Comparison

TinyDebt vs Jagarta

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TinyDebt

This app helps you manage and pay off debts like credit cards, personal loans, and mortgages. It offers tools to track your progress, plan payments, and visualize your journey to becoming debt-free.

Highlights
  • Track multiple debts
  • Debt Snowball and Avalanche methods
  • Progress tracking and visualization
  • Payment reminders
  • What-if calculator
  • Offline data storage
Features
Read full description

Take control of your finances and become debt-free with TinyDebt, the ultimate debt payoff tracker. Stop struggling with complicated spreadsheets. TinyDebt is a simple loan manager designed to help you organize credit card debt, personal loans, and mortgages in one place. Whether you prefer the Debt Snowball or Debt Avalanche method, our payoff planner gives you a clear path to financial freedom. Stay Organized (Free Debt Tracker) - Track Loans: Manage up to 3 debts including credit cards and student loans. - Debt Dashboard: View your total balance and monthly repayment plan at a glance. - Progress Tracking: Log payments manually and watch your debt-free date get closer. Go Pro (Accelerate Your Debt Payoff) Upgrade to TinyDebt Pro for advanced finance tools that help you save money on interest: - Unlimited Debts: Track your entire financial portfolio. - Snowball & Avalanche: Automatically calculate the fastest way to pay off debt. - What-If Calculator: See how extra payments reduce your interest and time. - Payment Reminders: Never miss a due date with smart notifications. Secure & Private Loan Management As a solo developer, I value your privacy. Your financial data stays on your device. TinyDebt is an offline debt tracker—no bank syncing required and no data sharing. Why Choose TinyDebt? Users love our intuitive debt calculator and motivating charts. If you need a clean IOU tracker or a professional debt payoff planner, TinyDebt is the simplest tool on the App Store. Start your journey today. Download the best debt tracker and see how fast you can become debt-free! By using this app, you agree to Apple's Standard End User License Agreement (EULA). You can read the full EULA here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Jagarta

Features
Read full description

Jagarta membantu kamu memahami kondisi keuangan pribadi tanpa spreadsheet yang rumit. Gunakan Jagarta untuk mencatat pemasukan, pengeluaran, transfer, rekening, aset, utang, piutang, dan tujuan keuangan. Dashboard merangkum kondisi keuangan dengan skor kesehatan finansial, pergerakan kekayaan bersih, level kekayaan, rekomendasi budgeting, arus kas, laporan laba rugi, dan progress goal. Fitur utama: - Catat pemasukan dan pengeluaran harian - Kelola rekening dan perpindahan kas - Pantau aset, utang, piutang, dan kewajiban - Lihat rekomendasi budgeting berdasarkan data pribadi - Pantau skor kesehatan finansial - Ikuti progress level kekayaan dan tujuan keuangan - Baca laporan arus kas dan laporan laba rugi - Ajukan penghapusan akun dari aplikasi Jagarta Premium tersedia sebagai langganan auto-renewable melalui Apple In-App Purchase. Paket Premium membuka insight finansial yang lebih dalam, laporan lanjutan, budgeting detail, trend, dan goal projection. Terms of Use (EULA): https://jagarta.com/terms Privacy Policy: https://jagarta.com/privacy Jagarta dibuat untuk membantu pengguna mengatur dan memahami data keuangan pribadi. Jagarta bukan layanan investasi, pajak, hukum, perbankan, pinjaman, trading, atau penasihat keuangan, dan tidak menjanjikan hasil keuangan tertentu.

Screenshots

TinyDebt4 screens
Jagarta4 screens

Verdict

The call

The clearest difference is update cadence: Jagarta at every 10 days against TinyDebt's monthly. Jagarta also leads on iOS requirement (13.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TinyDebt sells 3 in-app purchases, starting at $4.99 per month and Jagarta sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

TinyDebt ships an update monthly, Jagarta every 10 days. The most recent releases landed on November 6, 2026 and October 14, 2026 respectively.

Scorecard2 real differences · 8 level
TinyDebt versus Jagarta: the parameters behind the verdict, then further details
ParameterTinyDebtJagarta
PriceFreeFree
Rating3.5 (2 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings2 — better—
Update frequencyMonthlyEvery 10 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.413.0 — better
Further details — not scored
Size77 MB29 MB
Age rating4+4+
DeveloperVladislav SiumbeliRizki Alfadilah

In-app purchases

3 purchases

TinyDebt

Subscriptions2
  • Monthly3 Days trial$4.991 Month
  • Annual3 Days trial$29.991 Year
One-time1
  • Lifetime$59.99
2 purchases

Jagarta

Subscriptions2
  • Jagarta Premium Monthly$0.991 Month
  • Jagarta Premium Yearly$8.991 Year

Questions

Is TinyDebt free?
TinyDebt is free to download, with in-app purchases available.
Is Jagarta free?
Jagarta is free to download, with in-app purchases available.
Do TinyDebt or Jagarta have ads?
Neither TinyDebt nor Jagarta shows ads.
Which is updated more often, TinyDebt or Jagarta?
TinyDebt ships an update monthly, and Jagarta every 10 days. Most recently, TinyDebt was updated on November 6, 2026 and Jagarta on October 14, 2026.

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