ExpenseFlow vs SpendZy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ExpenseFlow
Manually track all your purchases with a spreadsheet-like interface on your phone. Organize expenses with custom categories and tags, and view live summaries and charts. Ideal for those who prefer manual control and privacy.
- Manual expense entry
- Spreadsheet-style layout
- Live monthly/yearly summaries
- Custom categories and tags
- Recurring expense tracking
- Clean charts and Dark Mode
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ExpenseFlow brings the simplicity of a spreadsheet to your phone so you can record every purchase—monthly or yearly—in just a few taps. KEY FEATURES - Manual entry with zero bank links - Spreadsheet-style layout that updates totals instantly - Live monthly and yearly summaries - Custom categories, colors, and tags - Recurring expenses for rent, subscriptions, and more - Clean charts plus Dark Mode support - Privacy-first: all data stays on your device WHO IT’S FOR - Spreadsheet lovers who want mobile convenience - Freelancers tracking deductible costs - Zero-based budgeters who prefer manual control - Anyone tired of bank-sync hassles Ready to see where your money goes? Download ExpenseFlow today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
SpendZy
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SpendZy is your all-in-one personal finance companion — track expenses and income, manage money you lend or owe, hit savings goals, and even run chitti groups. AUTO-TRACK FROM BANK MESSAGES Set up a Shortcut once and SpendZy can automatically log expenses and income from your bank SMS and UPI notifications. No manual entry for every transaction. EXPENSE & INCOME TRACKING • Log spending and income with categories and notes • See daily, weekly, and monthly summaries • Search and filter your full history • Home screen widget for quick add LEND & OWE • Track money you lent or borrowed • Set due dates and get reminders • Organize contacts into folders • Record partial payments and settlements SAVINGS GOALS • Create goals with targets and deadlines • Track progress at a glance • Stay motivated with visual progress CHITTI MANAGEMENT • Manage fixed or variable chitti schemes • Track members and monthly payments • See who has paid and what’s outstanding MORE YOU’LL LOVE • Multi-currency support • Local backup and restore • Google Drive backup (Premium) • Dark mode and multiple languages • Daily expense summary notifications SPENDZY PREMIUM • Auto-track from bank messages • Due date reminders • Unlimited lend/owe folders • Unlimited savings goals • Google Drive backup & restore Take control of your money — from everyday spending to loans, savings, and chitti — all in one clean, simple app.
Screenshots
Verdict
ExpenseFlow and SpendZy are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. ExpenseFlow sells 2 in-app purchases, starting at $2.99 per month and SpendZy sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
| Parameter | ExpenseFlow | SpendZy |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 3 months | — |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.4 — better | 17.0 |
| Further details — not scored | ||
| Size | 62 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | Carlos Lovera | MANIKANT KUMAR |
In-app purchases
ExpenseFlow
- Premium Monthly7 Days trial$2.991 Month
- Premium Annual7 Days trial$14.991 Year
SpendZy
- SpendZy Premium Lifetime$4.99









