Comparison

Harmoney vs Scrip

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Harmoney

Features
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HARMONEY is more than just a financial app β€”it's your gateway to a wealthier future. In a rapidly evolving market, we understand the need for a platform that not only simplifies investment but also empowers users to navigate the complexities of finance. This comprehensive app encapsulates the essence of strategic investing, personalized financial planning, and cutting-edge securityβ€”all within a user-friendly interface.

About

Scrip

Features
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Your Indian stock portfolio. Live. Simple. Private. The fastest, calmest way to track your NSE and BSE holdings β€” no ads, no email signup, no analytics. Open the app and the market is already there. WHY INVESTORS LOVE IT Built for Indian markets, not bolted onto a global one. Prices refresh automatically every 15 seconds while NSE and BSE are open. Your total shows in both INR crores and USD millions β€” the way Indian investors actually talk about money. WHAT'S INSIDE β€’ Portfolio β€” add NSE/BSE holdings, see live value in β‚Ή crores and $ millions β€’ Watch List β€” keep an eye on stocks you're researching but don't own yet β€’ Live charts β€” 1D, 1M, 6M, 1Y, 5Y with volume bars β€’ Indices on every screen β€” SENSEX, NIFTY 50, live USD/INR β€’ Stock detail β€” market cap, day high/low, previous close, change % β€’ Optional iCloud sync β€” your portfolio follows you across iPhone and iPad β€’ Beautifully native β€” built in SwiftUI, fast on every supported device PRIVACY BY DESIGN No servers of ours. No analytics. No ads. No third-party SDKs collecting your taps. Your portfolio data lives on your device and in your own iCloud β€” never ours. START IN ONE TAP No account required. Tap "Continue without signing in" and you're tracking your first stock in seconds. Sign in with Apple later if you want iCloud sync across devices. DESIGNED FOR INDIA INR crores. Lakh-crore market caps. IST session hours. NSE and BSE listings. Built by an Indian investor, for Indian investors.

Screenshots

Harmoney4 screens
Scrip4 screens

Verdict

The call

The clearest difference is update cadence: Scrip at every 4 days against Harmoney's every 3 months. Harmoney's advantage is iOS requirement (15.6 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Harmoney ships an update every 3 months, Scrip every 4 days. The most recent releases landed on October 11, 2026 and October 3, 2026 respectively.

Scorecard2 real differences Β· 4 level
Harmoney versus Scrip: the parameters behind the verdict, then further details
ParameterHarmoneyScrip
PriceFreeFree
Update frequencyEvery 3 monthsEvery 4 days β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod β€” betteriPhone, iPad
Requires iOS15.6 β€” better17.0
Further details β€” not scored
Size246 MB2 MB
Age rating4+4+
DeveloperHARMONEY FINSERV INDIA PRIVATE LIMITEDMukul Arora

In-app purchases

None

Harmoney

No in-app purchases

None

Scrip

No in-app purchases

Questions

Is Harmoney free?
Harmoney is free to download, with no in-app purchases.
Is Scrip free?
Scrip is free to download, with no in-app purchases.
Do Harmoney or Scrip have ads?
Neither Harmoney nor Scrip shows ads.
Which is updated more often, Harmoney or Scrip?
Harmoney ships an update every 3 months, and Scrip every 4 days. Most recently, Harmoney was updated on October 11, 2026 and Scrip on October 3, 2026.

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