Comparison

记账本 vs Asset Time Machine

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

记账本

Features
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记账本:极简财务投资管理工具,无广告守护隐私! 极简设计聚焦核心,支持70+多币种自动换算,周期记账、报销标记、债务追踪全覆盖。 资产聚合管理活钱、信用卡、投资账户,自动同步沪深A股、美股、港股、基金价格,高级版可解锁4000+加密货币实时更新,图表化统计直观呈现收支去向与投资盈亏。 免登陆即可使用,支持多账本分类可自定义,无任何广告干扰,一站式搞定日常记账、预算管理、投资追踪,助力高效规划财务! 图表化统计 100% 隐私保护绝不泄露个人信息。助你优化收支、实现财务目标,是纯粹又实用的记账首选! 【app自动续费服务说明】 ·订阅周期:1个月(VIP会员),1年(VIP会员)。 ·订阅价格:连续包月VIP会员服务为每8元;连续包VIP会员服务每年48元。 ·付款:通过用户的iTunes账户扣款,用户确认购买后即付款。 ·取消续订:如需取消续订,请在当前订阅周期到期前24小时以前,手动在iTunes/Apple ID设置管理中关闭自动续订功能。 ·续订:苹果iTunes账户会在到期前24小时内扣费,扣费成功后订阅周期顺延一个订阅周期。 隐私政策:https://privacyterms.io/view/yHVr8Hjw-mImwaMHX-yAaERj/ 服务协议:https://privacyterms.io/view/XwIrZHPC-I6LFwhEM-uJu4jj/

About

Asset Time Machine

Features
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Give your wealth a history. Asset Time Machine is a local-first personal asset tracker. Organize cash, savings, funds, stocks, gold, property and liabilities, then see how your finances change over time. YOUR ASSETS AT A GLANCE Review total assets, liabilities and net worth, with an allocation chart showing where your money is held. DATED RECORDS Save asset snapshots by date. Edit balances, quantities and unit prices, or add records for an earlier day. TIME MACHINE Track total assets, net worth and the liability gap on one chart. Select a date to review its balances and asset details. The daily-change calendar shows net-worth changes as colored cells with amounts inside. Choose the gain and loss colors you prefer. MEASURED IN GOLD Convert assets to equivalent grams of gold using the corresponding date's gold price. Toggle the gold curve to review your wealth on another scale. QUANT TOOLS Explore allocation backtests, recurring-investment backtests and a strategy library to compare historical performance and risk. Backtest results do not predict future performance. YOUR RECORDS, YOUR CONTROL Export local records for backup, or sign in to use cloud sync. Supports hidden amounts, light and dark appearance, and English, Simplified Chinese and Traditional Chinese.

Screenshots

记账本1 screens
Asset Time Machine4 screens

Verdict

The call

The clearest difference is in-app purchases: Asset Time Machine at none against 记账本's 3. Asset Time Machine also leads on update cadence (fortnightly vs every 6 weeks). 记账本's advantage is device support (3 vs 1) and iOS requirement (14.3 vs 18.0). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 记账本 sells 3 in-app purchases, starting at $0.99 per month. Asset Time Machine asks for nothing beyond the download.

UpkeepUpdate frequency

记账本 ships an update every 6 weeks, Asset Time Machine fortnightly. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.

Scorecard4 real differences · 2 level
记账本 versus Asset Time Machine: the parameters behind the verdict, then further details
Parameter记账本Asset Time Machine
PriceFreeFree
Update frequencyEvery 6 weeksFortnightly — better
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS14.3 — better18.0
Further details — not scored
Size6 MB21 MB
Age rating4+4+
Developer金峰 韩钧升 向

In-app purchases

3 purchases

记账本

Subscriptions2
  • 手机记账月度会员$0.991 Month
  • 手机记账年度会员$6.991 Year
One-time1
  • 手机记账永久会员$14.99
None

Asset Time Machine

No in-app purchases

Questions

Is 记账本 free?
记账本 is free to download, with in-app purchases available.
Is Asset Time Machine free?
Asset Time Machine is free to download, with no in-app purchases.
Do 记账本 or Asset Time Machine have ads?
Neither 记账本 nor Asset Time Machine shows ads.
Which is updated more often, 记账本 or Asset Time Machine?
记账本 ships an update every 6 weeks, and Asset Time Machine fortnightly. Most recently, 记账本 was updated on October 30, 2026 and Asset Time Machine on November 5, 2026.

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