SmartSpend AI vs Trackify Subs
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
SmartSpend AI
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Take charge of your money with SmartSpend AI β your personal budgeting assistant powered by AI. For just a one-time purchase of $3.99, youβll get lifetime access to smart financial tools designed to help you spend smarter and save more. No subscriptions. No hidden fees. Features youβll love: AI Insights β See exactly where your money goes with smart, personalized tips. Simple Budgeting β Set budgets, track expenses, and stay in control effortlessly. Helpful Alerts β Get notified before you overspend. Visual Reports β Understand your spending with clear charts and breakdowns. Privacy First β Your data stays secure and private. Whether youβre saving for something big or simply want to improve your daily money habits, SmartSpend AI makes budgeting simple, powerful, and stress-free. Buy once for $3.99 and start building better money habits today!
Trackify Subs
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Trackify Subs helps you take control of your recurring subscriptions. Never miss a payment or forget about a subscription again. TRACK ALL YOUR SUBSCRIPTIONS Add subscriptions from a catalog of 50+ popular services β Netflix, Spotify, ChatGPT Plus, iCloud, Xbox Game Pass, and more β or add any service manually. Organize them by category: Video, Music, Cloud, Storage, AI, Sports, Productivity, Gaming, Education, and News. PAYMENT REMINDERS Set customizable reminders before each payment date. Choose how many days in advance you want to be notified. Background sync ensures your reminders stay up to date. SPENDING OVERVIEW See your monthly and yearly spending at a glance. Filter subscriptions by billing cycle β Monthly, Yearly, or Custom. Support for multiple currencies including TRY, USD, and EUR. SECURE CREDENTIAL STORAGE Store your service usernames and passwords for each subscription. All credentials are protected with iOS Keychain encryption and require Face ID or Touch ID to reveal. PRIVACY FIRST Your data never leaves your device. No accounts, no servers, no analytics, no ads. All subscription data is encrypted locally using AES-256 (SQLCipher). Your passwords are stored in the iOS Keychain with biometric protection. ADDITIONAL FEATURES β’ Bilingual support: English and Turkish β’ Dark mode interface β’ Quick-add from 50+ service templates β’ Custom billing cycles β’ Service URL links for quick access β’ Notes for each subscription β’ Yearly total cost overview Trackify Subs is designed for people who value simplicity and privacy. One-time download, no in-app purchases, no subscriptions β just a clean tool to manage yours.
Screenshots
Verdict
SmartSpend AI and Trackify Subs are too close to call on the numbers: across 5 compared parameters β price, ads, in-app purchases and device support among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | SmartSpend AI | Trackify Subs |
|---|---|---|
| Price | Free | Free |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod β better | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details β not scored | ||
| Size | 24 MB | 15 MB |
| Age rating | 12+ | 17+ |
| Developer | Ethan Malimon | Alper Emin Yardimci |
In-app purchases
SmartSpend AI
No in-app purchases
Trackify Subs
No in-app purchases









