Comparison

MutualFundWala vs Perccent

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MutualFundWala

Simplify your investment journey with guided options and secure transactions. Set financial goals, track progress, and invest easily through SIPs or lump sums. Get instant access to funds when needed.

Highlights
  • Goal-based investing with curated SIP baskets
  • Guest mode for browsing and exploration
  • Quick and secure KYC onboarding
  • Flexible SIPs and lump-sum investments
  • Instant redemption of eligible funds
  • Comprehensive portfolio tracking
  • OTP-verified secure transactions
Features
Read full description

Why Choose MutualFundWala? Investing often feels complicated, especially for first-time investors. That’s why we built MutualFundWala — an app designed to remove complexity, build trust, and give you the confidence to grow your money step by step. With a clean interface, guided investment options, and strong security, the app ensures you stay in control of your financial journey. Key Features 1. Goal-Based Investing Just enter your target amount and timeline. Get curated SIP baskets with Low, Medium, or High risk options. Track your goal progress on a simple dashboard. Stay motivated with clear projections of your future corpus. 2. Guest Mode Not ready to invest yet? No worries! Browse goals, explore fund baskets, and get a feel for the app. Once you’re comfortable, complete a quick KYC to start investing. 3. Easy & Secure Onboarding Register with just your mobile or email + OTP. Complete your KYC instantly through trusted APIs. Start investing in minutes, not days. 4. Flexible Investment Options Invest through monthly SIPs or one-time lumpsum payments. Cancel SIPs anytime (no complicated pause/skip rules). Enjoy a seamless payment experience via Net Banking or eNACH. 5. Instant Redemption Need money quickly? Redeem instantly from eligible schemes. Withdraw up to ₹50,000 or 90% of your units — instantly credited. Stay invested while keeping your emergency fund handy. 6. Portfolio Tracking See everything in one place: Invested amount Current value Returns (XIRR) Projected corpus View per-goal and overall portfolio performance. 7. Strong Security Every transaction is secured with OTP verification. RBI-compliant transaction handling. Transparent reporting and updates. 8. Support When You Need It Access a dedicated help section right in the app. Reach out to our support team via phone or email. No hidden conditions, no confusing jargon — just clear help. - Designed for Everyone MutualFundWala is especially built for first-time investors and blue-collar professionals in Tier-1 and Tier-2 cities. The app speaks your language — simple, transparent, and easy to understand. Even if you’re new to mutual funds, our goal-based approach and curated baskets ensure you don’t have to worry about market complexities. Just set your goal, invest, and stay consistent. - Coming Soon (What’s Next) We are constantly working to make your investing journey better. Some exciting features planned for the future include: In-app chatbot for instant support Downloadable reports for deeper insights Advanced analytics to track and grow smarter Marketing automation to guide your journey step by step - Why Mutual Funds? Mutual funds let you: Start small (invest with just a few hundred rupees). Diversify your money across multiple stocks and bonds. Get professional fund managers working for you. Enjoy liquidity, transparency, and flexibility. With MutualFundWala, you get all of these benefits in one easy-to-use app. - Start Your Journey Today Investing doesn’t have to be complicated. With MutualFundWala, you can: Begin with small amounts. Stay consistent with SIPs. Watch your money grow with time. Take control of your future — download MutualFundWala now and start investing with confidence!

About

Perccent

Features
Read full description

Perccent helps Bharat save and invest every day, automatically. Start with just ₹100 using UPI auto-debit and build wealth through a diversified mix of mutual funds. Simple, low-stress, and AMFI-registered.

Screenshots

MutualFundWala4 screens
Perccent4 screens

Verdict

The call

MutualFundWala and Perccent are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MutualFundWala ships an update every 5 days, Perccent every 4 days. Both last shipped on October 30, 2026.

ScorecardNo meaningful differences
MutualFundWala versus Perccent: the parameters behind the verdict, then further details
ParameterMutualFundWalaPerccent
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 5 daysEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.515.1 — better
Further details — not scored
Size56 MB72 MB
Age rating4+4+
DeveloperPP MUTUAL FUND SERVICES PRIVATE LIMITEDPERCCENT EDGE PRIVATE LIMITED

In-app purchases

None

MutualFundWala

No in-app purchases

None

Perccent

No in-app purchases

Questions

Is MutualFundWala free?
MutualFundWala is free to download, with no in-app purchases.
Is Perccent free?
Perccent is free to download, with no in-app purchases.
Do MutualFundWala or Perccent have ads?
Neither MutualFundWala nor Perccent shows ads.
Which is updated more often, MutualFundWala or Perccent?
MutualFundWala ships an update every 5 days, and Perccent every 4 days. Most recently, MutualFundWala was updated on October 30, 2026 and Perccent on October 30, 2026.

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