Cat Wallet vs UPay
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Cat Wallet
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Cat Wallet is a world leading wallet born for the Web3. Cat Wallet supports multi-chain crypto assets, integrates Wallet Key management together. Our goal is to provide a safe and private app service for our users. Multi-chain Support Cat Wallet currently supports Ethereum, BNB Smart Chain, Polygon, Arbitrum etc. and will continuously work on bringing more mainnets. User Friendly Build a comprehensive risk control system to fully ensure user wallet safety. For digital tokens supported by Cat Wallet, you can use Cat Wallet to generate a new wallet or import a compatible wallet generated by other wallet tools of the relevant blockchain system.
UPay
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UPay is a self-custody digital asset wallet powered by a Rust security core engine, built for TRON network users. Unlike typical wallets, UPay's key management, transaction signing, and secure communication modules are built entirely from scratch in Rust, delivering native-level security and performance. [Rust Security Core Engine] - Private key signing logic written in Rust, not JavaScript/Dart - ECDH key exchange + HMAC request signing to prevent MITM attacks - DNS-over-HTTPS + SSL Certificate Pinning to block network hijacking - All sensitive operations completed locally on device, private keys never leave your phone [Full Self-Custody] - No account registration required, no phone number or email needed - Mnemonic stored only on your device, inaccessible to UPay - HD wallet architecture with multi-address support [TRON Ecosystem Focus] - USDT (TRC-20) and TRX asset management - Real-time on-chain balance and full transaction history - QR code scanning for quick transfers [Multi-Layer Security] - Face ID / Fingerprint + security password dual verification - Configurable auto-lock timeout - Mnemonic encrypted via system-level secure storage [Multi-Language] - Traditional Chinese, Simplified Chinese, English
Screenshots
Verdict
The clearest difference is update cadence: UPay at every 4 days against Cat Wallet's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Cat Wallet ships an update fortnightly, UPay every 4 days. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.
| Parameter | Cat Wallet | UPay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | Every 4 days โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod โ better |
| Requires iOS | 15.0 | 15.0 |
| Further details โ not scored | ||
| Size | 108 MB | 35 MB |
| Age rating | 12+ | 4+ |
| Developer | MPC Labs Limited | CHINA DIGITAL CURRENCY TECHNOLOGY LIMITED |
In-app purchases
Cat Wallet
No in-app purchases
UPay
No in-app purchases









