TinyDebt vs Kwenta

Take control of your finances and become debt-free with TinyDebt, the ultimate debt payoff tracker. Stop struggling with complicated spreadsheets. TinyDebt is a simple loan manager designed to help you organize credit card debt, personal loans, and mortgages in one place. Whether you prefer the Debt Snowball or Debt Avalanche method, our payoff planner gives you a clear path to financial freedom. Stay Organized (Free Debt Tracker) - Track Loans: Manage up to 3 debts including credit cards and student loans. - Debt Dashboard: View your total balance and monthly repayment plan at a glance. - Progress Tracking: Log payments manually and watch your debt-free date get closer. Go Pro (Accelerate Your Debt Payoff) Upgrade to TinyDebt Pro for advanced finance tools that help you save money on interest: - Unlimited Debts: Track your entire financial portfolio. - Snowball & Avalanche: Automatically calculate the fastest way to pay off debt. - What-If Calculator: See how extra payments reduce your interest and time. - Payment Reminders: Never miss a due date with smart notifications. Secure & Private Loan Management As a solo developer, I value your privacy. Your financial data stays on your device. TinyDebt is an offline debt tracker—no bank syncing required and no data sharing. Why Choose TinyDebt? Users love our intuitive debt calculator and motivating charts. If you need a clean IOU tracker or a professional debt payoff planner, TinyDebt is the simplest tool on the App Store. Start your journey today. Download the best debt tracker and see how fast you can become debt-free! By using this app, you agree to Apple's Standard End User License Agreement (EULA). You can read the full EULA here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Kwenta is a privacy-first expense tracker that lives entirely on your device. No sign-up. No cloud account. No data collection. Everything you log - every expenses, every bill, every budget - stays on your phone, encrypted and under your control. WHY KWENTA? Most finance apps ask you to trust them with your most sensitive data. Kwenta doesn't ask for trust - it never touches your data in the first place. Zero network calls. Zero analytics. Zero ads. Just a clean, fast app that helps you understand where your money goes. EXPENSE LOGGING MADE FAST Log an expense in seconds from the home screen widget - no need to open the app. 14 built-in categories: Food, Transport, Shopping, Health, Entertainment, Housing, Utilities, Education, Travel, Sports, Family, Pets, Personal Care, and Gifts. MONTHLY BUDGETS AND BILL TRACKING Set a monthly budget and Kwenta shows you exactly where you stand in real time. The recurring payments tracker keeps every subscription and bill in view - with notifications before they're due so you're never caught off guard. SPENDING REPORTS AND CHARTS Visualize your spending with clean, interactive charts. See monthly trends, category breakdowns, and track your longest logging streak. Export your data anytime in a standard format. SECURITY YOU CAN ACTUALLY SEE - Biometric app lock - Face ID or fingerprint required to open - All data stored on-device - never synced or transmitted - No account required - nothing to breach, nothing to leak - Import/export for full control over your own data ON-DEVICE AI FINANCE ASSISTANT Ask questions about your spending in plain language. Your AI assistant runs entirely on-device - no API calls, no third-party AI service, no data leaving your phone. DESIGNED FOR DAILY USE - Dark mode - easy on the eyes at any hour - Home screen widget - quick-add without opening the app - Streak tracking - build the habit of reviewing your spending - Clean interface - no upsells, no nag screens Kwenta is built for people who take their privacy seriously and want a finance tool that works for them, not one that monetizes them. Download free. No ads. Privacy Policy: https://rlcappsolutions.com/kwenta-privacy-policy/ Terms & Conditions: https://rlcappsolutions.com/kwenta-terms-conditions/