HandyPay vs Splitzi

HandyPay, Get Paid Instantly, Anywhere Accept card payments with just your phone. No card reader needed, no monthly fees. Sign up in minutes with Google, Apple, or email. Enter any amount and generate a QR code or shareable payment link on the spot. Available in 28 countries including the USA, Canada, Jamaica, Trinidad, Ghana, Nigeria, Kenya, South Africa, and more. Payouts go directly to your bank account, local or overseas. We're building HandyPay for merchants like you. Try it out and let us know what you think!

Splitzi makes splitting group costs simple. Create a group for a trip, a shared house or a dinner, add expenses as they happen, and Splitzi works out who pays whom. Nobody else needs the app, and nobody signs up — not even you. SPLIT IT. SHARE IT. SORTED. Add each cost with the amount first, pick who paid, and split it any way you need. Balances update as you go, and each group opens on a clear list of who pays whom. FLEXIBLE SPLITTING • Equal splits, exact amounts, percentages or shares • Choose who is included in each expense • Every split adds up to the cent • See how balances change before you save SETTLE UP • One clear line per payment: "Leo pays Priya $322.75" • Send each friend their total — they don't need the app • Mark payments as paid, including part payments, with an optional note • See what's still outstanding across all your groups SMART REPORTS • Category breakdown with an interactive chart • Member summary showing what each person was charged, paid and owes • Drill into any category to see who paid most and monthly trends GROUP MANAGEMENT • Unlimited groups, members and expenses • Add, rename or remove members anytime • Undo recent changes EXPORT & SHARE • Export as CSV, JSON, Markdown or a printable report • Share summaries through the share sheet • Import backups to restore your data PRIVACY FIRST Splitzi works entirely on your device. No accounts, no servers, no data collection. Free, with no ads and no limits.