Balancer vs TipChip

Split bills with AI — point your camera at any receipt and Balancer assigns every item instantly. Free forever, no subscription, no ads. SCAN RECEIPTS WITH AI Point your camera at any receipt. Balancer reads it instantly and lets you assign items to each person — no manual entry needed. SMART DEBT MINIMIZATION The algorithm calculates the fewest possible transfers to settle all debts. No more complicated payment chains. COMPLETELY FREE. NO ADS. NO SUBSCRIPTION. Every feature, forever free. Nothing locked behind a paywall — unlike other expense apps. MULTI-CURRENCY SUPPORT Add expenses in any currency. Balancer converts everything to your group's currency automatically. BUILT FOR TRAVELERS & ROOMMATES Group trips, shared apartments, dinner with friends — create a group for any situation and invite people with one link. ALWAYS KNOW WHO OWES WHAT Clear balances for every member. See exactly who owes whom and how much, updated instantly after every expense. Download Balancer free and stop doing math in your head

Split any check in about a minute — no math, no group chat, no awkward reminders. SCAN, DON'T TYPE Point your camera at the receipt. TipChip reads the items, prices, tax, and tip right on your phone — nothing is uploaded anywhere to do it. Bad angle or a blurry shot? Fix any line with two taps before you move on. EVERYONE PICKS THEIR OWN TIP This is the one thing every other bill-splitting app gets wrong: they force the whole table onto a single tip percentage. TipChip doesn't. One person tips 22%, another tips 18%, and nobody has to explain why in the group chat. Quick presets (18/20/22%) or a custom amount, per person, every time. ASSIGN ITEMS IN SECONDS One page per person: tap what they had, then move on to the next. Shared appetizer? Everyone who had a bite taps it on their own page, and TipChip splits that line evenly among just them. SETTLE UP, YOUR WAY When everyone's done, TipChip shows exactly who owes what — broken down by items, tax, and their own tip. Copy any person's share, or share it straight to whatever app you already pay each other with. Or send a clean summary card as an image. TIPCHIP NEVER TOUCHES YOUR MONEY No account to create, no balance to hold, no fees. TipChip works out the split; sending it is yours to do, in the app you already use — your card and bank details never pass through TipChip at all. WORKS OFFLINE The camera, the math, and the split all happen on your phone. No signal at the table? No problem — TipChip only needs a connection when you're ready to share. PAST CHECKS Every settled check is saved automatically so you can look back at what a night out actually cost — no extra "save" button, no extra step. TipChip is built for the moment the check hits the table: fast enough that nobody's phone is out for more than a minute, and fair enough that nobody's stuck footing someone else's tip.