Comparison

Greatiby vs Payton

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Greatiby

Manage your digital assets and Naira with this secure app. Buy, sell, and swap cryptocurrencies, create virtual cards for international payments, and pay bills. It offers fast registration and 24/7 support for Nigerian users.

Highlights
  • Buy, sell, and swap cryptocurrencies
  • Convert crypto to Naira
  • Create virtual USD cards
  • Pay bills and subscriptions
  • Withdraw directly to Nigerian bank accounts
  • Fast registration and verification
  • 24/7 in-app support
Features
Read full description

Greatiby is a secure and reliable crypto wallet built for Nigerians at home and abroad. Buy, sell, store, and manage your digital assets with ease, swap between cryptocurrencies or convert crypto to Naira at competitive rates, pay everyday bills, create virtual cards, and withdraw directly to your Nigerian bank account—all from one powerful app. With Freedom Swap, you can instantly exchange hundreds of cryptocurrencies through a fast, secure, and non-custodial experience. No wallet funding is required—simply swap and receive your preferred cryptocurrency with ease. Everything you need—crypto, Naira, payments, and spending—in one secure app. Whether you’re trading crypto, paying bills, sending money to loved ones, or making online purchases, Greatiby delivers a fast, secure, and seamless experience powered by trusted infrastructure and industry-standard security. Key Features • Fast Registration & Verification – Sign up with your Nigerian phone number, verify with OTP, and complete BVN/NIN verification in minutes to unlock additional services and higher transaction limits. • Multi-Asset Wallet – Securely store, send, receive, and manage supported cryptocurrencies and your Naira wallet with real-time balance updates. • Crypto Trading – Buy and sell supported cryptocurrencies instantly at competitive market rates. • Freedom Swap – Instantly swap hundreds of cryptocurrencies through our secure, non-custodial swap service. • Crypto ↔ Naira Exchange – Convert between crypto and Naira quickly with competitive pricing. • Bank Transfers – Withdraw Naira directly to any Nigerian bank account. • Bill Payments – Pay for airtime, data, electricity, and TV subscriptions in just a few taps. • Virtual USD Cards – Create and use virtual cards for online shopping, subscriptions, and international payments. • Transaction History – Track all your wallet activities and transactions in one place. • Instant Notifications – Stay informed with real-time alerts for every transaction and account activity. • 24/7 In-App Support – Reach our support team whenever you need assistance. • Advanced Security – Protect your account with Google Authenticator (2FA), Face ID or biometric login (on supported devices), phone OTP verification, secure transaction PINs, and encrypted wallet protection. Why Choose Greatiby? • Fast and reliable crypto transactions • Competitive exchange rates • Secure wallet infrastructure • Simple and intuitive user experience • Trusted compliance and identity verification • Everything you need to manage crypto and Naira in one app Important: Greatiby is designed exclusively for Nigerian users. Registration requires a Nigerian phone number. Access to regulated financial services requires BVN and/or NIN verification in line with applicable regulations.

About

Payton

Easily convert cryptocurrency to fiat currency for everyday spending. Enjoy fast, reliable transactions with zero conversion fees and top-level security. Pay bills, buy airtime, and refer friends to earn.

Highlights
  • Convert crypto to fiat instantly
  • Reliable and fast transactions
  • Zero conversion fees
  • Top-level security
  • Instant bill payments and airtime purchase
  • Refer and earn program
Features
Read full description

Payton is Nigeria's Crypto Wallet App, designed to make your crypto spendable in everyday life. With Payton, you can easily convert your crypto to Fiat seamlessly without delays. Enjoy Reliable and Faster Transactions at the best Rate in real time. Zero conversion fees and Top Level Security. Why choose Payton? Instant Transactions and Transfers - We make crypto transactions simple like ABC! Top Level Security - With Payton, you don't have to worry about your funds. We've implemented high grade security via blockchain technologies to keep your funds safe. 24/7 Customer Service - Unlike other traditional exchanges, We value you! We are available and would love to hear from you! Instant Bill Payment - Seamlessly pay your bills, buy airtime, data etc with the Payton App. Stress-free! Refer and Earn - You are our partner, we share our profits with you whenever your referral trades with us! Join Thousands of Users who seamlessly convert their Crypto without Worries. Download Payton App today.

Screenshots

Greatiby4 screens
Payton4 screens

Verdict

The call

The clearest difference is rating: Greatiby at 3.6 against Payton's 1.0. Greatiby also leads on update cadence (every 2 weeks vs monthly) and ratings volume (7 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Greatiby holds the better App Store score, 3.6 against 1.0. That said, the two scores are not equally well evidenced: Greatiby has 7 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Greatiby ships an update every 2 weeks, Payton monthly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 6 level
Greatiby versus Payton: the parameters behind the verdict, then further details
ParameterGreatibyPayton
PriceFreeFree
Rating3.6 (7 ratings) — better1.0 (1 ratings)
Positive reviews33.3% of reviews—
Number of ratings7 — better1
Update frequencyEvery 2 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.0
Further details — not scored
Size92 MB42 MB
Age rating17+17+
DeveloperGreatibyP-TON TECHNOLOGIES LIMITED

Customer experience

Greatiby

All ratings6 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

Payton

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Greatiby

No in-app purchases

None

Payton

No in-app purchases

Questions

Is Greatiby free?
Greatiby is free to download, with no in-app purchases.
Is Payton free?
Payton is free to download, with no in-app purchases.
Which has better reviews, Greatiby or Payton?
Greatiby is rated higher. Greatiby averages 3.6 out of 5 from 7 ratings, while Payton averages 1.0 from 1 ratings.
Do Greatiby or Payton have ads?
Neither Greatiby nor Payton shows ads.
Which is updated more often, Greatiby or Payton?
Greatiby ships an update every 2 weeks, and Payton monthly. Most recently, Greatiby was updated on November 5, 2026 and Payton on October 31, 2026.

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