Comparison

Trispend vs Trip Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Trispend

Effortlessly track and split shared expenses for group trips. This app handles multiple currencies and calculates exactly who owes whom, simplifying financial settlements without requiring signup or an internet connection.

Highlights
  • Split expenses equally, by amount, or by share
  • Automatic 'who owes who' calculations
  • Supports 150+ currencies with updated exchange rates
  • Trip-based organization with expense logging by category
  • Offline functionality and no signup required
  • Home screen widgets for quick expense tracking
Read full description

The easiest bill splitter for trips. Trispend tracks every shared expense, converts it across 150+ currencies, and shows exactly who owes who — offline, no signup, and only one person needs the app. 【SMART BILL SPLITTING】 Split expenses the way real trips happen: - Equal split for shared meals, taxis, tickets, and group activities - Split by amount when people pay different portions - Split by share for flexible proportional splitting - Automatic “who owes who” calculations - Optimized debt settlement with fewer transfers and less hassle 【MULTI-CURRENCY, ZERO CONFUSION】 Traveling across borders? Trispend supports 150+ currencies and updated exchange rates, so your group can track expenses in different currencies without messy manual calculations. Pay for dinner in yen, drinks in baht, a hotel in euros, and taxis in dollars. Trispend converts everything into your trip currency so everyone understands the real cost. 【TRIP-BASED ORGANIZATION】 Every trip gets its own dedicated space to track shared costs and manage your travel spending: - Add participants by name - Log expenses by category, including food, transport, lodging, activities, shopping, and more - Spread multi-day costs like hotels or car rentals across the right dates - View daily trip expenses and spending breakdowns at a glance - Keep each trip’s expenses, balances, and settlement separate 【PACKING CHECKLIST】 Start your trip before the first expense. Every trip gets a packing checklist right next to the budget: - Add items from a built-in library — documents, electronics, clothing, toiletries, meds, and more - Start fast with ready-made templates: overseas travel, beach getaways, camping, and ski trips - Check items off as you pack, with satisfying progress tracking - Save your own reusable templates with Trispend Pro Pack before you go, track while you're there — all in one trip. 【KNOW WHO OWES WHO】 At the end of the trip, Trispend shows exactly who should pay whom. No more messy notes, confusing spreadsheets, forgotten payments, or awkward group chat math. Trispend calculates the final balance so your group can settle up faster. Trispend does not move money. It simply tells you how much each person should send, so you can settle up your way with Venmo, Zelle, PayPal, bank transfer, cash, or any payment method you prefer. 【HOME SCREEN WIDGETS】 Stay on top of trip spending without opening the app: - Daily expense widget shows today’s total at a glance - Trip expense overview right on your Home Screen - Quick-access widgets for adding expenses faster 【PRIVATE AND OFFLINE】 Trispend is designed for real travel, including places with poor signal, expensive roaming, or no internet access. - No account required - Works offline - No cloud storage for your expense data - Your trip costs stay on your device - Fast, lightweight, and simple to use anywhere 【DESIGNED FOR REAL GROUP TRIPS】 Use Trispend for: - Group vacations with friends - Road trips - Beach weekends - Ski trips - International travel - Shared hotels and vacation rentals - Taxis, rideshares, gas, and parking - Meals, groceries, tickets, tours, and activities Whenever someone says “I’ll get this one, you get the next,” Trispend keeps the math clear. 【TRISPEND PRO】 Upgrade to Trispend Pro for advanced travel tools: - Advanced Insights: visualize spending patterns, trends, category breakdowns, and bigger-picture trip spending - PDF & CSV export: share clean settlement reports with your group, or review and organize expenses outside the app - Advanced reports: better understand who paid what, where the money went, and how the trip was split - More ways to understand and share your group trip spending - Choose monthly, yearly, or lifetime plans Privacy Policy: https://privacy.trispendapp.com/privacy Terms of Service: https://privacy.trispendapp.com/terms Download Trispend. Your next group trip is already complicated enough. Don’t let the money part be, too.

