Comparison

DumbFi vs Smeta

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DumbFi

Features
Read full description

Take control of your spending, without the complexity. DumbFi is the easiest way to track where your money goes. No logins, no linking to bank accounts or credit cards, no confusing graphs. Just a clean, simple tool that helps you stay on top of your expenses. Why you’ll love DumbFi: *** Fast expense entry *** Add purchases in seconds. Choose a category, add a quick note, and select the date. *** Clear insights *** Instantly see how much you’ve spent by category or over any custom date range. *** Easy editing *** Fix mistakes or update details anytime. *** Export your data *** Download expenses as a CSV file for Excel, Google Sheets, or your favorite budget tool. *** Privacy first *** Your data lives only on your phone. No accounts. No tracking. No subscriptions. Whether you’re budgeting, trying to cut back, or just curious where your cash goes, DumbFi keeps it effortless. Free. Private. Simple. Download DumbFi today and finally make sense of your spending. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://silmarillabs.com/dumbfi/privacy

About

Smeta

Read full description

Your money, made clear. Smeta is a personal finance tracker that brings your accounts, transactions, and spending insights together in one calm, easy-to-read place. BRING YOUR HISTORY WITH YOU Start with the data you already have. Smeta imports CSV, TSV, TXT, OFX, QFX, QBO, and QIF files, including flexible spreadsheet layouts from different banks and finance apps. Built-in parsers handle common formats, while on-device intelligence can help identify unfamiliar columns. Optional Remote AI Import uses only a de-identified structural pattern—and stays off until you allow it. SEE THE FULL PICTURE • View balances across multiple accounts • Track income, expenses, and transfers • Organize transactions with categories and distinctive icons • Review recent activity from your dashboard • Search and filter your transaction history • Understand spending by category • Compare income and expenses over time • Work with multiple currencies and exchange rates LOG TRANSACTIONS QUICKLY Add income or expenses in seconds. Smeta remembers previously used names and categories, making everyday entries faster and more consistent. A built-in amount calculator helps when the total is not a simple number. YOUR DATA, YOUR CHOICE Your financial data is stored on your device. Optional iCloud sync keeps it available across your Apple devices through your private iCloud account. Protect access with App Lock, export your transactions to CSV whenever you need them, and choose whether Remote AI Import is ever used. Whether you are starting fresh or moving years of financial history, Smeta helps turn everyday transactions into a clear view of your money.

Screenshots

DumbFi4 screens
Smeta4 screens

Verdict

The call

The clearest difference is iOS requirement: DumbFi at 15.1 against Smeta's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

DumbFi ships an update every 3 weeks, Smeta every 5 weeks. The most recent releases landed on November 12, 2026 and November 10, 2026 respectively.

Scorecard1 real difference · 5 level
DumbFi versus Smeta: the parameters behind the verdict, then further details
ParameterDumbFiSmeta
PriceFreeFree
Update frequencyEvery 3 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better26.0
Further details — not scored
Size34 MB17 MB
Age rating4+4+
DeveloperSilmaril Labs, LLCGaivoronski Andrei Vyacheslavovich, IP

In-app purchases

None

DumbFi

No in-app purchases

None

Smeta

No in-app purchases

Questions

Is DumbFi free?
DumbFi is free to download, with no in-app purchases.
Is Smeta free?
Smeta is free to download, with no in-app purchases.
Do DumbFi or Smeta have ads?
Neither DumbFi nor Smeta shows ads.
Which is updated more often, DumbFi or Smeta?
DumbFi ships an update every 3 weeks, and Smeta every 5 weeks. Most recently, DumbFi was updated on November 12, 2026 and Smeta on November 10, 2026.

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