MindVest vs SELF.IO

MindVest is a generative AI platform that analyzes your complete financial picture to provide personalized recommendations across all your accounts, debts, and investments. Get immediate answers to financial questions, save time on research and gain clarity for any financial information. MindVest also help you save money, reduce fees, optimize taxes, and save you from financial mistakes.

Stop tracking. Start owning. Most finance apps tell you where your money went. SELF.IO shows you who you're becoming. Every expense is a habit. Every habit is a choice. You decide what's building you up — and what's tearing you down. HOW IT WORKS Log an expense. Name it. Mark it as self-improvement or self-destruction. That's your habit now. Every time you spend on it again, log it under the same name. Watch your money move. SET A BUDGET THAT FITS YOUR LIFE Enter your monthly budget. SELF.IO breaks it down into a daily number so you always know what you can actually spend — not what you feel like spending. ARCHIVE YOUR PERIODS When a chapter ends, you close it. Hit Archive Period and get a full breakdown of where your money went and a score out of 100 based on how you lived. Every euro spent on self-destruction counts double. Go over budget? Lose 20 points. Stay under 75% of budget? Gain 5. Under 50%? Gain 10. THE VERDICT 70–100 → Thriving 40–69 → Surviving 0–39 → Struggling No accounts. No ads. No data leaving your phone. Just you, your money, and the truth about both. Own your habits. Own your life.