Comparison

Accumulate+ Compound Interest vs My Assets

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Accumulate+ Compound Interest

Features
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See exactly how your savings grow, and compare your options side by side. Accumulate+ is a compound interest calculator built for long-term investors. Enter your starting amount, expected annual return, regular contribution (monthly or yearly) and time horizon, and the app instantly charts how your wealth compounds year by year. Save each scenario as a record, then compare records or combine them into one total. 【Key Features】 ■ Compound Interest Calculator • Instant results from principal, contributions, return rate and years • Monthly or yearly contributions • Charts that separate what you put in from what you earned ■ Quick Setup • One-tap presets for 401(k) and Roth IRA to get started in seconds • Adjust any value afterwards to match your own plan ■ Compare (up to 3 scenarios) • Put different return rates, contributions or timeframes side by side • Charts and a summary table make the differences obvious • Find the plan that gets you to your goal ■ Combine • Stack several records into one chart to see your total across accounts • Great for 401(k) + IRA + brokerage, or several savings goals at once ■ Withdrawal Planning • Model drawing down your savings by a fixed amount or a fixed rate • See how long your money lasts and how the balance changes each year ■ Year-by-Year Table • Every year's total principal, interest, balance and return • Show your age and the calendar year alongside each row ■ Made for iPhone and iPad • On iPad, your records, chart and table sit side by side. No switching screens • Live preview while you create or edit a record on iPad • Dark Mode, large text sizes and VoiceOver supported 【Perfect For】 • Retirement savings: 401(k), IRA, Roth IRA and brokerage accounts • Financial independence and early retirement (FIRE) planning • Dollar-cost averaging: seeing what steady monthly investing adds up to • Saving toward a goal such as a home, college or an emergency fund • Teaching (or learning) how compound interest really works 【Why Accumulate+】 • Clean, focused interface. No sign-up, no account required • A handful of inputs. The app handles the math • Clear charts backed by detailed tables • Free to use. Focus Mode hides ads for a while after you watch one Start with what you have, stay consistent, and let time do the heavy lifting. Download Accumulate+ and see where your plan takes you. Note: This app provides calculations for educational purposes only and does not constitute financial advice. Returns are not guaranteed. Please consult a qualified financial advisor for personalized guidance.

About

My Assets

Features
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MyAssets is a simple asset tracker you fill in by hand — no bank, brokerage, or exchange account linking required. ■ Who it's for - Anyone uncomfortable linking bank or brokerage accounts to an app - People whose holdings are spread across multiple banks, brokers, and exchanges - Anyone who wants cash, stocks, funds, bonds, and crypto in one single view - Anyone who wants to project where their savings are headed ■ Key features - Track 7 asset types in one place: cash, stocks, ETFs, mutual funds, bonds, crypto, and other - Multi-currency support (JPY/USD/EUR/GBP and more), with a base currency you can switch anytime - Live price lookups for stocks, ETFs, and crypto, with a graceful fallback to manual entry when a price can't be fetched — MyAssets never shows a made-up number - A donut chart of your allocation, plus a per-type breakdown at a glance - Saving plans and a future-value simulation (5/10/20/30 years out) with bear/standard/bull scenario comparison - A history chart of your total assets over time — drag across it to check any day's value - A one-tap privacy mode that masks every amount on screen - Available in Japanese, English, Simplified Chinese, Korean, Spanish, French, and German ■ Premium (optional) The free plan covers up to 20 assets and 3 saving plans. Upgrading to Premium adds: - Unlimited assets and saving plans - A faster automatic price-refresh interval (15/30/60 min) - Bear/standard/bull scenario comparison simulation - CSV export - Full-history charting - No ads ■ On privacy MyAssets never connects to any bank, brokerage, or crypto exchange account. Everything you enter is stored only on this device. Simulation results are estimates based on the assumptions you enter — they are not a guarantee of future performance and are not investment advice. Terms of Use (Apple's Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Accumulate+ Compound Interest4 screens
My Assets4 screens

Verdict

The call

The clearest difference is in-app purchases: Accumulate+ Compound Interest at none against My Assets's 2. Accumulate+ Compound Interest also leads on update cadence (fortnightly vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Assets sells 2 in-app purchases, starting at $2.99 per month. Accumulate+ Compound Interest asks for nothing beyond the download.

UpkeepUpdate frequency

Accumulate+ Compound Interest ships an update fortnightly, My Assets monthly. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 4 level
Accumulate+ Compound Interest versus My Assets: the parameters behind the verdict, then further details
ParameterAccumulate+ Compound InterestMy Assets
PriceFreeFree
Update frequencyFortnightly — betterMonthly
AdsYesYes
In-app purchasesNo — betterYes
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size13 MB12 MB
Age rating4+4+
DeveloperHIROSHI TANABEKazuya Betsumiya

In-app purchases

None

Accumulate+ Compound Interest

No in-app purchases

2 purchases

My Assets

Subscriptions2
  • 月額$2.991 Month
  • 年額$29.991 Year

Questions

Is Accumulate+ Compound Interest free?
Accumulate+ Compound Interest is free to download, with no in-app purchases.
Is My Assets free?
My Assets is free to download, with in-app purchases available.
Do Accumulate+ Compound Interest or My Assets have ads?
Both Accumulate+ Compound Interest and My Assets show ads.
Which is updated more often, Accumulate+ Compound Interest or My Assets?
Accumulate+ Compound Interest ships an update fortnightly, and My Assets monthly. Most recently, Accumulate+ Compound Interest was updated on October 28, 2026 and My Assets on October 25, 2026.

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