Comparison

Cat Wallet vs UPay

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Cat Wallet

Features
Read full description

Cat Wallet is a world leading wallet born for the Web3. Cat Wallet supports multi-chain crypto assets, integrates Wallet Key management together. Our goal is to provide a safe and private app service for our users. Multi-chain Support Cat Wallet currently supports Ethereum, BNB Smart Chain, Polygon, Arbitrum etc. and will continuously work on bringing more mainnets. User Friendly Build a comprehensive risk control system to fully ensure user wallet safety. For digital tokens supported by Cat Wallet, you can use Cat Wallet to generate a new wallet or import a compatible wallet generated by other wallet tools of the relevant blockchain system.

About

UPay

Features
Read full description

UPay is a self-custody digital asset wallet powered by a Rust security core engine, built for TRON network users. Unlike typical wallets, UPay's key management, transaction signing, and secure communication modules are built entirely from scratch in Rust, delivering native-level security and performance. [Rust Security Core Engine] - Private key signing logic written in Rust, not JavaScript/Dart - ECDH key exchange + HMAC request signing to prevent MITM attacks - DNS-over-HTTPS + SSL Certificate Pinning to block network hijacking - All sensitive operations completed locally on device, private keys never leave your phone [Full Self-Custody] - No account registration required, no phone number or email needed - Mnemonic stored only on your device, inaccessible to UPay - HD wallet architecture with multi-address support [TRON Ecosystem Focus] - USDT (TRC-20) and TRX asset management - Real-time on-chain balance and full transaction history - QR code scanning for quick transfers [Multi-Layer Security] - Face ID / Fingerprint + security password dual verification - Configurable auto-lock timeout - Mnemonic encrypted via system-level secure storage [Multi-Language] - Traditional Chinese, Simplified Chinese, English

Screenshots

Cat Wallet4 screens
UPay4 screens

Verdict

The call

The clearest difference is update cadence: UPay at every 4 days against Cat Wallet's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Cat Wallet ships an update fortnightly, UPay every 4 days. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

Scorecard1 real difference ยท 5 level
Cat Wallet versus UPay: the parameters behind the verdict, then further details
ParameterCat WalletUPay
PriceFreeFree
Update frequencyFortnightlyEvery 4 days โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod โ€” better
Requires iOS15.015.0
Further details โ€” not scored
Size108 MB35 MB
Age rating12+4+
DeveloperMPC Labs LimitedCHINA DIGITAL CURRENCY TECHNOLOGY LIMITED

In-app purchases

None

Cat Wallet

No in-app purchases

None

UPay

No in-app purchases

Questions

Is Cat Wallet free?
Cat Wallet is free to download, with no in-app purchases.
Is UPay free?
UPay is free to download, with no in-app purchases.
Do Cat Wallet or UPay have ads?
Neither Cat Wallet nor UPay shows ads.
Which is updated more often, Cat Wallet or UPay?
Cat Wallet ships an update fortnightly, and UPay every 4 days. Most recently, Cat Wallet was updated on October 28, 2026 and UPay on October 25, 2026.

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