About

Trip Split

Features
Read full description

Split bills effortlessly with friends and never worry about who owes what again. Trip Split is the ultimate expense sharing app for trips, dinners, roommates, and group activities. PERFECT FOR: • Group trips and vacations • Shared apartments and roommates • Dinner parties and restaurant bills • Weekend getaways • Office lunches • Any shared expenses with friends KEY FEATURES: TRIP MANAGEMENT Create unlimited trips with custom names and emojis to organize all your shared expenses. Keep everything organized whether it's a weekend trip, monthly roommate expenses, or a long vacation. FLEXIBLE SPLITTING - 4 METHODS • Equal Split - divide bills equally among everyone • By Shares - use custom shares for uneven splits (e.g., 1 share vs 0.5 shares) • By Amount - enter exact amounts for each person • By Percentage - split by percentage (must total 100%) • Quick Add mode - paste multiple expenses at once • Duplicate expenses to save time MULTI-CURRENCY SUPPORT Track expenses in 30+ currencies worldwide with daily exchange rates. Ideal for international trips where you're spending in different currencies. Exchange rates are automatically updated per day for accurate conversions. SMART SETTLEMENT • Automatically calculates who owes whom with clear breakdowns • Two settlement methods: Default split or Leader collects all • Visual charts showing expense per person • Search and filter by person or expense FRIEND MANAGEMENT Add friends to trips and track individual balances. See at a glance who's paid what and who needs to settle up. SEARCH & FILTER Quickly find expenses by description or person. Sort by date or amount to find what you need. ARCHIVE SYSTEM Archive completed trips to keep your home screen clean. All data is preserved and can be restored anytime. LANGUAGE SUPPORT Available in English and Traditional Chinese (繁體中文). More languages coming soon. BEAUTIFUL THEMES Choose between light, dark, or system theme to match your preference and save battery life. OFFLINE FIRST Works perfectly without internet connection. Add expenses, settle up, and manage trips anywhere, anytime. PRIVACY FIRST All data stored locally on your device. No account required, no sign-up, no data collection. Your financial information stays private and secure on your device. WHY CHOOSE TRIP SPLIT? - Simple and intuitive interface - No complicated setup or registration - Works offline - no internet needed - Your data stays on your device - Free to use with optional premium features - Regular updates and improvements Whether you're splitting rent with roommates, tracking vacation expenses with friends, or dividing restaurant bills, Trip Split makes it simple and stress-free. Download now and never argue about money again!

Screenshots

Trispend4 screens
Trip Split4 screens

Verdict

The call

The clearest difference is ads: Trispend at none against Trip Split's shown. Trip Split's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 18.6). On price, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Trispend sells 3 in-app purchases, starting at $2.99 per month and Trip Split sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Trispend ships an update fortnightly, Trip Split weekly. The most recent releases landed on September 21, 2026 and September 17, 2026 respectively.

Scorecard3 real differences · 7 level
Trispend versus Trip Split: the parameters behind the verdict, then further details
ParameterTrispendTrip Split
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyFortnightlyWeekly — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS18.615.1 — better
Further details — not scored
Size21 MB43 MB
Age rating4+4+
Developer玉华 吴King Chun Kenny Chu

In-app purchases

3 purchases

Trispend

Subscriptions2
  • Trispend Pro Monthly$2.991 Month
  • Trispend Pro Yearly$9.991 Year
One-time1
  • Trispend Pro Lifetime$19.99
1 purchases

Trip Split

One-time1
  • Premium$0.99

Questions

Is Trispend free?
Trispend is free to download, with in-app purchases available.
Is Trip Split free?
Trip Split is free to download, with in-app purchases available.
Do Trispend or Trip Split have ads?
Trip Split shows ads; Trispend does not.
Which is updated more often, Trispend or Trip Split?
Trispend ships an update fortnightly, and Trip Split weekly. Most recently, Trispend was updated on September 21, 2026 and Trip Split on September 17, 2026.

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