DumbFi vs Smeta
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DumbFi
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Take control of your spending, without the complexity. DumbFi is the easiest way to track where your money goes. No logins, no linking to bank accounts or credit cards, no confusing graphs. Just a clean, simple tool that helps you stay on top of your expenses. Why you’ll love DumbFi: *** Fast expense entry *** Add purchases in seconds. Choose a category, add a quick note, and select the date. *** Clear insights *** Instantly see how much you’ve spent by category or over any custom date range. *** Easy editing *** Fix mistakes or update details anytime. *** Export your data *** Download expenses as a CSV file for Excel, Google Sheets, or your favorite budget tool. *** Privacy first *** Your data lives only on your phone. No accounts. No tracking. No subscriptions. Whether you’re budgeting, trying to cut back, or just curious where your cash goes, DumbFi keeps it effortless. Free. Private. Simple. Download DumbFi today and finally make sense of your spending. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://silmarillabs.com/dumbfi/privacy
Smeta
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Your money, made clear. Smeta is a personal finance tracker that brings your accounts, transactions, and spending insights together in one calm, easy-to-read place. BRING YOUR HISTORY WITH YOU Start with the data you already have. Smeta imports CSV, TSV, TXT, OFX, QFX, QBO, and QIF files, including flexible spreadsheet layouts from different banks and finance apps. Built-in parsers handle common formats, while on-device intelligence can help identify unfamiliar columns. Optional Remote AI Import uses only a de-identified structural pattern—and stays off until you allow it. SEE THE FULL PICTURE • View balances across multiple accounts • Track income, expenses, and transfers • Organize transactions with categories and distinctive icons • Review recent activity from your dashboard • Search and filter your transaction history • Understand spending by category • Compare income and expenses over time • Work with multiple currencies and exchange rates LOG TRANSACTIONS QUICKLY Add income or expenses in seconds. Smeta remembers previously used names and categories, making everyday entries faster and more consistent. A built-in amount calculator helps when the total is not a simple number. YOUR DATA, YOUR CHOICE Your financial data is stored on your device. Optional iCloud sync keeps it available across your Apple devices through your private iCloud account. Protect access with App Lock, export your transactions to CSV whenever you need them, and choose whether Remote AI Import is ever used. Whether you are starting fresh or moving years of financial history, Smeta helps turn everyday transactions into a clear view of your money.
Screenshots
Verdict
The clearest difference is iOS requirement: DumbFi at 15.1 against Smeta's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DumbFi ships an update every 3 weeks, Smeta every 5 weeks. The most recent releases landed on November 12, 2026 and November 10, 2026 respectively.
| Parameter | DumbFi | Smeta |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 26.0 |
| Further details — not scored | ||
| Size | 34 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | Silmaril Labs, LLC | Gaivoronski Andrei Vyacheslavovich, IP |
In-app purchases
DumbFi
No in-app purchases
Smeta
No in-app purchases









