Comparison

FairCosts vs Budget Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FairCosts

Features
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FairCosts: Your Ultimate Expense Management Solution Transform how you manage shared expenses and settle debts with FairCosts - the comprehensive mobile app that revolutionizes group expense tracking. With an intuitive interface and robust features, FairCosts simplifies expense management while prioritizing your privacy and convenience. Why Choose FairCosts? Split Bills Effortlessly Say goodbye to awkward money conversations and complicated calculations. FairCosts makes splitting expenses with friends, roommates, family, and colleagues simple and transparent. Whether you're planning a group trip, sharing household expenses, or organizing a dinner party, our app ensures everyone pays their fair share. Multi-Currency Support Travel the world without currency worries! FairCosts supports approximately 190 different currencies worldwide, including cryptocurrencies. Split bills in euros, dollars, yen, bitcoin, or any other currency. Our built-in currency converter ensures accurate calculations regardless of your chosen currency. Complete Privacy Protection Your financial data stays yours. Unlike other expense management platforms, FairCosts requires no account creation or personal data sharing. Simply download and start managing expenses immediately. All data is stored locally on your device - we never transmit your information to external servers. Global Accessibility With support for 31 languages, FairCosts serves users worldwide, making expense management accessible regardless of your linguistic background. Key Features - No Account Required - Start using immediately after download - Local Data Storage - Complete privacy with device-only data storage - 190+ Currencies - Including major cryptocurrencies - 31 Languages - Truly global accessibility - Ad-Free Experience - Focus on your finances without distractions - Multi-Group Management - Handle multiple expense groups simultaneously - Smart Debt Settlement - Automatically calculates who owes whom - Offline Functionality - Works without internet connection How It Works 1. Create Your Group Set up a new expense group and add members. Enter each participant's name and select your preferred currency. 2. Add Expenses Record expenses by specifying the amount paid, who paid, and which participants are involved. FairCosts automatically calculates each member's share. 3. Settle Debts Our smart algorithm calculates net balances between group members and identifies optimal debt settlement paths. Easily settle up with friends, family, or colleagues ensuring fairness and transparency. 4. Customize Your Experience Personalize FairCosts with configurable settings and themes for optimal usability. Perfect For - Roommates sharing rent, utilities, and household expenses - Travel Groups splitting accommodation, meals, and activities - Friends dividing dinner bills, event costs, and shared purchases - Families managing household budgets and shared expenses - Colleagues handling business trips and team events - Students sharing study materials and group project costs Privacy-First Design FairCosts takes your privacy seriously. We don't collect, store, or share any personal information. No tracking, no analytics, no data mining - just pure expense management functionality. Your financial privacy is completely protected. Why FairCosts Stands Out Unlike subscription-based expense apps that lock features behind paywalls, FairCosts provides full functionality without hidden costs. No ads interrupt your workflow, no premium tiers limit your usage, and no account requirements compromise your privacy. Experience the future of expense management. Download FairCosts today and take control of your group finances with confidence, privacy, and ease. Download FairCosts - Where Fair Sharing Meets Smart Technology

About

Budget Tracker

Effortlessly track expenses, manage subscriptions, and stay within budget using AI-powered receipt scanning. This private finance manager offers multi-currency support and shared bill features without requiring bank logins.

Highlights
  • AI-powered receipt scanning
  • Expense and income tracking
  • Subscription and bill management
  • Budgeting and savings goals
  • Multi-currency support
  • Shared bills and projects
  • Offline functionality
Features
Read full description

