SpendWise vs Worth

Money isn’t just numbers. It’s your habits, your choices, your everyday life. SpendWise: Expense Diary helps you understand where your money goes—without overwhelming you. No clutter. No complexity. Just a simple, thoughtful way to track your expenses and see the bigger picture. Why SpendWise? Because most expense apps feel like work. SpendWise is different. It’s designed to feel natural—like a daily habit you’ll actually stick with. * Log expenses in seconds * Stay aware without overthinking * Build clarity, one entry at a time See Beyond the Numbers Tracking is just the beginning. Turn your spending into meaningful insights: * Visual charts that show where your money goes * Trends that help you understand your habits * Smart breakdowns across weeks, months, and years Because better awareness leads to better decisions. Stay in Control with Budgets Set simple budgets and stay on track: * Know how much you’ve spent at a glance * Understand how close you are to your limits * Build mindful spending habits over time Built for Simplicity No noise. No unnecessary features. * Clean, minimal interface * Light, dark, and custom themes * Weekly, monthly, and yearly views * Powerful search to find any expense instantly Everything you need—nothing you don’t. Your Data, Your Control Your financial data stays with you. No accounts. No unnecessary tracking. Just your personal expense diary. Start Small. Stay Consistent. You don’t need perfect budgeting. You just need awareness. A few entries a day can change how you see your money. Download SpendWise today and take the first step toward mindful spending.

Worth is a net worth tracker that treats your money as nobody's business but yours. No sign-up. No bank linking. No servers. No analytics. The app makes zero network calls — your accounts, balances, and history live in a private database on your device, synced only through your own iCloud. That's the whole story. WHAT IT DOES • One calm number: your net worth, with a monthly delta and 12-month trend — no daily flicker, no red-green anxiety • A five-minute monthly ritual: walk through your accounts, type the new values, see what changed • Built for Indian portfolios: FDs, EPF, PPF, NPS, SGB, gold in grams, real estate — alongside global stocks, crypto, and any currency • Fixed deposits track themselves: enter principal, rate, and dates once — Worth computes today's value, maturity value, and handles auto-renewal • Scan instead of typing: photograph a bank FD page, holdings screenshot, or PDF statement — on-device OCR pre-fills your deposits and mutual funds for review. The image is read entirely on your iPhone and never uploaded • Insights that tell the truth: FD maturities, milestones, biggest movers, debt ratio, and stale accounts — every account measured from when you added it, so a new account never passes for growth • Runway for when savings are funding life: your monthly drawdown, how long spendable money lasts, and your emergency reserve kept separate • Spend-first order: which account to draw from first (lowest return), with emergency cash and EPF/PPF never suggested • Charts and projections: allocation, trends, per-asset-type history, and "at this pace you reach ₹X by year Y" • Home Screen, Lock Screen and Control Center widgets; Siri & Spotlight for "what's my net worth?" • CSV export and import — your data is portable, always • Face ID lock, Indian numbering (₹12,34,567), dark mode designed first-class WHAT IT COSTS Free: up to 3 accounts, full monthly check-in, dashboard, 1-year chart, CSV export. One purchase unlocks everything, forever: unlimited accounts, all chart ranges, insights, runway and projections, goals, widgets, themes, CSV import. No subscription. Ever. Face ID lock and CSV export stay free for everyone — a privacy app that holds your own data hostage would be no privacy app at all. WHAT IT NEVER DOES • No price fetching — you own every number in the app • No bank linking, no SMS reading, no email scraping • No accounts, no cloud (except your own private iCloud), no ads, no analytics • Deleting is never instant: accounts wait in Recently Deleted for 30 days The App Store privacy label says "Data Not Collected" because there is nothing to collect.