Comparison

Osusupay vs Codalm

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Osusupay

Features
Read full description

Osusupay is the smarter, safer way to save, grow, and manage money. Whether you’re joining a group contribution (Ajo, Esusu, Osusu), paying bills, or sending money, Osusupay makes your finances simple, secure, and social. *What you can do with Osusupay: 1. Group Contributions (Ajo, Esusu, Osusu): *Create or join rotating savings groups. *Contribute daily, weekly, or monthly. *Enjoy secure and transparent payouts. 2. Send & Receive Money Instantly: *Transfer to any Nigerian bank account in seconds. *Fast, secure, and stress-free. *Send and receive money using your phone numbers 3. Pay Bills & Utilities: *Buy airtime and mobile data. *Pay electricity and Cable TV, *Convert airtime to cash and pay internet bills in seconds. ------------------------------------------------------------------ Contact us We are always excited to hear from you. For any feedback or concerns, reach us via: 1. Helpline: +2349014076298 2. Email: info@osusupay.com 3. Website: https://osusupay.com/ ------------------------------------------------------------------ To know more, find us on Facebook, Twitter, Instagram, and YouTube. 1. Twitter: @osusupay 2. Facebook: @osusupay 3. Instagram: @osusupay 4. TikTok: @osusupay 5. YouTube: @osusupay 6. LinkedIn: @osusupay Join Osusupay today and take the smarter step toward financial freedom, convenience, and growth.

About

Codalm

Features
Read full description

Codalm Bank-in-a-Box is a ready-to-deploy fintech neobank payment infrastructure built for growth, scalability, and revenue. It enables fintech founders, entrepreneurs, institutions, and investors to own and launch a fully functional digital banking company faster and easier β€” without the long, expensive development process. Bank-in-a-Box is a complete, production-ready neo-banking platform that includes all core digital banking features in one unified system, allowing you to go to market in weeks instead of years.

Screenshots

Osusupay4 screens
Codalm4 screens

Verdict

The call

The clearest difference is update cadence: Osusupay at every 6 weeks against Codalm's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Osusupay ships an update every 6 weeks, Codalm every 3 months. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.

Scorecard1 real difference Β· 5 level
Osusupay versus Codalm: the parameters behind the verdict, then further details
ParameterOsusupayCodalm
PriceFreeFree
Update frequencyEvery 6 weeks β€” betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.515.1 β€” better
Further details β€” not scored
Size139 MB48 MB
Age rating17+17+
DeveloperOsusu Finance LimitedCodalm Alliance Limited

In-app purchases

None

Osusupay

No in-app purchases

None

Codalm

No in-app purchases

Questions

Is Osusupay free?
Osusupay is free to download, with no in-app purchases.
Is Codalm free?
Codalm is free to download, with no in-app purchases.
Do Osusupay or Codalm have ads?
Neither Osusupay nor Codalm shows ads.
Which is updated more often, Osusupay or Codalm?
Osusupay ships an update every 6 weeks, and Codalm every 3 months. Most recently, Osusupay was updated on October 30, 2026 and Codalm on October 24, 2026.

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