Accumulate+ Compound Interest vs My Assets
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Accumulate+ Compound Interest
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See exactly how your savings grow, and compare your options side by side. Accumulate+ is a compound interest calculator built for long-term investors. Enter your starting amount, expected annual return, regular contribution (monthly or yearly) and time horizon, and the app instantly charts how your wealth compounds year by year. Save each scenario as a record, then compare records or combine them into one total. 【Key Features】 ■ Compound Interest Calculator • Instant results from principal, contributions, return rate and years • Monthly or yearly contributions • Charts that separate what you put in from what you earned ■ Quick Setup • One-tap presets for 401(k) and Roth IRA to get started in seconds • Adjust any value afterwards to match your own plan ■ Compare (up to 3 scenarios) • Put different return rates, contributions or timeframes side by side • Charts and a summary table make the differences obvious • Find the plan that gets you to your goal ■ Combine • Stack several records into one chart to see your total across accounts • Great for 401(k) + IRA + brokerage, or several savings goals at once ■ Withdrawal Planning • Model drawing down your savings by a fixed amount or a fixed rate • See how long your money lasts and how the balance changes each year ■ Year-by-Year Table • Every year's total principal, interest, balance and return • Show your age and the calendar year alongside each row ■ Made for iPhone and iPad • On iPad, your records, chart and table sit side by side. No switching screens • Live preview while you create or edit a record on iPad • Dark Mode, large text sizes and VoiceOver supported 【Perfect For】 • Retirement savings: 401(k), IRA, Roth IRA and brokerage accounts • Financial independence and early retirement (FIRE) planning • Dollar-cost averaging: seeing what steady monthly investing adds up to • Saving toward a goal such as a home, college or an emergency fund • Teaching (or learning) how compound interest really works 【Why Accumulate+】 • Clean, focused interface. No sign-up, no account required • A handful of inputs. The app handles the math • Clear charts backed by detailed tables • Free to use. Focus Mode hides ads for a while after you watch one Start with what you have, stay consistent, and let time do the heavy lifting. Download Accumulate+ and see where your plan takes you. Note: This app provides calculations for educational purposes only and does not constitute financial advice. Returns are not guaranteed. Please consult a qualified financial advisor for personalized guidance.
My Assets
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MyAssets is a simple asset tracker you fill in by hand — no bank, brokerage, or exchange account linking required. ■ Who it's for - Anyone uncomfortable linking bank or brokerage accounts to an app - People whose holdings are spread across multiple banks, brokers, and exchanges - Anyone who wants cash, stocks, funds, bonds, and crypto in one single view - Anyone who wants to project where their savings are headed ■ Key features - Track 7 asset types in one place: cash, stocks, ETFs, mutual funds, bonds, crypto, and other - Multi-currency support (JPY/USD/EUR/GBP and more), with a base currency you can switch anytime - Live price lookups for stocks, ETFs, and crypto, with a graceful fallback to manual entry when a price can't be fetched — MyAssets never shows a made-up number - A donut chart of your allocation, plus a per-type breakdown at a glance - Saving plans and a future-value simulation (5/10/20/30 years out) with bear/standard/bull scenario comparison - A history chart of your total assets over time — drag across it to check any day's value - A one-tap privacy mode that masks every amount on screen - Available in Japanese, English, Simplified Chinese, Korean, Spanish, French, and German ■ Premium (optional) The free plan covers up to 20 assets and 3 saving plans. Upgrading to Premium adds: - Unlimited assets and saving plans - A faster automatic price-refresh interval (15/30/60 min) - Bear/standard/bull scenario comparison simulation - CSV export - Full-history charting - No ads ■ On privacy MyAssets never connects to any bank, brokerage, or crypto exchange account. Everything you enter is stored only on this device. Simulation results are estimates based on the assumptions you enter — they are not a guarantee of future performance and are not investment advice. Terms of Use (Apple's Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Accumulate+ Compound Interest at none against My Assets's 2. Accumulate+ Compound Interest also leads on update cadence (fortnightly vs monthly). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. My Assets sells 2 in-app purchases, starting at $2.99 per month. Accumulate+ Compound Interest asks for nothing beyond the download.
Accumulate+ Compound Interest ships an update fortnightly, My Assets monthly. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.
| Parameter | Accumulate+ Compound Interest | My Assets |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly — better | Monthly |
| Ads | Yes | Yes |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 13 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | HIROSHI TANABE | Kazuya Betsumiya |
In-app purchases
Accumulate+ Compound Interest
No in-app purchases
My Assets
- 月額$2.991 Month
- 年額$29.991 Year
Questions
Is Accumulate+ Compound Interest free?
Is My Assets free?
Do Accumulate+ Compound Interest or My Assets have ads?
Which is updated more often, Accumulate+ Compound Interest or My Assets?
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