Comparison

TinyDebt vs Keep

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TinyDebt

Organize credit card debt, personal loans, and mortgages in one place. Choose between the Debt Snowball or Debt Avalanche method to create a clear path to financial freedom. Track your progress and get smart notifications to stay on top of payments.

Highlights
  • Track multiple debt types
  • Debt payoff method selection
  • Progress visualization
  • Manual payment logging
  • Unlimited debt tracking (Pro)
  • Interest saving calculator (Pro)
  • Payment reminders (Pro)
Features
Read full description

Take control of your finances and become debt-free with TinyDebt, the ultimate debt payoff tracker. Stop struggling with complicated spreadsheets. TinyDebt is a simple loan manager designed to help you organize credit card debt, personal loans, and mortgages in one place. Whether you prefer the Debt Snowball or Debt Avalanche method, our payoff planner gives you a clear path to financial freedom. Stay Organized (Free Debt Tracker) - Track Loans: Manage up to 3 debts including credit cards and student loans. - Debt Dashboard: View your total balance and monthly repayment plan at a glance. - Progress Tracking: Log payments manually and watch your debt-free date get closer. Go Pro (Accelerate Your Debt Payoff) Upgrade to TinyDebt Pro for advanced finance tools that help you save money on interest: - Unlimited Debts: Track your entire financial portfolio. - Snowball & Avalanche: Automatically calculate the fastest way to pay off debt. - What-If Calculator: See how extra payments reduce your interest and time. - Payment Reminders: Never miss a due date with smart notifications. Secure & Private Loan Management As a solo developer, I value your privacy. Your financial data stays on your device. TinyDebt is an offline debt tracker—no bank syncing required and no data sharing. Why Choose TinyDebt? Users love our intuitive debt calculator and motivating charts. If you need a clean IOU tracker or a professional debt payoff planner, TinyDebt is the simplest tool on the App Store. Start your journey today. Download the best debt tracker and see how fast you can become debt-free! By using this app, you agree to Apple's Standard End User License Agreement (EULA). You can read the full EULA here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Keep

Features
Read full description

Traditional budgeting apps are depressing. They punish you for spending and make managing your money feel like a chore. Keep is the "un-spending" tracker. We believe you should get a dopamine hit for the money you don't spend. Every day, we are tempted by $5 coffees, $20 online gadgets, and $15 takeout meals. Keep helps you build wealth by gamifying your financial discipline. Set a major financial goal, and watch it turn into a massive visual grid. Every time you resist an impulse buy, open Keep and log the thing you didn't buy. Watch the grid instantly fill in with satisfying haptic feedback, visually rewarding your progress. HOW IT WORKS: • The Visual Grid: Turn abstract savings into a highly satisfying, dot-by-dot visual representation. • Skipped Spends: Use our lightning-fast, intuitive currency input to log the money you skipped spending in seconds. • 100% Private: Zero complex bank API integrations. Keep requires no connection to your actual bank accounts. All data is stored locally on your device for ultimate privacy and frictionless tracking. Keep Pro (One-Time Lifetime Upgrade): Unlock the ultimate savings toolkit with a single, one-time purchase of $9.99. No monthly subscriptions. • Multiple Goals: Track and visualize multiple financial targets simultaneously. • Deep Personalization: Customize your grid with premium accent colours and unlock alternate app icons. • Biometric Security: Lock your financial data behind FaceID or TouchID. • Custom Reminders: Set personalized notifications to keep your savings habits on track. • Data Export: Export your entire goal history to CSV for external spreadsheets.

Screenshots

TinyDebt4 screens
Keep3 screens

Verdict

The call

The clearest difference is iOS requirement: TinyDebt at 16.4 against Keep's 18.2. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TinyDebt sells 3 in-app purchases, starting at $4.99 per month and Keep sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference · 9 level
TinyDebt versus Keep: the parameters behind the verdict, then further details
ParameterTinyDebtKeep
PriceFreeFree
Rating3.5 (2 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 3 weeks—
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.4 — better18.2
Further details — not scored
Size77 MB1 MB
Age rating4+4+
DeveloperVladislav SiumbeliRoyce Raspa

In-app purchases

3 purchases

TinyDebt

Subscriptions2
  • Monthly3 Days trial$4.991 Month
  • Annual3 Days trial$29.991 Year
One-time1
  • Lifetime$79.99
1 purchases

Keep

One-time1
  • Keep Pro Lifetime$6.99

Questions

Is TinyDebt free?
TinyDebt is free to download, with in-app purchases available.
Is Keep free?
Keep is free to download, with in-app purchases available.
Do TinyDebt or Keep have ads?
Neither TinyDebt nor Keep shows ads.

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