Daret is free to download, with no in-app purchases.
Is Payvaa free?
Payvaa is free to download, with no in-app purchases.
Do Daret or Payvaa have ads?
Neither Daret nor Payvaa shows ads.

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