Track every expense, stay on budget and see each subscription before it renews. Walletee is a private budget tracker for real life: multiple wallets, any currency, receipts and shared bills, with no bank login needed. Snap a receipt and AI fills in the amount, merchant, date, category and wallet for you. Or scan it on your device, offline. ANALYZE RECEIPTS WITH AI • Take or pick a photo of a receipt, an invoice or a payment screen from your bank app, and Walletee fills in the expense • Reads receipts in many languages and suggests the right wallet and category • Prefer to stay on device? Scan receipt works offline • Add up to 5 receipts at once, share one from any app, or start a scan from the app icon • Your receipt photo isn't used to train AI, and you can turn AI receipt analysis off anytime in Settings TRACK EVERY EXPENSE IN SECONDS • Log expenses, income and transfers in a few taps, or save templates for the ones you repeat • Transfers show as one item with fees included; tap to see both wallets side by side • Record refunds and receipt items so every balance stays exact • Pick dates fast with the new calendar • Search your History and filter by wallet, type or category SUBSCRIPTIONS & BILLS • Every subscription in one place: next billing date and how much each one has cost you so far • Billing cycles from weekly to yearly, or your own • Bill reminders 2 days before a subscription renews • Credit card bills: card balance, what to pay now and when it's due • Split big purchases into installments BUDGETS, SAFE TO SPEND & SAVINGS GOALS • Set budgets and get alerts at 80% and 100% • Safe to Spend shows what you can spend, with your savings goals set aside • Create savings goals and watch your progress MULTI-CURRENCY, DONE RIGHT • Spend in any currency and keep the amount your bank actually charged • Daily exchange rates and one base currency for every report • Made for travel, expats and anyone paid in more than one currency SPLIT BILLS, LOANS & PROJECTS • Split a bill equally, by amount, %, shares or by item, with tax, tip and discount • Projects for trips, households and events, shared with the people involved • See who owes whom and settle up in a tap • Loan and repayment details show what's owed now, in each currency CLEAR ANALYTICS & WIDGETS • Charts by category, category group or wallet, for any date range • A dashboard you arrange: Balance, Earned vs Spent, Currency Rates, Safe to Spend • Home Screen widgets for spending by category, budget progress and quick add PRIVATE BY DESIGN • Local-first: your data lives on your device • Log expenses, budget and scan receipts offline. AI analysis, sync and backup need a connection • Optional Sign in with Apple or Google to back up and sync across your devices • Light and Dark mode, available in 20 languages Walletee is free to download. Premium, as a monthly or yearly subscription or a one-time Lifetime purchase, unlocks everything: unlimited wallets and budgets, full analytics history, filters and more AI scans each month. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/wallet-finance-tracker/

Screenshots

FairCosts4 screens
Budget Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: FairCosts at none against Budget Tracker's 4. Budget Tracker's advantage is update cadence (every 5 days vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Tracker sells 4 in-app purchases, starting at $2.99 per month. FairCosts asks for nothing beyond the download.

UpkeepUpdate frequency

FairCosts ships an update every 3 months, Budget Tracker every 5 days. Both last shipped on November 5, 2026.

Scorecard2 real differences · 7 level
FairCosts versus Budget Tracker: the parameters behind the verdict, then further details
ParameterFairCostsBudget Tracker
PriceFreeFree
Rating—5.0 (3 ratings) — better
Number of ratings—3 — better
Update frequencyEvery 3 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhoneiPhone, iPad — better
Requires iOS16.416.4
Further details — not scored
Size56 MB121 MB
Age rating4+4+
DeveloperMichal RuszkowskiSerhii Hryn

In-app purchases

None

FairCosts

No in-app purchases

4 purchases

Budget Tracker

Subscriptions3
  • Wallet Premium Monthly3 Days trial$2.991 Month
  • Wallet Premium Yearly3 Days trial$17.991 Year
  • Family$29.991 Year
One-time1
  • Wallet Premium Lifetime$49.99

Questions

Is FairCosts free?
FairCosts is free to download, with no in-app purchases.
Is Budget Tracker free?
Budget Tracker is free to download, with in-app purchases available.
Do FairCosts or Budget Tracker have ads?
Neither FairCosts nor Budget Tracker shows ads.
Which is updated more often, FairCosts or Budget Tracker?
FairCosts ships an update every 3 months, and Budget Tracker every 5 days. Most recently, FairCosts was updated on November 5, 2026 and Budget Tracker on November 5, 2026.

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