thisbank vs Elixir

A new name, a better way to bank. thisbank. Save as you scroll, pay as you playlist, and make your money work harder - simply, transparently and on your terms. New in name, but experienced where it counts. We’re a bank built on over 150 years of doing things differently. The bank that’s about more. More people, getting more out of their money, so they can get more out of their lives. This is who we’re not - We’re not about overly complex and overcompensating gadgets and advertisements. You might not see us partnering with A-list celebrities or splashed across social media. thisbank is a bank that’s here for you. First, last and always. We don’t need to be the centre of attention - all our attention is spent building a better banking experience for all. Taking banking back to its basics doesn’t mean giving less. It means making it easier for you - from the self-employed hustler to the longtime renter looking to get on the property ladder - to understand your options better, and to make sure your money is working just as hard as you are. How are we achieving this? We offer a range of savings accounts that make it easier for everyone to start seeing their money work harder and smarter. Whether you can afford to keep a lump sum stashed away for a set period if you’ve got a future goal in mind or you just want more flexible options for any leftover cash each month, your money and your choices will be right here, in your control.

Elixir helps you build money habits that last when life gets messy. Connect your US bank accounts, review your spending, and take one small next step each week. Harmony Score shows whether your plan still fits the week you actually had. BUILD A WEEKLY MONEY HABIT Money changes every week. Your plan should last when the week gets messy. Elixir turns your transactions into small, practical actions. Review spending, confirm categories, check your Harmony Score, complete a weekly challenge, and move toward a savings goal. Better decisions, kept up, beat a perfect month you abandon. YOUR HARMONY SCORE See your financial life through one simple number. Harmony Score is 0 to 100. It reflects how your spending, saving, and follow-through line up with the plan you set. It is not a credit score. Credit bureaus never see it. Follow progress over time. Keep a streak. A freeze can cover a missed day. SPENDING THAT MAKES SENSE Connect supported US accounts securely through Plaid, or add accounts by hand. Elixir organizes your transactions and suggests categories. Confirm a suggestion with a tap, or correct it and Elixir remembers. See where money is going, spot changes, and notice which categories put pressure on your plan. A BUDGET YOU CAN ADJUST You should not have to start from a blank spreadsheet. Elixir can suggest category budgets from your spending history. Change them when your priorities change, reset the plan, or carry it into the next month. A budget here is a guide you approved, not a verdict. ASK ELIXIR Get answers from your own transactions, not generic money tips. Ask things like: “Where am I overspending?” “How much did I spend on restaurants?” “What was my income in May?” “Can I afford this?” The assistant is informational. It is not financial, investment, tax, or legal advice. SAVE TOWARD WHAT MATTERS Create savings goals and track progress over time. Emergency fund, a trip, or something larger: Elixir helps turn a distant target into weekly progress you can see. SEE THE BIGGER PICTURE Home brings the useful pieces together: • Net worth • Monthly income and spending • Accounts and balances • Recent transactions • Budgets • Savings goals • Spending reports • Recurring payments • Money lent and borrowed PRIVATE BY DESIGN Lock the app with Face ID or a PIN. When you connect a supported bank, Plaid handles the connection. Elixir does not store your bank login. Elixir does not sell your financial data or use it for advertising. ELIXIR PREMIUM Elixir Premium is an optional auto-renewing subscription. It includes unlimited Elixir assistant use, full reports and insights, goals, debts, and recurring payment tracking. Eligible months may earn Harmony Credits, which can reduce the amount due at a future renewal, subject to program terms. Credits are loyalty credit on the subscription. They are not cash and cannot be withdrawn. Monthly and Annual plans are available. New subscribers get a 14-day free trial with no charge. After the trial, monthly is $9.99/mo. Annual list is $89.99/year. While the Founding Member offer is open, annual is $49.99/year and stays at that price until you cancel. The price for your region is shown in the app before purchase. Payment is charged to your Apple Account when you confirm. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account settings. Terms of Use: https://elixirfinance.app/terms Privacy Policy: https://elixirfinance.app/privacy