Comparison

HandyPay vs Splitzi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HandyPay

Accept card payments instantly using your phone, no reader required. Generate QR codes or payment links for quick transactions. Funds are deposited directly into your bank account.

Highlights
  • Accept card payments with phone
  • No card reader needed
  • No monthly fees
  • Generate QR codes
  • Shareable payment links
  • Direct bank payouts
Features
Read full description

HandyPay, Get Paid Instantly, Anywhere Accept card payments with just your phone. No card reader needed, no monthly fees. Sign up in minutes with Google, Apple, or email. Enter any amount and generate a QR code or shareable payment link on the spot. Available in 28 countries including the USA, Canada, Jamaica, Trinidad, Ghana, Nigeria, Kenya, South Africa, and more. Payouts go directly to your bank account, local or overseas. We're building HandyPay for merchants like you. Try it out and let us know what you think!

About

Splitzi

Features
Read full description

Splitzi makes splitting expenses with friends, roommates, and travel buddies effortless. Create a group, add expenses, and let Splitzi figure out who owes what — instantly. SPLIT IT. SHARE IT. SORTED. Add expenses on the go, split them equally or by custom amounts and percentages, and see real-time balances update automatically. When it's time to settle up, Splitzi calculates the fewest transactions needed. FLEXIBLE SPLITTING • Equal splits across all members • Exact amounts per person • Percentage-based splits • Choose which members are included in each expense SMART REPORTS & ANALYTICS • Category breakdown with interactive pie chart • Member summary showing total charged, paid, and net balance • Drill into any category to see who paid most, monthly trends, and recent expenses • Sort and filter by category, amount, or date GROUP MANAGEMENT • Create unlimited groups with emoji icons • Add, rename, or remove members anytime • Track expenses across multiple trips and shared living situations EXPORT & SHARE • Export reports as CSV, JSON, Markdown, or branded PDF • Share summaries via iMessage, AirDrop, or any app • Import backups to restore your data UNDO & EDIT • Edit any expense after it's been added • Delete expenses and settlements with confirmation prompts • Undo the last 10 actions with one tap BEAUTIFUL DARK & LIGHT THEMES A polished interface with rose-to-indigo gradient branding that looks great in both dark and light mode. PRIVACY FIRST Splitzi works entirely on your device. No accounts, no servers, no data collection. Your financial data never leaves your phone.

Screenshots

HandyPay3 screens
Splitzi4 screens

Verdict

The call

HandyPay and Splitzi are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
HandyPay versus Splitzi: the parameters behind the verdict, then further details
ParameterHandyPaySplitzi
PriceFreeFree
Rating4.8 (17 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings17 — better—
Update frequencyEvery 11 days—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod, Mac — better
Requires iOS15.114.0 — better
Further details — not scored
Size94 MB4 MB
Age rating12+4+
Developerhandyhurry llcSouriya Vongchanh

In-app purchases

None

HandyPay

No in-app purchases

None

Splitzi

No in-app purchases

Questions

Is HandyPay free?
HandyPay is free to download, with no in-app purchases.
Is Splitzi free?
Splitzi is free to download, with no in-app purchases.
Do HandyPay or Splitzi have ads?
Neither HandyPay nor Splitzi shows ads.

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