Comparison

Minimal Expense Tracker vs Monestia

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Minimal Expense Tracker

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Thank you for using Minimal Expense Tracker! Here’s a quick overview of the features: ◆ Pie Chart Easily check the spending ratio by category. ◆ Line Chart Track your monthly spending trends. You can view data for the past year or by calendar year (e.g., 2025). Tap on the chart to see detailed information. ◆ Custom Categories Create as many categories as you like. Some common categories are set by default, but you can freely edit them to suit your needs. To add, edit, or delete categories, open the expense form and tap the settings (gear icon) in the top right corner → “Category Settings.” You can also manage categories directly from the category selection screen in the expense form: Tap the “+” button (top right) to open the add form. Long-press a category to open the edit/delete form. ◆ Scheduled Expenses Settings You can automatically register recurring expenses (such as rent, internet, or subscriptions) as scheduled expenses. ◆ Closing Date Settings Adjust your monthly closing date to match your payday. For example, if you set the 25th as the closing date, “September 2025” will cover expenses from Aug 26 to Sep 25, 2025. ◆ Themes Choose from 12 different theme combinations: Light/Dark appearance 6 theme colors: Blue, Red, Green, Yellow, Purple and Pink. Dark mode is recommended for the best chart display. ◆ Currency Settings Currently supports 6 currencies: JPY (¥), USD ($), EUR (€), GBP (£), TWD ($) and KRW (₩). ◆Privacy All your data is stored locally on your device, ensuring your privacy and security. Thank you.

About

Monestia

A personal finance app focused on quick, intuitive input and visually appealing data presentation. It allows for consolidated management of various accounts, multi-currency support, and budget/subscription tracking. Analyze your spending habits with clear graphs and optional automatic recording via Apple Pay.

Highlights
  • Quick expense logging
  • Consolidated account management
  • Multi-currency support
  • Budget and subscription tracking
  • Visual spending analysis
  • Apple Pay automatic recording
  • Offline functionality
Features
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「記録が続く、眺めたくなる家計簿」 Monestiaは、入力の速さと眺めて心地よい画面にこだわった個人用の家計簿アプリです。 ■ 最短3タップで記録 テンキーで金額を入力し、口座とカテゴリを選ぶだけ。よく使う支出はテンプレートに登録すれば、ワンタップで記録できます。 ■ 口座とカードをまとめて管理 現金・銀行・クレジットカード・電子マネーを口座として登録。カードの利用額や請求額もひと目で確認できます。 ■ 多通貨対応 日本円・米ドル・ブラジルレアルに対応。口座ごとに通貨を持ち、合計や分析は設定した基準通貨に自動換算されます。 ■ 予算とサブスク管理 カテゴリごとに月の予算を設定し、進捗と超過を色でお知らせ。サブスクは次回の課金日と月割り換算額を一覧表示し、課金日前に通知します。 ■ 分析 収支の推移、カテゴリ別の内訳、資産の推移をグラフで確認できます。 ■ Apple Payで自動記録(iOS 17以降) Apple Payでタップ支払いした瞬間に、金額と支払い先を自動で記録します(初回だけショートカットの設定が必要です)。 ■ オフラインで完結、クラウド同期は任意 すべての記録はまず端末内に保存されるため、アプリは通信なしで完全に動作します。複数の端末で使いたい場合のみ、アカウントを作成してクラウド同期を有効にできます。 ■ データはいつでも書き出し・削除できます CSVでのエクスポート/インポートに対応。アプリ内からいつでも記録やアカウントを完全に削除できます。 利用規約(EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Monestiaの利用規約: https://monestia.vercel.app/legal/terms プライバシーポリシー: https://monestia.vercel.app/legal/privacy

Screenshots

Minimal Expense Tracker3 screens
Monestia4 screens

Verdict

The call

The clearest difference is in-app purchases: Monestia at none against Minimal Expense Tracker's 1. Monestia also leads on ads (none vs shown). Minimal Expense Tracker's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 17.0). On price and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Minimal Expense Tracker sells 1 one-off in-app purchase. Monestia asks for nothing beyond the download.

UpkeepUpdate frequency

Minimal Expense Tracker ships an update weekly, Monestia every 4 days. The most recent releases landed on October 1, 2026 and October 7, 2026 respectively.

Scorecard4 real differences · 4 level
Minimal Expense Tracker versus Monestia: the parameters behind the verdict, then further details
ParameterMinimal Expense TrackerMonestia
PriceFreeFree
Positive reviews—100.0% of reviews
Update frequencyWeeklyEvery 4 days — better
AdsYesNo — better
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better17.0
Further details — not scored
Size45 MB71 MB
Age rating4+4+
DeveloperFUKUKAWA LABJun Hayashi

In-app purchases

1 purchases

Minimal Expense Tracker

One-time1
  • Premium$9.99
None

Monestia

No in-app purchases

Questions

Is Minimal Expense Tracker free?
Minimal Expense Tracker is free to download, with in-app purchases available.
Is Monestia free?
Monestia is free to download, with no in-app purchases.
Do Minimal Expense Tracker or Monestia have ads?
Minimal Expense Tracker shows ads; Monestia does not.
Which is updated more often, Minimal Expense Tracker or Monestia?
Minimal Expense Tracker ships an update weekly, and Monestia every 4 days. Most recently, Minimal Expense Tracker was updated on October 1, 2026 and Monestia on October 7, 2026.

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