Comparison

Importapay vs Cardviro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Importapay

Features
Read full description

ImportaPay is a seamless cross-border payments app that helps you receive money locally and pay vendors abroad — all without managing foreign currency. Built for merchants, traders, and entrepreneurs, ImportaPay makes international business simple, secure, and stress-free. Key Features: Local Collections — Get paid instantly in Naira through your dedicated local account. Global Payments — Pay overseas suppliers directly using Naira at competitive FX rates. Fast and Reliable — Transactions are processed quickly with real-time updates. Secure and Compliant — Bank-grade encryption and regulatory compliance keep your money safe. Free Starter Transactions — Enjoy your first 5 payments with zero fees. Smart Dashboard — Track payments, vendors, and settlements in one place. With ImportaPay, your business can focus on growth while we handle the complexity of international payments.

About

Cardviro

Manage all your daily Nigerian financial needs in one secure app. Recharge airtime, purchase data, pay electricity and TV bills, and transfer funds to any bank account instantly.

Highlights
  • Airtime and data top-ups
  • Electricity and TV bill payments
  • Secure wallet funding and withdrawals
  • Transaction PIN protection
  • Biometric unlock
  • Real-time notifications
Features
Read full description

CardViro is your all-in-one financial companion for everyday Nigerian life. Recharge airtime, buy data, pay your electricity and TV bills, fund your wallet, and withdraw to any bank — all from one clean, secure app. Everything You Need in One Place Whether it's a quick top-up before a call, settling the month's NEPA bill, or renewing your DStv subscription before the big match, CardViro keeps your essentials a tap away. Airtime & Data Instant top-ups across MTN, Airtel, Glo, and 9mobile. Buy data bundles for any network at competitive rates with delivery in seconds. Bill Payments Pay prepaid and postpaid electricity bills to every major distributor in Nigeria — EKEDC, IKEDC, AEDC, PHED, IBEDC, KEDCO, KAEDCO, JED, BEDC, EEDC, YEDC. Tokens land in the app immediately after payment. TV Subscriptions Renew DStv, GOtv, StarTimes, and Showmax in seconds — no need to leave the house or queue at an agent. Secure CardViro Wallet Fund your wallet through Paystack with instant credit. Move money to any Nigerian bank account whenever you need to. No holding periods, no hidden fees. Built for Trust • Transaction PIN protection on every sensitive action • Biometric unlock with Face ID and Touch ID • Real-time push notifications for every wallet activity • Encrypted personal data — your NIN is never stored as plain text • In-app support team available throughout the day Why People Choose CardViro • One app for airtime, data, electricity, TV, and wallet management • Instant delivery on every transaction • Clean, intuitive design built for everyday use • Real human support, not just bots • Bank-grade security on personal and financial data Download CardViro today and take control of your everyday spending.

Screenshots

Importapay4 screens
Cardviro4 screens

Verdict

The call

The clearest difference is update cadence: Cardviro at every 4 days against Importapay's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Importapay ships an update every 2 months, Cardviro every 4 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 8 level
Importapay versus Cardviro: the parameters behind the verdict, then further details
ParameterImportapayCardviro
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 2 monthsEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.1
Further details — not scored
Size30 MB39 MB
Age rating17+4+
DeveloperIMPORTA HOLDINGS COMPANY LTDDigital Crib Technologies Limited

In-app purchases

None

Importapay

No in-app purchases

None

Cardviro

No in-app purchases

Questions

Is Importapay free?
Importapay is free to download, with no in-app purchases.
Is Cardviro free?
Cardviro is free to download, with no in-app purchases.
Do Importapay or Cardviro have ads?
Neither Importapay nor Cardviro shows ads.
Which is updated more often, Importapay or Cardviro?
Importapay ships an update every 2 months, and Cardviro every 4 days. Most recently, Importapay was updated on October 30, 2026 and Cardviro on October 31, 2026.

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