Comparison

Pafet App vs MXI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pafet App

This app helps freelancers and remote workers get paid in USD by global clients. It provides a US bank account, an invoicing tool, and a virtual card to manage international earnings efficiently.

Highlights
  • Virtual US bank account
  • Professional invoice generator
  • Virtual card for online payments
  • Fair currency exchange rates
  • Instant USD deposits
  • Automated payment reminders
Features
Read full description

GET PAID IN USD, EUR & GBP BY GLOBAL CLIENTS Pafet is the ultimate financial toolkit for African freelancers, remote workers, and content creators. We give you everything you need to earn globally and keep more of what you make. Stop losing money to high fees, terrible exchange rates, and payment delays. With Pafet, you get dedicated USD, EUR, and GBP accounts, a professional invoicing tool, and a virtual dollar card—all in one app. WHY CHOOSE PAFET? Get USD, EUR & GBP Accounts Receive payments from clients anywhere in the world. You get personal account numbers in your name in US Dollars, Euros, and British Pounds—so clients can pay you just like a local business. Your money lands in your Pafet wallet fast. Virtual Dollar Card for Global Spending Stop getting rejected by international merchants. The Pafet Virtual Card works globally. Pay for Facebook, Instagram, and Google Ads. Subscribe to Apple Music, Spotify, Netflix, and Zoom. Shop on Amazon, AliExpress, and pay for software tools. Professional Invoice Generator Look professional and get paid faster. Create branded invoices in minutes directly within the app. Add your services, set payment terms, and send them to clients. We track views and send automatic payment reminders so you don’t have to. Fair Exchange Rates to Naira Don’t settle for low bank rates. Convert your hard-earned USD, EUR, or GBP to Naira at transparent, competitive market rates. Withdraw funds directly to any Nigerian bank account instantly. HOW IT WORKS Sign up in minutes: Get verified and access your wallets. Invoice your clients: Send professional invoices with your new banking details attached. Get Paid: Money arrives in your USD, EUR, or GBP account. Spend or Withdraw: Use your Virtual Card for online expenses or swap to Naira and cash out. WHO IS PAFET FOR? Freelancers: Receive payments from platforms like Upwork, Fiverr, and direct clients. Remote Workers: Receive your international salary without the hassle. Content Creators: Get paid for brand deals and monetize your content. Consultants: Invoice global clients effortlessly. SECURITY YOU CAN TRUST Your security is our priority. Pafet uses bank-grade encryption to ensure your money and data are always safe. Download Pafet today. Start keeping more of what you earn. NEED HELP? We are here for you. Email: hello@help.usepafet.com Website: usepafet.com Twitter/IG: @UsePafet

About

MXI

Send and receive money globally with virtual USD bank accounts and stablecoin support. Facilitates instant peer-to-peer transfers, international payments, and business payouts. Offers virtual cards for secure worldwide spending.

Highlights
  • International money transfers
  • Virtual USD bank accounts
  • USDC stablecoin support
  • Peer-to-peer transfers
  • Virtual payment cards
  • Mass payouts for businesses
Features
Read full description

DELTAWALLET - GLOBAL BANKING SUITE Send and receive money internationally with virtual USD bank accounts and USDC stablecoin support. Available in 100+ countries. SEND MONEY ANYWHERE, INSTANTLY - Peer-to-peer transfers via phone or email - Send money home or pay friends internationally - USDC stablecoin support for crypto payments - No complicated forms or delays USD VIRTUAL BANK ACCOUNTS - Get a USD virtual account in your name - Receive ACH and Wire payments - Hold and manage funds with full banking integration - Detailed transaction reporting GET PAID YOUR WAY - Create payment links for quick payment requests - Invoice global customers in USD or USDC - Accept payments from anywhere in the world SMART VIRTUAL CARD - Instant virtual card access - Make worldwide payments securely - Complete control over your spending BUSINESS FEATURES - Mass payouts - send thousands of payments in minutes - Treasury management for USD accounts - Built-in compliance - recipients get verified automatically - Professional invoicing with crypto and traditional payment support WHY DELTA WALLET? - Available in 100+ countries - Bank-grade security for your funds - Simple verification process - Instant transfers - Transparent fees - 24/7 access to your money BUILT FOR MODERN PROFESSIONALS Whether you're a freelancer getting paid internationally, a business managing global payments, or someone sending money home to family - Delta Wallet makes it simple, fast, and secure.

Screenshots

Pafet App4 screens
MXI4 screens

Verdict

The call

The clearest difference is rating: MXI at 5.0 against Pafet App's 2.3. MXI also leads on review sentiment (83% vs 60%). Pafet App's advantage is device support (3 vs 1). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MXI holds the better App Store score, 5.0 against 2.3. Both are backed by a comparable volume of ratings — 6 and 6 respectively. Written reviews point the same way: 60% of Pafet App's written reviews are positive against 83% of MXI's.

UpkeepUpdate frequency

Pafet App ships an update every 3 weeks, MXI every 5 weeks. Both last shipped on November 5, 2026.

Scorecard3 real differences · 7 level
Pafet App versus MXI: the parameters behind the verdict, then further details
ParameterPafet AppMXI
PriceFreeFree
Rating2.3 (6 ratings)5.0 (6 ratings) — better
Positive reviews60.0% of reviews83.3% of reviews — better
Number of ratings66
Update frequencyEvery 3 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.4
Further details — not scored
Size140 MB55 MB
Age rating17+4+
DeveloperPafet Technologies LimitedMonerex

Customer experience

Pafet App

All ratings4 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews5 reviews
Positive60.0%
Neutral0.0%
Negative40.0%

MXI

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

In-app purchases

None

Pafet App

No in-app purchases

None

MXI

No in-app purchases

Questions

Is Pafet App free?
Pafet App is free to download, with no in-app purchases.
Is MXI free?
MXI is free to download, with no in-app purchases.
Which has better reviews, Pafet App or MXI?
MXI is rated higher. Pafet App averages 2.3 out of 5 from 6 ratings, while MXI averages 5.0 from 6 ratings.
Do Pafet App or MXI have ads?
Neither Pafet App nor MXI shows ads.
Which is updated more often, Pafet App or MXI?
Pafet App ships an update every 3 weeks, and MXI every 5 weeks. Most recently, Pafet App was updated on November 5, 2026 and MXI on November 5, 2026.

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