TinyDebt vs True Interest
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TinyDebt
Organize credit card debt, personal loans, and mortgages in one place. Choose between the Debt Snowball or Debt Avalanche method to create a clear path to financial freedom. Track your progress and get smart notifications to stay on top of payments.
- Track multiple debt types
- Debt payoff method selection
- Progress visualization
- Manual payment logging
- Unlimited debt tracking (Pro)
- Interest saving calculator (Pro)
- Payment reminders (Pro)
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Take control of your finances and become debt-free with TinyDebt, the ultimate debt payoff tracker. Stop struggling with complicated spreadsheets. TinyDebt is a simple loan manager designed to help you organize credit card debt, personal loans, and mortgages in one place. Whether you prefer the Debt Snowball or Debt Avalanche method, our payoff planner gives you a clear path to financial freedom. Stay Organized (Free Debt Tracker) - Track Loans: Manage up to 3 debts including credit cards and student loans. - Debt Dashboard: View your total balance and monthly repayment plan at a glance. - Progress Tracking: Log payments manually and watch your debt-free date get closer. Go Pro (Accelerate Your Debt Payoff) Upgrade to TinyDebt Pro for advanced finance tools that help you save money on interest: - Unlimited Debts: Track your entire financial portfolio. - Snowball & Avalanche: Automatically calculate the fastest way to pay off debt. - What-If Calculator: See how extra payments reduce your interest and time. - Payment Reminders: Never miss a due date with smart notifications. Secure & Private Loan Management As a solo developer, I value your privacy. Your financial data stays on your device. TinyDebt is an offline debt tracker—no bank syncing required and no data sharing. Why Choose TinyDebt? Users love our intuitive debt calculator and motivating charts. If you need a clean IOU tracker or a professional debt payoff planner, TinyDebt is the simplest tool on the App Store. Start your journey today. Download the best debt tracker and see how fast you can become debt-free! By using this app, you agree to Apple's Standard End User License Agreement (EULA). You can read the full EULA here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
True Interest
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True Interest helps U.S. students see the real cost of a loan before they sign. Most loan offers show you a monthly payment — not the total you'll actually pay. True Interest does the math the way it really works, so you can see the full picture. FREE • Enter your loan by hand and get an instant estimate • See your estimated monthly payment, total paid, and "True Interest" — the extra money on top of what you borrow • A plain-English Reality Check • Save and share your result FULL REPORT (one-time purchase, no subscription) • Scan your loan document — we read the numbers for you • A plain-English breakdown anyone can understand • Export a PDF • Built-in checks that flag complex loans HONEST BY DESIGN • Every number is a clear estimate based on what you confirm • No advice, no pressure — we never tell you whether to sign • We don't ask for an account, your name, or your Social Security number • Documents you scan are read for numbers only and are not stored True Interest is an educational tool. It is not financial, legal, tax, or loan servicing advice. Always check with your school, lender, or loan servicer before signing.
Screenshots
Verdict
TinyDebt and True Interest are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. TinyDebt sells 3 in-app purchases, starting at $4.99 per month and True Interest sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
| Parameter | TinyDebt | True Interest |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (2 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 3 weeks | — |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.4 | 16.4 |
| Further details — not scored | ||
| Size | 77 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | Vladislav Siumbeli | 一苇 叶 |
In-app purchases
TinyDebt
- Monthly3 Days trial$4.991 Month
- Annual3 Days trial$29.991 Year
- Lifetime$79.99
True Interest
- True Interest Report$9.99
Questions
Is TinyDebt free?
Is True Interest free?
Do TinyDebt or True Interest have ads?
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