Surf vs Solayer Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Surf
This AI-powered assistant provides in-depth crypto analysis by reading on-chain data, social sentiment, and fundamentals. It consolidates research, market data, and on-chain analysis into one platform for traders and analysts.
- AI-powered crypto analysis
- On-chain flow tracking
- Social sentiment monitoring
- Fundamental analysis
- Cross-chain research
- Narrative and opportunity surfacing
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Surf is an AI copilot that actually thinks in crypto. It reads live on-chain flows, social sentiment, and fundamentals so you can go from idea to decision in one place. Use ASK for fast checks and RESEARCH when you need a full, crypto-native report. Instead of juggling DEX dashboards, X, and Telegram, Surf pulls together deep research, live market data, and on-chain analysis into a single powerful app for traders, analysts, airdrop farmers, and curious newcomers. Its multi-agent research stack works across 40+ blockchains and 100K+ X accounts to surface narratives, flows, and opportunities before they hit the mainstream. Surf is already used by leading funds and research firms, and it outperforms generic chatbots on the CAIA Crypto AI Agent Benchmark in accuracy for tokenomics, trend analysis, and project discovery. What you can do with Surf: • Run deep, structured research on any token or ecosystem • Spot narratives, flows, and smart money across chains and social • Turn scattered docs, posts, and dashboards into clear next-step playbooks Whether you’re scanning the latest memecoins, modeling a halving, or planning your next airdrop campaign, Surf gives you the clarity and confidence to stay ahead in crypto’s fastest markets. Legal & Help By using Surf AI, you agree to our Terms of Services and Privacy Policy: • Terms of Services: https://asksurf.ai/terms-of-service • Privacy Policy: https://asksurf.ai/privacy-policy • Help Center: https://asksurf.ai/faq
Solayer Pay
Manage stablecoins with a neobank app featuring a linked payment card. Send, receive, and track your digital currency balances in real time. Use the integrated card for everyday purchases, all controlled within the same intuitive interface.
- Stablecoin management
- Instant transfers
- Real-time balance tracking
- Integrated payment card
- Transaction notifications
- Intuitive user interface
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Solayer Pay App is a stablecoin neobank app built around the Solayer Pay Card —designed to make stablecoins feel instant, global, and easy to control. Send and receive stablecoins with a clean, intuitive transfer flow, track your balances in real time, and stay on top of every movement with notifications. When you’re ready to spend, your Solayer Pay Card is there for everyday purchases— managed seamlessly in the same app.
Screenshots
Verdict
The clearest difference is rating: Solayer Pay at 5.0 against Surf's 4.2. Solayer Pay also leads on in-app purchases (none vs 4). Surf's advantage is ratings volume (6 vs 2). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Surf sells 4 in-app purchases, starting at $14.99 per month. Solayer Pay asks for nothing beyond the download.
Solayer Pay holds the better App Store score, 5.0 against 4.2. Both are backed by a comparable volume of ratings — 6 and 2 respectively.
Surf ships an update every 5 days, Solayer Pay weekly. Both last shipped on November 5, 2026.
| Parameter | Surf | Solayer Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (6 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 95.8% of reviews | — |
| Number of ratings | 6 — better | 2 |
| Update frequency | Every 5 days — better | Weekly |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 110 MB | 135 MB |
| Age rating | 17+ | 4+ |
| Developer | Cybertino Inc | Solayer Labs Inc |
Customer experience
Surf
Solayer Pay
In-app purchases
Surf
- Surf Plus Monthly$14.991 Month
- Surf Pro Monthly$39.991 Month
- Surf Plus Annual$107.991 Year
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- Surf Pro Annual$349.001 Year
Solayer Pay
No in-app purchases








