Pointer vs DecaGram
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pointer
Discover which credit card offers the best rewards for any store. Find upcoming sales, explore award flight options, and uncover hidden card perks. Optimize your spending and make your points go further.
- Card rewards maximization
- Store-specific card comparison
- Upcoming sales discovery
- Award flight and transfer path exploration
- Unlock hidden card perks
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Know the best card for every purchase. Pointer tells you which credit card earns the most at any store — in person or online — so you stop leaving rewards on the table. No bank logins. Ever. THE BEST CARD, EVERY TIME Search any store — Amazon, Target, your corner grocery — and Pointer ranks your cards from most to least rewarding. See the exact multiplier (like 3x on dining) and how much more you'll earn, then tap the Apple Pay prompt to pay with the right card in seconds. NO BANK LOGINS. ZERO CREDENTIAL STORAGE. Add your cards by name. Pointer never asks for card numbers, banking passwords, or third-party account connections — so there's nothing to sync, nothing to re-authenticate, and nothing sensitive stored. Privacy-first, by design. EVERY PERK YOU ALREADY PAY FOR Track the credits and benefits buried in your cards — airport lounge access, annual travel and dining credits, Global Entry, and more — across your whole wallet, so nothing expires unused. TRAVEL ON POINTS Search flights and hotels by route, date, and cabin, then see how to book them with the points you already have. Pointer factors in transfer-partner ratios and flags active transfer bonuses, so you move points at the right moment instead of guessing. BUILT FOR YOUR WALLET Pointer supports cards from every major issuer — Chase, American Express, Capital One, Citi, Discover, Bank of America, Wells Fargo, Barclays, Bilt, and US Bank — with reward structures, rotating categories, and offers kept current for you. FREE TO START The free plan includes weekly store searches, unlimited cards, the full perks tracker, and card recommendations. Pointer Pro ($4.99/month or $47.99/year) unlocks unlimited store searches, sale forecasts, and transfer-partner optimization. FREQUENTLY ASKED How does Pointer know which card to use? It cross-references each store with your cards' earn rates, active promotions, and transfer bonuses, then ranks them best to worst — with the exact multiplier and what you'd earn. Do I have to link my bank? No. You pick your cards by name. Pointer never stores card numbers or banking credentials. Is it really free? Yes — free to download and use, with an optional Pointer Pro upgrade for power users. Check before you swipe. Download Pointer and know the best card for every purchase.
DecaGram
Track the live value of your 24K gold jewelry collection. Monitor individual pieces and your total holdings against real-time market prices. Earn gold dividends and access digital certificates of authenticity for your verified pieces.
- Live 24K gold pricing
- Track individual jewelry piece value
- Monitor total collection value over time
- Earn real gold dividends
- Digital certificate of authenticity
- Price alerts (coming soon)
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Hold your gold in your hand — and watch its value live. DecaGram is the companion app for owners of Deca Annuli 24K gold jewelry. Every piece is solid 999 fine gold, priced live to the gram, so you always know exactly what your collection is worth. LIVE 24K PRICING Watch the spot price of gold update minute by minute, and see the live value of every piece you own move with the market — the way you'd track a stock. YOUR HOLDINGS, TRACKED Log each piece and see its current value, your total weight, and your collection's value over time — from one month to one year. EARN REAL GOLD — THE TEN RINGS Every verified Deca Annuli piece moves you up the Ten Rings and earns real 24K gold dividends — gold set aside in your name to put toward your next piece. CERTIFICATE OF AUTHENTICITY Every piece carries a digital certificate of authenticity — its purity, weight, and a scannable link anyone can use to confirm it's a genuine Deca Annuli piece. PRICE ALERTS Get notified the moment gold hits a price you're watching. (Coming soon on iOS.) DecaGram turns your jewelry into something you can track, treasure, and pass down — the living record of your gold.
Screenshots
Verdict
The clearest difference is in-app purchases: DecaGram at none against Pointer's 2. DecaGram also leads on rating (5.0 vs 4.7). Pointer's advantage is ratings volume (38 vs 1). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Pointer sells 2 in-app purchases, starting at $4.99 per month. DecaGram asks for nothing beyond the download.
DecaGram holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Pointer has 38 ratings behind it against 1, so its average is the more settled of the two.
Pointer ships an update every 9 days, DecaGram every 10 days. The most recent releases landed on October 24, 2026 and October 17, 2026 respectively.
| Parameter | Pointer | DecaGram |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (38 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 57.1% of reviews | — |
| Number of ratings | 38 — better | 1 |
| Update frequency | Every 9 days — better | Every 10 days |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.4 | 15.0 — better |
| Further details — not scored | ||
| Size | 80 MB | 7 MB |
| Age rating | 12+ | 4+ |
| Developer | Pointer Services LLC | Mark Ostroski |
Customer experience
Pointer
DecaGram
In-app purchases
Pointer
- Pointer Pro Monthly7 Days trial$4.991 Month
- Pointer Pro Annual7 Days trial$47.991 Year
DecaGram
No in-app purchases









