SpendWise vs Fixed Deposit Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SpendWise
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Money isn’t just numbers. It’s your habits, your choices, your everyday life. SpendWise: Expense Diary helps you understand where your money goes—without overwhelming you. No clutter. No complexity. Just a simple, thoughtful way to track your expenses and see the bigger picture. Why SpendWise? Because most expense apps feel like work. SpendWise is different. It’s designed to feel natural—like a daily habit you’ll actually stick with. * Log expenses in seconds * Stay aware without overthinking * Build clarity, one entry at a time See Beyond the Numbers Tracking is just the beginning. Turn your spending into meaningful insights: * Visual charts that show where your money goes * Trends that help you understand your habits * Smart breakdowns across weeks, months, and years Because better awareness leads to better decisions. Stay in Control with Budgets Set simple budgets and stay on track: * Know how much you’ve spent at a glance * Understand how close you are to your limits * Build mindful spending habits over time Built for Simplicity No noise. No unnecessary features. * Clean, minimal interface * Light, dark, and custom themes * Weekly, monthly, and yearly views * Powerful search to find any expense instantly Everything you need—nothing you don’t. Your Data, Your Control Your financial data stays with you. No accounts. No unnecessary tracking. Just your personal expense diary. Start Small. Stay Consistent. You don’t need perfect budgeting. You just need awareness. A few entries a day can change how you see your money. Download SpendWise today and take the first step toward mindful spending.
Fixed Deposit Tracker
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Fixed Deposit Tracker is the simplest way to keep every bank fixed deposit (FD / term deposit) in one place — so you always know what you have, what it's worth, and when it matures. Hold deposits across multiple banks and currencies? Fixed Deposit Tracker gives you one clear picture of your savings and never lets a maturity date slip by. KEY FEATURES • Track unlimited deposits across banks and currencies • See principal, interest rate, maturity amount, and net return after tax • Maturity calendar — know exactly when each deposit matures • Smart reminders before a deposit matures, so you can renew or withdraw on time • Group deposits by bank for a clean overview • Supports simple and compound interest, periodic payouts, and renewals • Relationship manager details and notes for each deposit • Optional App Lock with Face ID / Touch ID • Beautiful light and dark mode PRIVATE BY DESIGN Fixed Deposit Tracker collects no data. Everything is stored locally on your device — no account, no sign-up, no tracking. FREE & PREMIUM Track up to 2 deposits for free. Get a 7-day free trial of Premium for unlimited deposits, available as a monthly or yearly subscription. SUBSCRIPTION DETAILS • Premium Monthly — $5.99/month • Premium Yearly — $39.99/year Prices may vary by region and are shown in the app before purchase. Payment is charged to your Apple ID at confirmation. Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Privacy Policy: https://pinclave.com/fixed-deposit-tracker/privacy Terms of Use: https://pinclave.com/fixed-deposit-tracker/terms
Screenshots
Verdict
SpendWise and Fixed Deposit Tracker are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SpendWise sells 1 one-off in-app purchase and Fixed Deposit Tracker sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.
| Parameter | SpendWise | Fixed Deposit Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 months | — |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.6 | 17.0 — better |
| Further details — not scored | ||
| Size | 24 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Neerav Kothari | Pinclave |
In-app purchases
SpendWise
- Premium$3.99
Fixed Deposit Tracker
- Premium Monthly$5.991 Month
- Premium Yearly$39.991 Year





