Comparison

Yab Sigorta vs SPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Yab Sigorta

Securely obtain official Turkish health insurance for your residence permit in minutes. This app streamlines the process with digital policies, secure payments, and multi-language support, eliminating the need for paperwork or queues.

Highlights
  • Government-compliant policies
  • Instant digital policy delivery
  • Secure online payment options
  • Multi-language support
  • Streamlined application process
Features
Read full description

Yab Sigorta is the fast, official way to get Turkish health insurance for your residence permit — fully accepted by the Directorate of Migration Management. Whether you're a student, resident, or visitor, get an approved policy in just minutes — no paperwork, no queues, no stress. WHY YAB SIGORTA • Government-compliant, immigration-approved policies • Instant digital policy — delivered to your email • Secure online payment (Visa, Mastercard, Apple Pay, Google Pay) • Perfect for residence permit applications and renewals • Support in 5 languages: Arabic, English, Turkish, Russian, Persian HOW IT WORKS 1. Enter your details and choose your coverage 2. Pay securely in the app 3. Receive your official insurance certificate by email — instantly Skip the agencies and the paperwork. Get insured from home in minutes and move forward with your Turkish residency with confidence. Yab Sigorta — simplifying your journey to legal residence in Turkey. Support: support@yabsigorta.com

About

SPay

Manage multiple cryptocurrencies, fund a virtual Visa card, and spend globally. Track transactions in real-time and enjoy secure login with passcode and biometric options. 24/7 customer support is available.

Highlights
  • Manage multiple cryptocurrencies
  • Virtual Visa card
  • Global online spending
  • Real-time transaction tracking
  • Passcode and biometric login
  • 24/7 customer support
Features
Read full description

SPay is a digital wallet developed and operated by NOVARA TECH L.L.C S.O.C — a licensed technology company. With SPay you can: - Hold and manage crypto across multiple wallets, including USDT, USDC, ETH and TRX - Deposit crypto quickly and securely to fund your account - Get a SPay virtual Visa card and load it from your wallet balance - Spend online worldwide and withdraw from your card balance - Track every transaction with a clear, real-time history - Stay protected with passcode and biometric login - Receive instant push notifications on card activity - Reach 24/7 customer support whenever you need it Download SPay today and experience the future of digital payments. Privacy Policy: https://spay.finance/privacy-policy Support: https://spay.finance/support

Screenshots

Yab Sigorta4 screens
SPay4 screens

Verdict

The call

The clearest difference is rating: SPay at 5.0 against Yab Sigorta's 3.0. SPay also leads on update cadence (every 3 days vs every 11 days). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SPay holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

Yab Sigorta ships an update every 11 days, SPay every 3 days. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 8 level
Yab Sigorta versus SPay: the parameters behind the verdict, then further details
ParameterYab SigortaSPay
PriceFreeFree
Rating3.0 (2 ratings)5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings2 — better1
Update frequencyEvery 11 daysEvery 3 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size80 MB39 MB
Age rating4+4+
DeveloperDEVXART LTDNOVARA TECH L.L.C S.O.C

Customer experience

Yab Sigorta

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

SPay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Yab Sigorta

No in-app purchases

None

SPay

No in-app purchases

Questions

Is Yab Sigorta free?
Yab Sigorta is free to download, with no in-app purchases.
Is SPay free?
SPay is free to download, with no in-app purchases.
Which has better reviews, Yab Sigorta or SPay?
SPay is rated higher. Yab Sigorta averages 3.0 out of 5 from 2 ratings, while SPay averages 5.0 from 1 ratings.
Do Yab Sigorta or SPay have ads?
Neither Yab Sigorta nor SPay shows ads.
Which is updated more often, Yab Sigorta or SPay?
Yab Sigorta ships an update every 11 days, and SPay every 3 days. Most recently, Yab Sigorta was updated on November 8, 2026 and SPay on November 5, 2026.

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