Comparison

Split Payments vs Debtalyst

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split Payments

Features
Read full description

No more complicated calculations! Split Payments is a user-friendly mobile app designed for friends to easily track, split, and manage shared expenses. Whether it's a group trip, a dinner out, or shared bills, Split Payments simplifies the process of keeping tabs on who owes what. Key Features: - Group Expense Tracking: Create groups for trips, events, or shared costs and add expenses in real-time. - Smart Splitting: Automatically split bills equally or customize amounts for each friend. - Multi-Currency Support: Perfect for international trips, with instant currency conversion. - Debt Summary: See who owes who at a glance and settle up With a clean interface and secure data handling, Split Payments ensures fairness and transparency, so you and your friends can focus on making memories, not chasing payments. Split smart, stay friends! Privacy Policy: https://dima1422.github.io/educationalquizzes.github.io/split_payments.html Terms of Use: https://dima1422.github.io/educationalquizzes.github.io/split_payments_terms.html

About

Debtalyst

This app helps you manage your debts and create a personalized payoff plan. It uses AI to extract financial data from documents and offers guidance from a virtual coach. Explore different payment scenarios and learn about financial concepts to achieve debt freedom.

Highlights
  • Track debts and income
  • Create custom payoff plans (Avalanche/Snowball)
  • AI-powered document scanning and data extraction
  • Personalized AI financial coach
  • Explore payment scenarios
  • Built-in financial lessons
  • Cloud backup and sync
Features
Read full description

Take control of your finances with Debtalyst — the smart debt payoff planner that does the heavy lifting for you. TRACK YOUR DEBTS - Add credit cards, loans, and other debts - Monitor balances, interest rates, and minimum payments - See your total debt at a glance MANAGE YOUR MONEY - Log all income sources - Track recurring bills - Understand your true available budget CREATE YOUR PAYOFF PLAN - Choose Avalanche (save on interest) or Snowball (quick wins) strategy - See your projected debt-free date - Watch your progress as you pay down debt EXPLORE SCENARIOS - What if you paid an extra $100/month? - Compare different payment strategies - See how extra payments save you money LEARN AS YOU GO - 8 built-in lessons covering debt basics, payoff strategies, credit, budgeting, and the psychology of money - Terms glossary so financial jargon never trips you up - Guided first-time tutorial walks you through every screen SCAN DOCUMENTS, AUTO-FILL DATA - Snap a photo of a bank statement, pay stub, credit card bill, or handwritten note - Upload PDFs, Excel files, or CSVs - AI extracts your incomes, bills, and debts automatically; review and save with one tap YOUR PERSONAL AI FINANCIAL COACH - Chat with an AI coach trained on your real numbers - Get personalized advice on which debt to tackle first, how to free up cash flow, and what to do next - Streaming answers in seconds CLOUD BACKUP, BUILT-IN - Your data is automatically backed up to your account - Sign in on a new device and pick up right where you left off SOME FEATURES Unlimited debts, incomes, and bills Document scanning with AI auto-fill AI Financial Coach Custom scenario amounts Payment reminders PDF and CSV exports All advanced lessons unlocked Free to start. Premium unlocks everything when you're ready. Start your journey to financial freedom today.

Screenshots

Split Payments4 screens
Debtalyst4 screens

Verdict

The call

The clearest difference is ads: Debtalyst at none against Split Payments's shown. Split Payments's advantage is iOS requirement (13.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Split Payments sells 3 in-app purchases, starting at $19.99 per 3 months and Debtalyst sells 3 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard2 real differences · 7 level
Split Payments versus Debtalyst: the parameters behind the verdict, then further details
ParameterSplit PaymentsDebtalyst
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequency—Every 6 days
AdsYesNo — better
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size65 MB43 MB
Age rating12+4+
DeveloperEducational apps LLCGandal Base LLC

In-app purchases

3 purchases

Split Payments

Subscriptions3
  • Premium - 3 months$19.993 Months
  • Premium - 1 year$29.991 Year
  • Premium - 1 year3 Days trial$49.991 Year
3 purchases

Debtalyst

Subscriptions3
  • Debtalyst Premium$5.991 Month
  • Debtalyst Premium$12.993 Months
  • Debtalyst Premium$29.991 Year

Questions

Is Split Payments free?
Split Payments is free to download, with in-app purchases available.
Is Debtalyst free?
Debtalyst is free to download, with in-app purchases available.
Do Split Payments or Debtalyst have ads?
Split Payments shows ads; Debtalyst does not.

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